Settling the Property Damage Claim After a Car Accident
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Questions and Answers

Which of the following is true about filing a property damage claim after a car accident?

  • You cannot file a claim for damage to your car
  • You can file a claim for damage to other property as well (correct)
  • You can only file a claim for damage to your car
  • You can file a claim for personal injuries

What should you do if you need a copy of your insurance declaration page?

  • Ask the adjuster to send you a copy
  • Call your insurance company (correct)
  • Post on the insurance company's Facebook page
  • Go to the insurance company's office

What is the purpose of an accident information form?

  • To keep track of your medical expenses
  • To provide information to the insurance company (correct)
  • To prove up your personal injury claim
  • To file a property damage claim

What are the three types of evidence that the insurance adjuster will look at to determine fault in a car accident?

<p>Crash report, witness statements, and photographs (D)</p> Signup and view all the answers

What is the purpose of taking photographs at the scene of the accident?

<p>To recreate the scene for those who weren't there (A)</p> Signup and view all the answers

What is the first tip mentioned in the text for settling a property damage claim with the insurance company?

<p>Get supporting evidence (A)</p> Signup and view all the answers

Why is it important to have witness statements in a property damage claim?

<p>To provide written proof of your version of the facts (B)</p> Signup and view all the answers

What factors determine the fair market value of a car?

<p>Age, make and model, mileage, prior damage, and pre-crash condition of the car (D)</p> Signup and view all the answers

What can you do to prove that your car was in good working condition before the accident?

<p>Produce maintenance records and receipts (C)</p> Signup and view all the answers

What can you do to persuade the insurance adjuster to raise their offer for your car?

<p>Provide the adjuster with the Kelley Blue Book value of similar cars (A)</p> Signup and view all the answers

When should you take your car to your own trusted body shop or dealership?

<p>Only if your car has severe major damage (D)</p> Signup and view all the answers

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