Microfinance in Vietnam Module 8

Questions and Answers

Match the following organizations with their primary role in microfinance in Vietnam:

Vietnam Bank for Agriculture and Rural Development = State-owned bank offering microfinance services TYM = Leading formal provider of financial services to the poor People’s Credit Fund = Provider of microfinance services Asian Development Bank = Investor in microfinance initiatives

Match the following terms with their descriptions:

Account Receivable = Money owed to a company by its customers Account Payable = Money a company owes to its suppliers Microfinance = Financial services to low-income clients Consultations = Meetings to review training material

Match the following statistics with their significance:

21% adult population = Percentage with access to formal financial services in Vietnam 16 trained loan officers = Number of officers trained to teach modules Free of charge training = Characteristic of TYM training sessions Weekly meetings = Frequency of consultations for borrowers

Match the following training methods with their examples:

Role Playing = Simulating real-life scenarios Cards = Using flashcards or visual aids Pictures = Using images to illustrate concepts Monthly sessions = Regular training gatherings for officers Signup and view all the answers

Match the following microfinance institutions with their characteristics:

M7-MFI = Licensed microfinance institution TYM = Organization facilitating numerous training sessions Vietnam Bank for Social Policies = State-owned bank for social finance Asian Development Bank = Regional financial support provider Signup and view all the answers

Match the following events with their purposes:

Training sessions = To equip loan officers with teaching skills Consultations = To reinforce learning for clients Weekly meetings = For borrower loan payments Role playing = To engage trainees in active learning Signup and view all the answers

Match the modules with their main focus:

Module 8 = Recording accounts receivable and accounts payable Module 9 = Calculating costs of production and cost of goods sold Signup and view all the answers

Match the following key concepts with their definitions:

Managing Account Receivable = Tracking money owed to the organization Managing Account Payable = Handling bills and payments to suppliers Access to Financial Services = Availability of banking for individuals Microfinance services = Small loans for underserved populations Signup and view all the answers

Match the following banks with their focus areas:

Vietnam Bank for Agriculture and Rural Development = Rural development financing Vietnam Bank for Social Policies = Social financial services People’s Credit Fund = Community-based financial services TYM = Microfinance for low-income groups Signup and view all the answers

Match the statements regarding beliefs and control:

Statement 3 = Influence of luck on personal success Statement 4 = Skepticism about luck's role in life Signup and view all the answers

Match the types of data collection time points:

Baseline data = October–November 2011 Midline data = March–May 2013 Endline data = October–November 2013 Signup and view all the answers

Match the types of beliefs assessed in the study:

Internal locus of control = Belief in personal influence over outcomes External locus of control = Belief in external factors affecting outcomes Signup and view all the answers

Match the data analysis aspects with their roles:

Average score for control beliefs = Ranged from 1.78 to 1.90 Participants' interview length = 45 to 90 minutes Signup and view all the answers

Match the scoring method to the belief assessment:

One point per statement = Reflecting internal locus of control Total score range = 0 (no control) to 3 (strong belief) Signup and view all the answers

Match the training consequences with lending branches:

Stratified randomization = Ensured uniform experience across branches Proportion of training = Two training and one control condition per branch Signup and view all the answers

Match the conditions explored in the study:

Control condition = No training received Training condition = Participants received specific training Signup and view all the answers

Match the following microfinance institutions with their characteristics:

Tao Yeu May Fund = Operates in Northern and Central Vietnam International Finance Corporation = Reported on market share MIX Market = Provided borrower statistics from 2015 Vietnam Women’s Union = Owner of the Tao Yeu May Fund Signup and view all the answers

Match the following types of support offered by the TYM fund:

Microcredit = Loans ranging from 1 million to 25 million Social support = Assistance activities for borrowers Savings = Encouragement of saving habits Training = Aim to improve borrowers' skills Signup and view all the answers

Match the following groups involved in the training program:

Female borrowers = Received loans and training Husbands = Invited to participate in training Control group = No training provided Financial service providers = Financed millions of borrowers Signup and view all the answers

Match the following years with their significance:

1992 = Established Tao Yeu May Fund 2014 = Market share report by IFC 2015 = Financed 7.5 million borrowers 2017 = Loan statistics by MIX Market Signup and view all the answers

Match the following loan data with their figures:

Total outstanding loans = $39 million Average loan amount = $6.7 billion Borrowers served = 119,653 Districts of operation = 56 Signup and view all the answers

Match the following research methods used in the study:

