Policy Exclusions in Legal Contexts

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30 Questions

Consumer goods are used or bought primarily for personal, family, or household ______

purposes

Inventory includes goods held by a person for sale or lease, or raw ______

materials

Farm products refer to crops, livestock, etc. used by a person in a farming ______

operation

Equipment is a catch-all category for goods other than inventory, farm products, or consumer ______

goods

Collateral can also be classified as intangible or semi-intangible instruments like a ______

check

Security interests are voluntary transactions whereby a debtor will 'secure' a loan with a ______

piece

Strict liability crimes are also known as __________ crimes

SS

The principal is the one that ________ the crime

commits

The accomplice is liable for all crimes committed that the accomplice aids or encourages as well as all “__________ and probable results” of crimes aided or encouraged

natural

Withdrawal can be done by repudiating encouragement, undoing assistance, or notifying authorities to prevent the ________ from happening

crime

Accessory after the fact knowingly assists a person who has committed a felony with intent to help the person avoid arrest, conviction, or trial for the ________

felony

Felony murder occurs when a felony is committed and it results in ________

murder

The implied warranty of habitability for residential property requires the landlord to keep the property in a ______ condition.

habitable

A tenant may be constructively evicted if the landlord’s act or failure to act renders the premises ______ or unusable, the landlord is notified, and the tenant leaves.

uninhabitable

Assignment vs. ______: Assignment occurs when a tenant (assignor) grants all his interest to the assignee.

sublease

The assignor is liable to the landlord under a theory of ______ of contract.

privity

The sublessor is liable to the landlord under the theories of ______ of contract and privity of estate.

privity

Real covenants require that the covenant must ______ the land (make the land more valuable or useful).

touch and concern

Self-defense allows a defendant to use deadly force if he reasonably believes he is facing a threat of imminent death or serious bodily harm and is not the ______ aggressor.

initial

Common law required a defendant to retreat if he was not in his home, also known as the ______ doctrine.

castle

Majority rule does not require retreat, which means it does not mandate the defendant to ______ before using deadly force.

retreat

Imperfect self-defense allows mitigation from murder to voluntary manslaughter, even if the defendant was unreasonable in his belief that deadly force was needed or if he was the ______ aggressor.

initial

The M’Naghten test, followed by the majority, requires the defendant to have a disease of mind that caused a defect of reason, resulting in the inability to know the wrongfulness of his actions or understand the nature and quality of his actions to establish the defense of ______.

insanity

Involuntary intoxication is treated like ______ as a defense.

insanity

Insurance is generally not admissible to prove liability, but can be used to show ______, ownership or control, impeachment, or MIMIC

agency

Subsequent remedial measures are not admissible to prove negligence or culpable conduct, product defect or design, or need for warning or instruction but may be used for impeachment, ownership or control, or feasibility of ______ measures

precautionary

Offers to settle are generally not admissible to prove validity of a disputed claim, but there must be a claim and a ______

dispute

Two-step process for real estate transactions: a contract of sale is signed and ______ occurs.

closing

The contract of sale must satisfy the Statute of Frauds: be in writing, signed by the party to be charged, and contain essential terms (identity of the parties, description of the land, ______).

price

Part performance exception: buyer does two of the following three things: takes possession, makes full or substantial payment, improves the property in a significant ______.

way

Test your knowledge on policy exclusions in legal settings, including insurance, plea bargaining, and subsequent remedial measures. Learn about when these exclusions can be admissible for proving agency, ownership, control, impeachment, or feasibility.

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