Questions and Answers
What is the primary objective of PMAY-U?
Which of the following categories does NOT benefit from the Credit Linked Subsidy Scheme under PMAY-U?
What type of houses does PMAY-G aim to provide?
How much financial assistance is provided in hilly or difficult areas under PMAY-G?
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What is the primary method of beneficiary identification for PMAY-G?
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Which feature of PMAY-U promotes partnerships for affordable housing?
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Which of the following is NOT a feature of PMAY-G?
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Which scheme is associated with toilet construction in conjunction with PMAY-G?
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Study Notes
Pradhan Mantri Awas Yojana (PMAY)
- Credit-linked subsidy scheme aimed at providing affordable housing to low and moderate-income residents in India.
- Government approved 3 crore additional rural and urban houses under PMAY.
PMAY Components
- Two main components:
- PMAY-U targets urban poor.
- PMAY-G focuses on rural poor.
PMAY-U (Urban)
- Objective: Ensure housing for all in urban areas.
- Beneficiaries:
- Economically Weaker Section (EWS)
- Low-Income Group (LIG)
- Middle-Income Group (MIG)
- Credit Linked Subsidy Scheme: Provides interest subsidies on home loans across EWS, LIG, and MIG categories.
- In-Situ Slum Redevelopment: Utilizes land to construct houses for eligible slum dwellers.
- Affordable Housing in Partnership: Encourages partnerships between public and private sectors for building affordable housing.
- Beneficiary-Led Construction: Financial aid offered for individuals to construct or improve their own homes.
PMAY-G (Gramin)
- Objective: Provide pucca houses with essential amenities to homeless rural families or those in kutcha/dilapidated houses.
- Beneficiary identification is based on the Socio-Economic and Caste Census (SECC) 2011.
- Features include:
- Financial Assistance: ₹1.2 lakh in plain areas; ₹1.3 lakh in hilly/difficult/IAP areas.
- Construction: Houses are built by beneficiaries with government technical support.
- Convergence with other initiatives: Promotes integration with schemes like Swachh Bharat Mission (for toilet facilities) and MGNREGA (for wage employment).
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Description
Explore the Pradhan Mantri Awas Yojana (PMAY), a government initiative aimed at providing affordable housing to low and moderate-income residents in India. This quiz covers the components of PMAY, focusing on both urban and rural aspects, including the credit-linked subsidy scheme and various beneficiary categories.
