Mastering the Clear Share Website

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Questions and Answers

Which term is not listed in the guidelines?

  • Bariatric surgery (correct)
  • Weight reduction
  • Maternity needs
  • Weight loss surgery

What should you do if you have questions about specific conditions?

  • Use control F or command app (correct)
  • Search for common questions online
  • Ask a healthcare professional
  • Memorize all the guidelines

How are maternity needs treated?

  • They are treated like any other medical need (correct)
  • They are treated differently from other medical needs
  • They are not mentioned in the guidelines
  • They are not shareable

Which term is NOT used in health share?

<p>Premiums (C)</p> Signup and view all the answers

What is the term used in health share instead of 'Copay'?

<p>All of the above (D)</p> Signup and view all the answers

What is the term used in health share for the amount a member pays before the community shares in medical expenses?

<p>Annual Max (C)</p> Signup and view all the answers

How often does a member need to pay the Annual Max in health share?

<p>Once per calendar year (C)</p> Signup and view all the answers

Which expenses are eligible for sharing by clear share community?

<p>Expenses after meeting the family annual Max (D)</p> Signup and view all the answers

Who needs to meet their own annual Max before the family annual Max is met?

<p>All family members (B)</p> Signup and view all the answers

What is the family annual Max for a family of 4 on the clear share 1,000 plan?

<p>$3,000 (D)</p> Signup and view all the answers

When does clearshare start sharing in eligible expenses at 100%?

<p>After meeting the family annual Max (A)</p> Signup and view all the answers

Which of the following best describes a health share?

<p>A nonprofit organization that helps members pay for medical costs (C)</p> Signup and view all the answers

What is the role of Clearwater Benefits Administrators?

<p>To administer healthcare plans (B)</p> Signup and view all the answers

How are health shares different from insurance?

<p>Health shares require members to contribute towards each other's medical costs (A)</p> Signup and view all the answers

What is the role of Trident in the healthcare plans?

<p>To offer employer-sponsored benefits (C)</p> Signup and view all the answers

Which documents must members attach when submitting a need request on the Clear Share website?

<p>Super bill and medical records (A)</p> Signup and view all the answers

Under what circumstances will the bills not be shared with the community?

<p>If the membership deactivates before the determination of sharing is made (A)</p> Signup and view all the answers

What is the waiting period for sharing of medical conditions that exist prior to enrollment in a Clear Share membership?

<p>12 months (A)</p> Signup and view all the answers

Which conditions have a look back period of 5 years?

<p>Heart disease, stroke, and COPD (D)</p> Signup and view all the answers

Which of the following is a key difference between health shares and health insurance?

<p>Health shares are required by law to cover certain things, while health insurance is not (D)</p> Signup and view all the answers

What happens in scenario one of the produce stand story?

<p>The stand sells painted apples that look like oranges (A)</p> Signup and view all the answers

What is the result of scenario two of the produce stand story?

<p>The customer enjoys the apples and becomes a loyal customer (C)</p> Signup and view all the answers

What happens in scenario one of the hospital story?

<p>The member thinks they have insurance but are told they don't (C)</p> Signup and view all the answers

True or false: The training consists of three parts.

<p>True (A)</p> Signup and view all the answers

True or false: The test will be released on October 30th.

<p>True (A)</p> Signup and view all the answers

True or false: Clearwater benefits holdings houses shared services like finance, technology, and marketing.

<p>True (A)</p> Signup and view all the answers

True or false: Clearwater sells only healthcare plans.

<p>False (B)</p> Signup and view all the answers

True or false: Trident is a healthcare sharing ministry.

<p>False (B)</p> Signup and view all the answers

True or false: Health shares are bound by State and Federal government laws and regulations around insurance.

<p>False (B)</p> Signup and view all the answers

True or false: Health shares and health insurance have similar nutritional content.

<p>True (A)</p> Signup and view all the answers

Health shares and health insurance are the same thing.

<p>False (B)</p> Signup and view all the answers

Health shares and health insurance both cover the same medical expenses.

<p>False (B)</p> Signup and view all the answers

Health shares and health insurance have different rules and regulations.

<p>True (A)</p> Signup and view all the answers

Selling a health share as insurance will lead to customer satisfaction.

<p>False (B)</p> Signup and view all the answers

Is it possible to use control+F or command+app to quickly search the guidelines for specific conditions?

<p>True (A)</p> Signup and view all the answers

Is bariatric surgery listed in the guidelines?

<p>False (B)</p> Signup and view all the answers

Are maternity needs treated like any other medical need?

<p>True (A)</p> Signup and view all the answers

True or false: Clear share only memberships do not have day-to-day coverage?

<p>True (A)</p> Signup and view all the answers

True or false: Clear share has a tobacco surcharge of $50 per member?

