Pradhan Mantri Awas Yojana Overview
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Questions and Answers

What is the primary objective of PMAY-U?

  • To provide financial assistance for agriculture
  • To enhance the quality of rural education
  • To ensure housing for all in urban areas (correct)
  • To promote public transport in urban settings
  • Which of the following categories does NOT benefit from the Credit Linked Subsidy Scheme under PMAY-U?

  • Middle-Income Group (MIG)
  • Economically Weaker Section (EWS)
  • Low-Income Group (LIG)
  • High-Income Group (HIG) (correct)
  • What type of houses does PMAY-G aim to provide?

  • Temporary shelters for the homeless
  • Kutcha houses with basic amenities
  • Pucca houses for rural families (correct)
  • High-rise apartments in rural areas
  • How much financial assistance is provided in hilly or difficult areas under PMAY-G?

    <p>Rs. 1.3 lakh</p> Signup and view all the answers

    What is the primary method of beneficiary identification for PMAY-G?

    <p>Socio-Economic and Caste Census (SECC) 2011</p> Signup and view all the answers

    Which feature of PMAY-U promotes partnerships for affordable housing?

    <p>Affordable Housing in Partnership</p> Signup and view all the answers

    Which of the following is NOT a feature of PMAY-G?

    <p>Provision of loans for urban housing</p> Signup and view all the answers

    Which scheme is associated with toilet construction in conjunction with PMAY-G?

    <p>Swachh Bharat Mission</p> Signup and view all the answers

    Study Notes

    Pradhan Mantri Awas Yojana (PMAY)

    • Credit-linked subsidy scheme aimed at providing affordable housing to low and moderate-income residents in India.
    • Government approved 3 crore additional rural and urban houses under PMAY.

    PMAY Components

    • Two main components:
      • PMAY-U targets urban poor.
      • PMAY-G focuses on rural poor.

    PMAY-U (Urban)

    • Objective: Ensure housing for all in urban areas.
    • Beneficiaries:
      • Economically Weaker Section (EWS)
      • Low-Income Group (LIG)
      • Middle-Income Group (MIG)
    • Credit Linked Subsidy Scheme: Provides interest subsidies on home loans across EWS, LIG, and MIG categories.
    • In-Situ Slum Redevelopment: Utilizes land to construct houses for eligible slum dwellers.
    • Affordable Housing in Partnership: Encourages partnerships between public and private sectors for building affordable housing.
    • Beneficiary-Led Construction: Financial aid offered for individuals to construct or improve their own homes.

    PMAY-G (Gramin)

    • Objective: Provide pucca houses with essential amenities to homeless rural families or those in kutcha/dilapidated houses.
    • Beneficiary identification is based on the Socio-Economic and Caste Census (SECC) 2011.
    • Features include:
      • Financial Assistance: ₹1.2 lakh in plain areas; ₹1.3 lakh in hilly/difficult/IAP areas.
      • Construction: Houses are built by beneficiaries with government technical support.
      • Convergence with other initiatives: Promotes integration with schemes like Swachh Bharat Mission (for toilet facilities) and MGNREGA (for wage employment).

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    Description

    Explore the Pradhan Mantri Awas Yojana (PMAY), a government initiative aimed at providing affordable housing to low and moderate-income residents in India. This quiz covers the components of PMAY, focusing on both urban and rural aspects, including the credit-linked subsidy scheme and various beneficiary categories.

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