Podcast
Questions and Answers
What is one of the factors influencing the investment strategy of insurance companies?
What is one of the factors influencing the investment strategy of insurance companies?
- Cash Reserve Ratio (CRR ratio)
- Timing and amount of future claims (correct)
- Interest rate spreads
- Statutory Liquidity Ratio (SLR ratio)
Which type of funds are usually initiated by a non-refundable capital contribution and managed by trustees for specific purposes?
Which type of funds are usually initiated by a non-refundable capital contribution and managed by trustees for specific purposes?
- Endowment funds (correct)
- Pension funds
- Banks
- Insurance companies
What is the main source of income for banks?
What is the main source of income for banks?
- Cash Reserve Ratio (CRR ratio)
- Statutory Liquidity Ratio (SLR ratio)
- Premiums from policyholders
- Interest rate spreads (correct)
What distinguishes assurance or endowment policies from term insurance policies?
What distinguishes assurance or endowment policies from term insurance policies?
In the context of large organizations, which investor group typically forms a substantial portion of various financial instrument investors?
In the context of large organizations, which investor group typically forms a substantial portion of various financial instrument investors?
Why do individuals often prefer mutual funds over managing investments themselves?
Why do individuals often prefer mutual funds over managing investments themselves?
How are professionals managing mutual funds compensated?
How are professionals managing mutual funds compensated?
What is a key characteristic of mutual funds that distinguishes them from individual investment strategies?
What is a key characteristic of mutual funds that distinguishes them from individual investment strategies?
Why are pension funds created by employers or employee unions?
Why are pension funds created by employers or employee unions?
In what way do mutual funds benefit individual investors in terms of profit distribution?
In what way do mutual funds benefit individual investors in terms of profit distribution?
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