Long Term Care in Canada

What has led to the increased opportunity for selling long term care insurance in Canada?

Misconceptions about long term care
COVID-19's impact on Canada's long term health care system (correct)
The Canada Health Act
The evolution of long term care in Canada

What is one of the reasons why Canadians are now looking to purchase long term care insurance?

To understand the evolution of long term care in Canada
To debunk misconceptions about long term care
To better understand the Canada Health Act
To finance their long term health care needs (correct)

What will be discussed in the webinar?

The Canada Health Act
Misconceptions about long term care
The evolution of long term care in Canada
All of the above (correct)

What is one of the challenges for agency clients regarding long term care insurance?

Confusion about the product (B) Signup and view all the answers

What area will be discussed in relation to government subsidies?

A critical area (D) Signup and view all the answers

Which of the following is a reason why Canadians are now interested in purchasing long term care insurance?

The impact of COVID-19 on Canada's long term health care system (A) Signup and view all the answers

What is one of the challenges for agency clients regarding long term care insurance?

The complexity of long term care insurance policies (A) Signup and view all the answers

What will be discussed in the webinar?

The evolution of long term care in Canada (D) Signup and view all the answers

What is one aspect of long term care planning that will be discussed in the webinar?

The challenges of financing long term care in Canada (A) Signup and view all the answers

What is the result of COVID-19 on Canada's long term health care system?

The increased concern and interest in long term care insurance (D) Signup and view all the answers

What percentage of Canadians have access to integrated palliative care?

15% (C) Signup and view all the answers

Why do Canadians perceive the premiums for long term care insurance as too high?

Inadequate government funding (B) Signup and view all the answers

What is the most significant cause of disability among Canadians aged 65 and over?

Alzheimer's Disease/Dementia (A) Signup and view all the answers

What is the main reason for the increased opportunity for selling long term care insurance in Canada?

Aging population (C) Signup and view all the answers

What does the LTCi help pay for?

Extended physical or cognitive care (C) Signup and view all the answers

What is the result of inadequate subsidized home care in Canada?

Over 430,000 adult Canadians with unmet home care needs (C) Signup and view all the answers

What is the main consequence of the 13 different health insurance programs in Canada?

Confusion about long term care services (C) Signup and view all the answers

What has contributed to the situation of over 40,000 Canadians being on wait lists for long term care/nursing homes?

Unmet home care needs (C) Signup and view all the answers

What is the role of LTCI in Canada according to the text?

Addressing inadequacies in the long term care system (B) Signup and view all the answers

What has been the impact of COVID-19 on the need for long term care insurance in Canada?

Decreased interest in purchasing LTCI (C) Signup and view all the answers

What is a common misconception about long term care according to the text?

The government provides free care for all long term care needs (D) Signup and view all the answers

What is the reality about Canadians' understanding of long term care costs based on the text?

Canadians have no idea about long term care costs and have made no provision for it in their retirement planning (A) Signup and view all the answers

According to the text, what percentage of people receiving long term care are adults under the age of 64?

40% (D) Signup and view all the answers

What does the text suggest about the societal attention towards long term care in Canada?

There has been too little societal attention put towards long term care in Canada (B) Signup and view all the answers

What is the primary source of funding for long term care, as mentioned in the text?

Provincial and territorial health insurance plans funded by health transfers from Ottawa (A) Signup and view all the answers

What is the result of the inadequate subsidized home care in Canada?

Increased demand for nursing homes (D) Signup and view all the answers

What is the primary source of funding for long term care, as mentioned in the text?

Provinces' health insurance programs (C) Signup and view all the answers

What has led to the increased demand for selling long term care insurance in Canada?

Inadequate, fractured care in long term care facilities (A) Signup and view all the answers

What is the most significant cause of disability among Canadians aged 65 and over?

Long term care needs (B) Signup and view all the answers

What does the Long Term Care Insurance (LTCI) help pay for?

Home care services (D) Signup and view all the answers

What is the reality about the government paying for long term care in Canada?

