Pension Funds Overview

Questions and Answers

What is the primary function of Pension Funds?

To create a retirement corpus from contributions (correct)

To directly manage securities for investors

To provide loans to investors

To offer insurance products to eligible individuals

How do investors choose the type of Pension Fund to invest in?

By considering their risk tolerance and return requirements (correct)

Based solely on the fund manager's reputation

According to governmental regulations

By following market trends and media recommendations

What distinguishes Asset Management Companies from Portfolio Managers?

Asset Management Companies can pool investors' money, while Portfolio Managers cannot (correct)

Asset Management Companies only work with high-net-worth individuals

Portfolio Managers can pool investors' money, while Asset Management Companies cannot

Portfolio Managers do not charge any fees for their services

What is a key role of Investment Advisers?

To help investors select securities based on their financial goals Signup and view all the answers

What type of investments do Pension Funds typically offer?

A mix of debt, equity, or both Signup and view all the answers

Which service do Asset Management Companies not provide?

Offering direct investment advice to clients Signup and view all the answers

What is one function of Portfolio Managers?

Creating and managing a portfolio on behalf of investors Signup and view all the answers

Which of the following is not typically a concern for Investment Advisers when helping clients?

Investor's location for tax purposes Signup and view all the answers

What distinguishes an outcome from an impact in social interventions?

Outcomes are qualitative and short-term, while impacts are broader and long-term. Signup and view all the answers

Which of the following is an example of an impact of a women's empowerment project?

Improved self-esteem and self-confidence among women. Signup and view all the answers

Which factors influence social sector interventions?

The beliefs, values, and theoretical preferences of organizations. Signup and view all the answers

What is the primary focus of care management in social interventions?

Community care, particularly in health and disability sectors. Signup and view all the answers

Which of the following statements about impacts is true?

Impacts can include changes in social behaviors and lifestyle. Signup and view all the answers

What role do transparency and trust play in social interventions?

They foster collaboration between workers and beneficiaries. Signup and view all the answers

Which of the following is considered a short-term outcome of a social intervention?

Increased community engagement in activities. Signup and view all the answers

Why is understanding the qualitative nature of outcomes important in social interventions?

It guides the design of the intervention based on expected changes. Signup and view all the answers

What role did 'shramdaan' historically play in India?

It represented the culture of voluntary work contributing to civil society. Signup and view all the answers

In which decades did professional NGOs start gaining prominence in India?

1970s and 1980s Signup and view all the answers

How did the liberalization in the 1990s impact NGOs in India?

They gained importance as advocates for vulnerable populations. Signup and view all the answers

What is the main focus of the social sector in India?

Providing voluntary support and advocacy for social reform. Signup and view all the answers

Which of the following best describes NGOs in the context of Indian society?

Non-Profit Organizations supporting advocacy and reform. Signup and view all the answers

What aspect of Indian society did social reformers advocate for during the pre-Independence era?

An equitable social order. Signup and view all the answers

What has primarily characterized the Indian social sector post-Independence?

A mix of voluntary action and support from NGOs. Signup and view all the answers

What is a significant consequence of NGO advocacy for vulnerable populations in India?

Higher levels of political engagement among citizens. Signup and view all the answers

Which Act regulates the acceptance and utilization of foreign contributions by NGOs?

Foreign Contribution (Regulation) Act Signup and view all the answers

What percentage of profits is mandated for certain companies in India to spend on Corporate Social Responsibility (CSR) activities?

2% Signup and view all the answers

What notable challenge do NGOs in India often face?

Funding constraints Signup and view all the answers

How do many NPOs improve the socio-economic life of communities?

Through collaborations with local businesses Signup and view all the answers

What role do Public-Private Partnerships (PPPs) play in the work of NGOs?

They scale up social impact through collaboration Signup and view all the answers

What innovative approach have many NPOs in India adopted to support their efforts?

Utilizing technology for fundraising and communication Signup and view all the answers

In which area do 88% of NPOs contribute significantly?

Strengthening government programs across various themes Signup and view all the answers

Which of the following issues is commonly addressed by NPOs in India?

Healthcare, education, and poverty Signup and view all the answers

How many marks are allocated for the Multiple Choice Questions in the assessment structure?

85 Signup and view all the answers

What is the total number of marks for the Case-based Questions in the assessment structure?

