Mastering the Clear Share Website
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Questions and Answers

Which term is not listed in the guidelines?

  • Bariatric surgery (correct)
  • Weight reduction
  • Maternity needs
  • Weight loss surgery

    • What should you do if you have questions about specific conditions?

  • Use control F or command app (correct)
  • Search for common questions online
  • Ask a healthcare professional
  • Memorize all the guidelines

    • How are maternity needs treated?

  • They are treated like any other medical need (correct)
  • They are treated differently from other medical needs
  • They are not mentioned in the guidelines
  • They are not shareable

    • Which term is NOT used in health share?

    <p>Premiums</p> Signup and view all the answers

    What is the term used in health share instead of 'Copay'?

    <p>All of the above</p> Signup and view all the answers

    What is the term used in health share for the amount a member pays before the community shares in medical expenses?

    <p>Annual Max</p> Signup and view all the answers

    How often does a member need to pay the Annual Max in health share?

    <p>Once per calendar year</p> Signup and view all the answers

    Which expenses are eligible for sharing by clear share community?

    <p>Expenses after meeting the family annual Max</p> Signup and view all the answers

    Who needs to meet their own annual Max before the family annual Max is met?

    <p>All family members</p> Signup and view all the answers

    What is the family annual Max for a family of 4 on the clear share 1,000 plan?

    <p>$3,000</p> Signup and view all the answers

    When does clearshare start sharing in eligible expenses at 100%?

    <p>After meeting the family annual Max</p> Signup and view all the answers

    Which of the following best describes a health share?

    <p>A nonprofit organization that helps members pay for medical costs</p> Signup and view all the answers

    What is the role of Clearwater Benefits Administrators?

    <p>To administer healthcare plans</p> Signup and view all the answers

    How are health shares different from insurance?

    <p>Health shares require members to contribute towards each other's medical costs</p> Signup and view all the answers

    What is the role of Trident in the healthcare plans?

    <p>To offer employer-sponsored benefits</p> Signup and view all the answers

    Which documents must members attach when submitting a need request on the Clear Share website?

    <p>Super bill and medical records</p> Signup and view all the answers

    Under what circumstances will the bills not be shared with the community?

    <p>If the membership deactivates before the determination of sharing is made</p> Signup and view all the answers

    What is the waiting period for sharing of medical conditions that exist prior to enrollment in a Clear Share membership?

    <p>12 months</p> Signup and view all the answers

    Which conditions have a look back period of 5 years?

    <p>Heart disease, stroke, and COPD</p> Signup and view all the answers

    Which of the following is a key difference between health shares and health insurance?

    <p>Health shares are required by law to cover certain things, while health insurance is not</p> Signup and view all the answers

    What happens in scenario one of the produce stand story?

    <p>The stand sells painted apples that look like oranges</p> Signup and view all the answers

    What is the result of scenario two of the produce stand story?

    <p>The customer enjoys the apples and becomes a loyal customer</p> Signup and view all the answers

    What happens in scenario one of the hospital story?

    <p>The member thinks they have insurance but are told they don't</p> Signup and view all the answers

    True or false: The training consists of three parts.

    <p>True</p> Signup and view all the answers

    True or false: The test will be released on October 30th.

    <p>True</p> Signup and view all the answers

    True or false: Clearwater benefits holdings houses shared services like finance, technology, and marketing.

    <p>True</p> Signup and view all the answers

    True or false: Clearwater sells only healthcare plans.

    <p>False</p> Signup and view all the answers

    True or false: Trident is a healthcare sharing ministry.

    <p>False</p> Signup and view all the answers

    True or false: Health shares are bound by State and Federal government laws and regulations around insurance.

    <p>False</p> Signup and view all the answers

    True or false: Health shares and health insurance have similar nutritional content.

    <p>True</p> Signup and view all the answers

    Health shares and health insurance are the same thing.

    <p>False</p> Signup and view all the answers

    Health shares and health insurance both cover the same medical expenses.

    <p>False</p> Signup and view all the answers

    Health shares and health insurance have different rules and regulations.

    <p>True</p> Signup and view all the answers

    Selling a health share as insurance will lead to customer satisfaction.

    <p>False</p> Signup and view all the answers

    Is it possible to use control+F or command+app to quickly search the guidelines for specific conditions?

    <p>True</p> Signup and view all the answers

    Is bariatric surgery listed in the guidelines?

    <p>False</p> Signup and view all the answers

    Are maternity needs treated like any other medical need?

    <p>True</p> Signup and view all the answers

    True or false: Clear share only memberships do not have day-to-day coverage?

    <p>True</p> Signup and view all the answers

    True or false: Clear share has a tobacco surcharge of $50 per member?

    <p>False</p> Signup and view all the answers

    True or false: Medical needs are submitted on a per member per need basis in clear share?

