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Questions and Answers
Which agency handled the funds of private employees under PD 1530?
Which agency handled the funds of private employees under PD 1530?
- Pag-IBIG Fund
- National Home Mortgage Finance Corporation
- Government Service Insurance System
- Social Security System (correct)
When was Pag-IBIG membership made mandatory for all SSS and GSIS member-employees?
When was Pag-IBIG membership made mandatory for all SSS and GSIS member-employees?
- December 14, 1980 (correct)
- March 1, 1979
- August 1, 1986
- June 11, 1978
When did Pag-IBIG Fund become voluntary?
When did Pag-IBIG Fund become voluntary?
- August 1, 1986
- January 1, 1987 (correct)
- June 11, 1978
- March 1, 1979
Who is authorized to certify the Private Household category?
Who is authorized to certify the Private Household category?
Who is authorized to certify the Agriculture/Forestry/Fishery category?
Who is authorized to certify the Agriculture/Forestry/Fishery category?
Who is authorized to certify the Transport category?
Who is authorized to certify the Transport category?
Which one of the following is the maximum loan amount for the CIRCULAR 406/349 (Affordable) housing loan?
Which one of the following is the maximum loan amount for the CIRCULAR 406/349 (Affordable) housing loan?
What is the interest rate for a 5-year fixing loan with a 75% loan to value ratio under CIRCULAR 396/349 (Modified EUF)?
What is the interest rate for a 5-year fixing loan with a 75% loan to value ratio under CIRCULAR 396/349 (Modified EUF)?
What is the premium rate for Mortgage Redemption Insurance under the Now (Lockton Philippines and Reinsurance Brokers, Inc.)?
What is the premium rate for Mortgage Redemption Insurance under the Now (Lockton Philippines and Reinsurance Brokers, Inc.)?
What is the maximum term for a housing loan under CIRCULAR 396/349 (Modified EUF)?
What is the maximum term for a housing loan under CIRCULAR 396/349 (Modified EUF)?
According to the text, what is the penalty for late payment of the monthly amortization?
According to the text, what is the penalty for late payment of the monthly amortization?
According to the text, what is the order of priority for payment allocation?
According to the text, what is the order of priority for payment allocation?
According to the text, when does a borrower default on their loan?
According to the text, when does a borrower default on their loan?
According to the text, what happens when a borrower defaults on their loan?
According to the text, what happens when a borrower defaults on their loan?
Which government provident institution is exempt from tax payments according to Republic Act No. 9679?
Which government provident institution is exempt from tax payments according to Republic Act No. 9679?
Who signed Republic Act No. 9679 or the Home Development Mutual Fund Law of 2009?
Who signed Republic Act No. 9679 or the Home Development Mutual Fund Law of 2009?
Which of the following groups are required to be members of the Pag-IBIG Fund according to the new HDMF law?
Which of the following groups are required to be members of the Pag-IBIG Fund according to the new HDMF law?
What is the purpose of the Home Development Mutual Fund (HDMF) according to Republic Act 9679?
What is the purpose of the Home Development Mutual Fund (HDMF) according to Republic Act 9679?
Which of the following is NOT a primary document required for an OFW/Seaman applying for a housing loan?
Which of the following is NOT a primary document required for an OFW/Seaman applying for a housing loan?
Which of the following is NOT a secondary document required for an OFW/Seaman applying for a housing loan?
Which of the following is NOT a secondary document required for an OFW/Seaman applying for a housing loan?
Which of the following is NOT a primary document required for a self-employed individual applying for a housing loan?
Which of the following is NOT a primary document required for a self-employed individual applying for a housing loan?
Which of the following is NOT an income requirement for a locally employed individual applying for a housing loan?
Which of the following is NOT an income requirement for a locally employed individual applying for a housing loan?
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