Random assignment = Distributing lending centres to conditions Condition 1 = Loans with training for female borrowers and their husbands Condition 2 = Loans with training for female borrowers only Control group = No access to training Signup and view all the answers

Match the following financial services with their descriptions:

Microloans = Small loans for individuals Assistance funds = Financial support for emergencies Training sessions = Educational opportunities for borrowers Database queries = Statistical analysis of borrower data Signup and view all the answers

Match the following stakeholders in microfinance:

Borrowers = Individuals seeking financial assistance Microfinance institutions = Providers of loans and training Government organizations = Regulatory stakeholders Research institutions = Analyze impact and data Signup and view all the answers

Match the following groups of female borrowers with their corresponding training conditions:

Training with husbands (T1) = 1509 female borrowers at baseline Training individually (T2) = 673 female borrowers at baseline Loan but no training (C) = 1859 female borrowers at baseline Total female borrowers = 4041 female borrowers at baseline Signup and view all the answers

Match the following attrition statistics with their corresponding figures:

Attrition from baseline – midline (T1) = 181 borrowers Attrition from baseline – midline (T2) = 108 borrowers Attrition from baseline – midline (C) = 241 borrowers Total attrition from baseline – midline = 530 borrowers Signup and view all the answers

Match the following measurements with their attrition rates:

Attrition rate baseline – midline (T1) = 12.0% Attrition rate baseline – midline (T2) = 16.1% Attrition rate baseline – midline (C) = 13.0% Total attrition rate baseline – midline = 15.09% Signup and view all the answers

Match the following groups of female borrowers with their number at midline:

Training with husbands (T1) = 1328 female borrowers Training individually (T2) = 565 female borrowers Loan but no training (C) = 1618 female borrowers Total female borrowers at midline = 3511 female borrowers Signup and view all the answers

Match the following attrition statistics with their end line returns:

Female borrowers at end line (T1) = 1507 borrowers Female borrowers at end line (T2) = 988 borrowers Female borrowers at end line (C) = 1855 borrowers Total female borrowers at end line = 4350 borrowers Signup and view all the answers

Match the following end line attrition figures with their corresponding values:

Attrition from baseline – end line (T1) = 2 borrowers Attrition from baseline – end line (T2) = 0 borrowers Attrition from baseline – end line (C) = 4 borrowers Total attrition from baseline – end line = 6 borrowers Signup and view all the answers

Match the following p-values with their significance levels:

p < 0.10 = * p < 0.05 = ** p < 0.01 = *** p > 0.67 = Highly insignificant Signup and view all the answers

Match the following measurements of additional borrowers with their training categories:

Additional borrowers at midline (T1) = 0 Additional borrowers at midline (T2) = 315 Additional borrowers at midline (C) = 0 Total additional borrowers at midline = 3826 Signup and view all the answers

Match the following descriptive statistics with their corresponding variables for female borrowers:

Age = 43.47 (10.32) Educational level = 1.93 (0.68) Household size = 4.74 (1.56) Married = 0.81 (0.39) Signup and view all the answers

Match the following variables with their descriptive statistics for female borrowers receiving training with husbands:

Control beliefs = 1.78 (0.79) Relational oppression = 0.08 (0.24) Overall decision making = 6.47 (2.19) Decision making in daily domain = 2.41 (0.78) Signup and view all the answers

Match the following variables with their means for female borrowers receiving training individually:

Age = 43.88 (10.50) Relational friction = 0.14 (0.22) Decision making on larger expenditures = 3.88 (1.54) Household size = 4.71 (1.64) Signup and view all the answers

Match the following variables with their means for female borrowers receiving only a loan:

Educational level = 1.95 (0.65) Married = 0.82 (0.38) Decision making in daily domain = 2.39 (0.76) Relational oppression = 0.10 (0.25) Signup and view all the answers

Match the following descriptive statistics with the range for female borrowers receiving training with husbands:

Age = 19–71 Control beliefs = 0–3 Household size = 1–12 Decision making in daily domain = 0–3 Signup and view all the answers

Match the following test statistics with the corresponding conditions:

T1 = C = 0.39 T2 = C = 0.82 T1 = T2 = 0.17 Signup and view all the answers

Match the following variables with their standard deviations for female borrowers receiving training with husbands:

Age = 10.32 Educational level = 0.68 Relational friction = 0.22 Overall decision making = 2.19 Signup and view all the answers

Match the following variables with their ranges for female borrowers receiving training individually:

Married = 0–1 Relational oppression = 0–2.5 Household size = 1–15 Decision making on larger expenditures = 0–7 Signup and view all the answers

Study Notes