Settling the Property Damage Claim After a Car Accident
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Questions and Answers

Which of the following is true about filing a property damage claim after a car accident?

  • You cannot file a claim for damage to your car
  • You can file a claim for damage to other property as well (correct)
  • You can only file a claim for damage to your car
  • You can file a claim for personal injuries

    • What should you do if you need a copy of your insurance declaration page?

  • Ask the adjuster to send you a copy
  • Call your insurance company (correct)
  • Post on the insurance company's Facebook page
  • Go to the insurance company's office

    • What is the purpose of an accident information form?

  • To keep track of your medical expenses
  • To provide information to the insurance company (correct)
  • To prove up your personal injury claim
  • To file a property damage claim

    • What are the three types of evidence that the insurance adjuster will look at to determine fault in a car accident?

    <p>Crash report, witness statements, and photographs</p> Signup and view all the answers

    What is the purpose of taking photographs at the scene of the accident?

    <p>To recreate the scene for those who weren't there</p> Signup and view all the answers

    What is the first tip mentioned in the text for settling a property damage claim with the insurance company?

    <p>Get supporting evidence</p> Signup and view all the answers

    Why is it important to have witness statements in a property damage claim?

    <p>To provide written proof of your version of the facts</p> Signup and view all the answers

    What factors determine the fair market value of a car?

    <p>Age, make and model, mileage, prior damage, and pre-crash condition of the car</p> Signup and view all the answers

    What can you do to prove that your car was in good working condition before the accident?

    <p>Produce maintenance records and receipts</p> Signup and view all the answers

    What can you do to persuade the insurance adjuster to raise their offer for your car?

    <p>Provide the adjuster with the Kelley Blue Book value of similar cars</p> Signup and view all the answers

    When should you take your car to your own trusted body shop or dealership?

    <p>Only if your car has severe major damage</p> Signup and view all the answers

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