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Questions and Answers
What type of repayment can the Sanctioning Authority approve for MSME Borrowers?
What type of repayment can the Sanctioning Authority approve for MSME Borrowers?
- EMI based repayment (correct)
- Installment repayment
- Bullet repayment
- Balloon repayment
Under which scheme is the collateral security mandatory for MSME Borrowers with exposure above Rs.10.00 lakh to Rs.100 lakh?
Under which scheme is the collateral security mandatory for MSME Borrowers with exposure above Rs.10.00 lakh to Rs.100 lakh?
- Mudra Loans
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Credit Guarantee Scheme for Stand Up India (CGSSI) (correct)
- Credit Guarantee Fund for Micro Units (CGFMU)
Where are the detailed guidelines for credit appraisal benchmark ratios provided?
Where are the detailed guidelines for credit appraisal benchmark ratios provided?
- Chapter 7 'Loan Policy 2023-24'
- Chapter 10 'Security, Insurance & Benchmark Ratios' (correct)
- Chapter 3 'Credit Appraisal and Risk Assessment'
- Chapter 5 'MSME Borrowers Repayment Norms'
What is the minimum collateral cover based on for MSME Borrowers with exposure up to Rs.10.00 lakh?
What is the minimum collateral cover based on for MSME Borrowers with exposure up to Rs.10.00 lakh?
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In what situation is the unsecured exposure beyond the collateral coverage applicable for MSME Borrowers?
In what situation is the unsecured exposure beyond the collateral coverage applicable for MSME Borrowers?
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