15 Signup and view all the answers

Which software should candidates be proficient in for computation during the examination?

Microsoft Excel and OpenOffice Calc Signup and view all the answers

What does the acronym SDGs stand for in the context of sustainable development?

Sustainable Development Goals Signup and view all the answers

Which section discusses the challenges of comparability faced by social sector organizations?

Section I: Social Sector in India Signup and view all the answers

What are the two main components of the Indian Financial Markets discussed in the content?

Trading Mechanism and Risk Management Signup and view all the answers

Which chapter addresses the registration process on Social Stock Exchanges?

Chapter 4: Registration and Listing on Social Stock Exchanges Signup and view all the answers

What is an essential aspect of the Social Impact Assessment Process?

Engagement with Stakeholders Signup and view all the answers

Which of the following is addressed in Chapter 10 regarding taxation?

Securities Transaction Tax Signup and view all the answers

What principle is vital for effective Social Impact Assessment?

Stakeholder engagement Signup and view all the answers

Which chapter encompasses challenges related to Social Impact Assessment?

Chapter 7: Social Impact Assessment Signup and view all the answers

What is the primary focus of Chapter 3?

Funding Structures of Social Stock Exchange Signup and view all the answers

Under which regulation are disclosures as per SEBI ICDR Regulations discussed?

Chapter 9 Signup and view all the answers

Which document outlines the rights, obligations, and disclosures for organizations listed on Social Stock Exchanges?

Rights and Obligations Document Signup and view all the answers

Study Notes

Pension Funds

Pension Funds serve as intermediaries, collecting contributions from eligible individuals to invest for retirement.
Investment options include debt, equity, or a mix, allowing investors to choose based on risk tolerance and return needs.

Asset Management Companies and Portfolio Managers

Asset Management Companies (AMCs) manage pooled investments and offer securities representing participation in mutual funds.
Portfolio Managers work on behalf of investors to manage their individual portfolios without pooling funds.
Both AMCs and portfolio managers charge fees for their services and may involve brokers, registrars, and custodians.

Investment Advisers

Investment Advisers assist investors in identifying suitable securities by evaluating needs, investment horizons, and risk tolerance.
They also help create financial plans outlining savings goals and corresponding investment strategies.

Examination Structure

Examination consists of 85 multiple-choice questions worth 1 mark each.
Includes 3 case-based questions, each with 5 additional questions worth 1 mark.

Examination Registration

Candidates can register for the exam through the official website, www.nism.ac.in.

Examination Preparation Tips

Familiarity with Microsoft Excel or OpenOffice Calc is essential, as these software programs will be used for numerical computations.
Sample questions in preparatory materials may vary in difficulty from the actual exam.

India's tradition of voluntary work, or "shramdaan," underpins its civil society history since Independence.
The 1970s and 1980s saw a rise in professional Non-Governmental Organizations (NGOs), backed by governmental and international support.

Outcomes refer to short-term, qualitative changes resulting from a project, such as increased savings or credit access for women.
Impact denotes broader, long-term societal changes such as shifts in social norms or enhanced self-esteem and productivity.

Social sector interventions focus on community beliefs, transparency, and trust among workers and service users.
Care Management is a prevalent method linked to community-specific initiatives like healthcare.

Legal Framework for NGOs

NGOs in India are established under various legal frameworks, including the Societies Registration Act and Companies Act.
The Foreign Contribution (Regulation) Act governs the acceptance of foreign donations to NGOs.

Challenges for NGOs

NGOs face funding constraints, regulatory compliance issues, and calls for improved transparency and accountability.
They operate in complex environments addressing critical issues like poverty, healthcare, and education.

Government Initiatives Supporting NGOs

The Indian government implements various schemes targeting education, healthcare, and poverty alleviation to support NGOs.
NPOs frequently partner with the government and local businesses to strengthen socio-economic conditions.

Technology and Innovation in NPOs

Many NPOs leverage technology for fundraising, project management, and enhancing communication.
Social media platforms are utilized for raising awareness and garnering support for various causes.

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Description

This quiz explores the fundamentals of pension funds, their role as intermediaries in managing retirement contributions, and various investment options available for contributors. It also examines how investors choose funds based on risk tolerance and return expectations.