    <p>True</p> Signup and view all the answers

    True or false: Clear share has an annual Max of $10,000?

    <p>False</p> Signup and view all the answers

    True or false: In order for a need to be shared, the member must be up to date on their monthly contributions.

    <p>True</p> Signup and view all the answers

    True or false: Health shares cannot refuse to cover pre-existing conditions.

    <p>False</p> Signup and view all the answers

    True or false: Clear Share has a 12-month look back period for pre-membership conditions.

    <p>True</p> Signup and view all the answers

    True or false: High blood pressure, high cholesterol, and diabetes are considered pre-membership conditions.

    <p>False</p> Signup and view all the answers

    True or false: Deductible expenses accumulate towards the annual Max in Clear Share?

    <p>False</p> Signup and view all the answers

    True or false: Family members on the plan need to meet their own annual Max before the family annual Max is met?

    <p>True</p> Signup and view all the answers

    True or false: Clear Share will share in eligible medical expenses at 100% once the household has paid up to its family annual Max?

    <p>True</p> Signup and view all the answers

    True or false: The family annual Max is generally calculated by multiplying the number of people on the plan by 2?

    <p>True</p> Signup and view all the answers

    Clearwater benefits holdings is the ______ company that holds together our brokerage arm and our administrative arm.

    <p>Holdings</p> Signup and view all the answers

    Clearwater. The agency does the ______. It's the broker for clear share memberships and insurance plans. Through trident.

    <p>selling</p> Signup and view all the answers

    The test will be released on ______ thirtieth.

    <p>October</p> Signup and view all the answers

    Health shares are not bound by State or Federal government, laws and regulations around ______.

    <p>insurance</p> Signup and view all the answers

    Health shares provide an organized structure for a community of like-minded members to contribute towards each other's ______ costs.

    <p>medical</p> Signup and view all the answers

    Health shares are not ______, health shares are not bound by State or Federal government, laws and regulations around insurance.

    <p>insurance</p> Signup and view all the answers

    Health shares are not ______ by State or Federal government, laws and regulations around insurance.

    <p>bound</p> Signup and view all the answers

    Clear share memberships are sold in 4 types: advanced, basic, Hsa, and ______

    <p>clear share only</p> Signup and view all the answers

    To join clear share, members must adhere to the clear share statement of ______

    <p>beliefs</p> Signup and view all the answers

    Clear share memberships have 4 membership tiers: member only, member plus spouse, member plus child, and member plus ______

    <p>family</p> Signup and view all the answers

    In order to have a need shared, members must first meet their ______

    <p>annual Max</p> Signup and view all the answers

    Health shares and health insurance are similar, but not the same. Health share and insurance are both solutions to the same problem, paying for ______ expenses.

    <p>medical</p> Signup and view all the answers

    In scenario one, they've actually painted their ______ to look like oranges because they heard that oranges sell better.

    <p>apples</p> Signup and view all the answers

    You actually do like ______, and would enjoy this fruit under other circumstances.

    <p>apples</p> Signup and view all the answers

    Groceries are expensive these days, so you say, wow. That is great. I do love ______.

    <p>apples</p> Signup and view all the answers

    Weight loss, surgery is so you might want to try searching for ______, and you know, weight or weight, loss, weight, reduction to help end up on that line.

    <p>bariatric</p> Signup and view all the answers

    As a general rule, ______ needs are shareable, and are treated like any other medical need.

    <p>maternity</p> Signup and view all the answers

    You should definitely use variations of the word that you're looking for to help make sure that you find it so. For example, a common question is, is ______ surgery shareable.

    <p>bariatric</p> Signup and view all the answers

    Clear Share implements a waiting period of sharing for sharing of _______ conditions that exist prior to enrollment in a Clear Share membership.

    <p>medical</p> Signup and view all the answers

    If the _______ does not appear on a person's medical record, it would be considered charitable.

    <p>condition</p> Signup and view all the answers

    High blood pressure, high cholesterol, and diabetes are not considered pre-membership conditions as long as the member has not been _______ in 12 months and can control the conditions through medication or diet.

    <p>hospitalized</p> Signup and view all the answers

    Premembership medical conditions have a phase in period where sharing is limited. So, starting from the initial effective date, members have a one year waiting period before pre-membership medical _______ become shareable.

    <p>conditions</p> Signup and view all the answers

    Clear share costs don't accumulate towards ______ costs

    <p>Mech plan</p> Signup and view all the answers

    Family members on the plan have to meet their own ______ until the Overall Family annual Max has been met

    <p>annual Max</p> Signup and view all the answers

    The family annual Max is generally the number of people on the plan times ______

    <p>2</p> Signup and view all the answers

    A family of 4 on the clear share 1,000 plan is going to have a family annual Max of ______

    <p>$3,000</p> Signup and view all the answers

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