6 Questions
What is one of the weaknesses of Django?
Sales losses
What is one of the advantages of Alma?
A secure, efficient and reliable solution
What is the availability rate of Alma?
99.99%
What is the recently announced creation of Alma?
A €300M Fonds Commun de Titrisation
What is one of the strengths of Django?
Low pricing
What is one of the advantages of Django?
Payouts are done in 24 hours
Study Notes
- Django is cheaper than Alma, but merchants using Django lose many sales as they don’t accept Amex.
- At Alma, we have never and will never charge late fees because: • A lost or stolen card can happen to anyone so we don’t want your clients to be penalized for that. • Persons having difficulty paying shouldn’t be dragged down, at Alma we actively fight against over-indebtedness, we try the most we can to find a win-win solution in that kind of situation.
- Django’s weaknesses include sales losses and American Express being not accepted.
- At Alma, we are building a secure, efficient and reliable solution with a 99,99% availability rate. Thanks to this, you won’t loose any sales.
- Django’s strengths include low pricing and the strategy to acquire new merchants.
- Django offers an in-page product to their merchants.
- Django is fast to payout and payouts are done in 24 hours.
- Django has a reassuring position and low solvability risk, as they are backed by La Banque Postale.
- Alma provides a robust and popular solution with over 7,000 merchants
- The solution is regulated by the ACPR and is bound by audited solvency standards every quarter
- Recently, Alma announced the creation of a €300M Fonds Commun de Titrisation (FCT)
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