Overview of Travel Insurance

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Questions and Answers

En vertu de la loi sur le contrat d'assurance (LCA) et des conditions générales d'assurance (CGA), les prestations d'assurance voyage sont limitées à l'assurance annulation voyage uniquement.

False (B)

L'assurance annulation voyage couvre uniquement les frais d'annulation en cas de maladie, d'accident ou de décès de l'assuré ou d'un de ses proches.

False (B)

L'assurance protection voyage fournit des services d'assistance de la part de l'assureur et couvre les frais supplémentaires découlant de l'événement dommageable assuré.

True (A)

L'assurance remplacement du voyage couvre les frais du voyage pour remplacer un voyage non entamé ou abrégé pour des motifs non assurés.

<p>False (B)</p>
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L'assurance bagages offre une indemnisation pour la perte, l'endommagement ou la livraison tardive des bagages, quel que soit le lieu du voyage.

<p>True (A)</p>
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L'assurance assistance en cas de panne couvre les frais supplémentaires en cas de panne ou d'endommagement du véhicule dans le monde entier.

<p>False (B)</p>
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Que couvre en général l'assurance frais d'annulation pour son rapport ou son interruption prématurée?

<p>Protection des personnes (assistance des personnes) (D)</p>
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Quel service est inclus dans la protection pendant le voyage offerte par l'assureur?

<p>Service d'assistance aux personnes (C)</p>
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Que peut inclure la protection pendant le voyage pour couvrir les frais supplémentaires?

<p>Services médicaux d'urgence (A)</p>
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Quel type de prestations peut varier selon les assureurs en ce qui concerne la protection pendant le voyage?

<p>Événements assurés et prestations (C)</p>
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Quel service n'est pas couvert par l'assurance frais d'annulation accordant la protection des personnes?

<p>Assistance en cas de panne du véhicule (A)</p>
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Quels sont les principaux exemples d'événements assurés couverts par l'assurance annulation du voyage selon les CGA?

<p>Accident, maladie et décès de la personne assurée. (D)</p>
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Quels frais sont couverts par l'assurance annulation du voyage en cas de troubles, grèves, incendie ou événements naturels reconnus?

<p>Frais d'annulation du voyage. (D)</p>
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Que couvrent les assureurs en cas d'interruption du voyage ou des vacances?

<p>Frais supplémentaires liés au rapatriement ou au report du voyage. (D)</p>
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Quel événement n'est pas mentionné comme étant couvert par l'assurance annulation du voyage?

<p>Vol du téléphone portable de la personne assurée. (B)</p>
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Que comprend la notion de 'frais' en cas d'interruption du voyage ou des vacances?

<p>Couverture des dépenses supplémentaires liées au rapatriement ou au report du voyage. (A)</p>
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Flashcards

Travel Insurance Coverage Scope

False. Travel insurance benefits under the Insurance Contract Act (ICA) and general insurance conditions (GIC) are not limited to travel cancellation insurance only.

Travel Cancellation Insurance Scope

False. Travel cancellation insurance covers more than just cancellation costs due to illness, accident, or death of the insured or a close relative.

Travel Protection Insurance

True. Travel protection insurance provides assistance services from the insurer and covers additional costs arising from the insured event.

Travel Replacement Insurance

False. Travel replacement insurance does not cover the cost of replacing a trip not started or shortened for non-insured reasons.

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Baggage Insurance Coverage

True. Baggage insurance offers compensation for loss, damage, or late delivery of luggage, regardless of the place of travel.

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Breakdown Assistance Insurance Scope

False. Breakdown assistance insurance does not cover additional costs in the event of vehicle breakdown or damage worldwide.

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What is generally covered by cancellation costs insurance?

Protection of persons (assistance to persons).

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What service is included in the protection during travel?

Service of assistance to persons.

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What can protection during travel include to cover additional costs?

Emergency medical services.

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What type of benefits may vary according to insurers with regard to protection during travel?

Insured events and benefits.

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Which service is not covered by cancellation costs insurance granting protection of persons?

Assistance in the event of vehicle breakdown.

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What are the main examples of insured events covered by travel cancellation insurance?

Accident, illness and death of the insured person.

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What costs are covered by travel cancellation insurance in the event of disturbances, strikes, fire or recognized natural events?

Travel cancellation costs.

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What do insurers cover in the event of interruption of the trip or vacation?

Additional costs related to repatriation or postponement of the trip.

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Which event is not covered by travel cancellation insurance?

Theft of the insured person's cell phone.

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What does the notion of 'costs' include in the event of interruption of the trip or vacation?

Coverage of additional expenses related to repatriation or postponement of the trip.

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