<p>False (B)</p> Signup and view all the answers

True or false: Medical needs are submitted on a per member per need basis in clear share?

<p>True (A)</p> Signup and view all the answers

True or false: Clear share has an annual Max of $10,000?

<p>False (B)</p> Signup and view all the answers

True or false: In order for a need to be shared, the member must be up to date on their monthly contributions.

<p>True (A)</p> Signup and view all the answers

True or false: Health shares cannot refuse to cover pre-existing conditions.

<p>False (B)</p> Signup and view all the answers

True or false: Clear Share has a 12-month look back period for pre-membership conditions.

<p>True (A)</p> Signup and view all the answers

True or false: High blood pressure, high cholesterol, and diabetes are considered pre-membership conditions.

<p>False (B)</p> Signup and view all the answers

True or false: Deductible expenses accumulate towards the annual Max in Clear Share?

<p>False (B)</p> Signup and view all the answers

True or false: Family members on the plan need to meet their own annual Max before the family annual Max is met?

<p>True (A)</p> Signup and view all the answers

True or false: Clear Share will share in eligible medical expenses at 100% once the household has paid up to its family annual Max?

<p>True (A)</p> Signup and view all the answers

True or false: The family annual Max is generally calculated by multiplying the number of people on the plan by 2?

<p>True (A)</p> Signup and view all the answers

Clearwater benefits holdings is the ______ company that holds together our brokerage arm and our administrative arm.

<p>Holdings</p> Signup and view all the answers

Clearwater. The agency does the ______. It's the broker for clear share memberships and insurance plans. Through trident.

<p>selling</p> Signup and view all the answers

The test will be released on ______ thirtieth.

<p>October</p> Signup and view all the answers

Health shares are not bound by State or Federal government, laws and regulations around ______.

<p>insurance</p> Signup and view all the answers

Health shares provide an organized structure for a community of like-minded members to contribute towards each other's ______ costs.

<p>medical</p> Signup and view all the answers

Health shares are not ______, health shares are not bound by State or Federal government, laws and regulations around insurance.

<p>insurance</p> Signup and view all the answers

Health shares are not ______ by State or Federal government, laws and regulations around insurance.

<p>bound</p> Signup and view all the answers

Clear share memberships are sold in 4 types: advanced, basic, Hsa, and ______

<p>clear share only</p> Signup and view all the answers

To join clear share, members must adhere to the clear share statement of ______

<p>beliefs</p> Signup and view all the answers

Clear share memberships have 4 membership tiers: member only, member plus spouse, member plus child, and member plus ______

<p>family</p> Signup and view all the answers

In order to have a need shared, members must first meet their ______

<p>annual Max</p> Signup and view all the answers

Health shares and health insurance are similar, but not the same. Health share and insurance are both solutions to the same problem, paying for ______ expenses.

<p>medical</p> Signup and view all the answers

In scenario one, they've actually painted their ______ to look like oranges because they heard that oranges sell better.

<p>apples</p> Signup and view all the answers

You actually do like ______, and would enjoy this fruit under other circumstances.

<p>apples</p> Signup and view all the answers

Groceries are expensive these days, so you say, wow. That is great. I do love ______.

<p>apples</p> Signup and view all the answers

Weight loss, surgery is so you might want to try searching for ______, and you know, weight or weight, loss, weight, reduction to help end up on that line.

<p>bariatric</p> Signup and view all the answers

As a general rule, ______ needs are shareable, and are treated like any other medical need.

<p>maternity</p> Signup and view all the answers

You should definitely use variations of the word that you're looking for to help make sure that you find it so. For example, a common question is, is ______ surgery shareable.

<p>bariatric</p> Signup and view all the answers

Clear Share implements a waiting period of sharing for sharing of _______ conditions that exist prior to enrollment in a Clear Share membership.

<p>medical</p> Signup and view all the answers

If the _______ does not appear on a person's medical record, it would be considered charitable.

<p>condition</p> Signup and view all the answers

High blood pressure, high cholesterol, and diabetes are not considered pre-membership conditions as long as the member has not been _______ in 12 months and can control the conditions through medication or diet.

<p>hospitalized</p> Signup and view all the answers

Premembership medical conditions have a phase in period where sharing is limited. So, starting from the initial effective date, members have a one year waiting period before pre-membership medical _______ become shareable.

<p>conditions</p> Signup and view all the answers

Clear share costs don't accumulate towards ______ costs

<p>Mech plan</p> Signup and view all the answers

Family members on the plan have to meet their own ______ until the Overall Family annual Max has been met

<p>annual Max</p> Signup and view all the answers

The family annual Max is generally the number of people on the plan times ______

<p>2</p> Signup and view all the answers

A family of 4 on the clear share 1,000 plan is going to have a family annual Max of ______

<p>$3,000</p> Signup and view all the answers

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