Django
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Questions and Answers

What is one of the weaknesses of Django?

  • Low pricing
  • American Express is accepted
  • Sales losses (correct)
  • Fast payouts
  • What is one of the advantages of Alma?

  • A secure, efficient and reliable solution (correct)
  • Low solvability risk
  • In-page product
  • Low pricing
  • What is the availability rate of Alma?

  • 99.99% (correct)
  • 98.99%
  • 97.99%
  • 95.99%
  • What is the recently announced creation of Alma?

    <p>A €300M Fonds Commun de Titrisation</p> Signup and view all the answers

    What is one of the strengths of Django?

    <p>Low pricing</p> Signup and view all the answers

    What is one of the advantages of Django?

    <p>Payouts are done in 24 hours</p> Signup and view all the answers

    Study Notes

    • Django is cheaper than Alma, but merchants using Django lose many sales as they don’t accept Amex.
    • At Alma, we have never and will never charge late fees because: • A lost or stolen card can happen to anyone so we don’t want your clients to be penalized for that. • Persons having difficulty paying shouldn’t be dragged down, at Alma we actively fight against over-indebtedness, we try the most we can to find a win-win solution in that kind of situation.
    • Django’s weaknesses include sales losses and American Express being not accepted.
    • At Alma, we are building a secure, efficient and reliable solution with a 99,99% availability rate. Thanks to this, you won’t loose any sales.
    • Django’s strengths include low pricing and the strategy to acquire new merchants.
    • Django offers an in-page product to their merchants.
    • Django is fast to payout and payouts are done in 24 hours.
    • Django has a reassuring position and low solvability risk, as they are backed by La Banque Postale.
    • Alma provides a robust and popular solution with over 7,000 merchants
    • The solution is regulated by the ACPR and is bound by audited solvency standards every quarter
    • Recently, Alma announced the creation of a €300M Fonds Commun de Titrisation (FCT)

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