The government subsidizes a few hours of home care daily and nursing home care, but the resident is responsible for accommodation costs. (D) Signup and view all the answers

What is a common misconception about long term care according to the text?

Many Canadians believe that long term care costs are fully covered by the government. (C) Signup and view all the answers

What is the main consequence of the fragmented continuum of care in Canada?

Unequal and inconsistent access to necessary services across Canada. (D) Signup and view all the answers

What does long term care planning help clients with?

It integrates the funding of long term care into a financial/retirement plan. (C) Signup and view all the answers

What are some factors that determine how much money an individual will need for long term care?

Present health, future health, and current financial situation. (B) Signup and view all the answers

What is a key reason why only about 15 per cent of Canadians have access to integrated palliative care?

Inadequate insurance coverage for palliative care (A) Signup and view all the answers

What is the primary reason for the stalling of Long Term Care Insurance (LTCi) in Canada, according to the text?

Difficulty in determining long term care risk (D) Signup and view all the answers

What is a significant factor contributing to the increased opportunity for selling Long Term Care Insurance (LTCi) in Canada?

Aging population and increased care needs (C) Signup and view all the answers

What is one of the reasons why long term care planning is not just about a product, according to the text?

Variation in care and subsidies by province (C) Signup and view all the answers

Which factor has led to the societal attention towards long term care in Canada, as mentioned in the text?

Shift in Canada's population demographics (A) Signup and view all the answers

What is a common misconception about long term care according to the text?

The government pays for all long term care costs (A) Signup and view all the answers

What is the primary source of funding for long term care, as mentioned in the text?

Provincial and territorial health insurance plans (D) Signup and view all the answers

What does the Long Term Care Insurance (LTCI) help pay for?

Accommodation fees in nursing homes (C) Signup and view all the answers

What has led to the societal attention towards long term care in Canada, as mentioned in the text?

A lack of attention put towards LTC in Canada (B) Signup and view all the answers

What is one of the challenges for agency clients regarding long term care insurance?

Confusing terminology and fees across different provinces (A) Signup and view all the answers

What is the primary factor contributing to the increased interest in purchasing long term care insurance in Canada?

Increased stress on family caregivers (D) Signup and view all the answers

Why do Canadians perceive the premiums for long term care insurance as too high?

Difficult to determine long term care risk (B) Signup and view all the answers

What has led to the increased demand for selling long term care insurance in Canada?

Canada's ageing population (D) Signup and view all the answers

What is the most significant cause of disability among Canadians aged 65 and over?

Alzheimer’s Disease/Dementia (A) Signup and view all the answers

Why is long term care planning not just about a product, according to the text?

Long term care is not just about a product, it’s about planning (B) Signup and view all the answers

What is the primary goal of Long Term Care Planning according to the text?

To help individuals prepare financially for long term care needs (C) Signup and view all the answers

Why has Long Term Care Insurance (LTCI) stalled in Canada, according to the text?

High premiums making it unaffordable for most Canadians (D) Signup and view all the answers

What is the main consequence of the fragmented continuum of care in Canada as mentioned in the text?

Inadequate and fractured care for individuals (D) Signup and view all the answers

What has led to the increased demand for selling Long Term Care Insurance (LTCI) in Canada?

Increased awareness about the benefits of LTCI (B) Signup and view all the answers

What is the primary source of funding for long term care as mentioned in the text?

Private funding through Long Term Care Insurance (LTCI) (D) Signup and view all the answers

What has contributed to the situation of over 40,000 Canadians being on wait lists for long term care/nursing homes?

Inadequate subsidized home care, leading to people being forced into nursing homes (B) Signup and view all the answers

What is the primary source of funding for long term care as mentioned in the text?

Acute hospital and physician care (A) Signup and view all the answers

What is one of the reasons why Canadians are now looking to purchase long term care insurance?

Inadequate, fractured care in long term facilities (D) Signup and view all the answers

What is the main consequence of the 13 different health insurance programs in Canada?

Confusion about long term care services (B) Signup and view all the answers

What is the result of inadequate subsidized home care in Canada?

Forcing thousands into nursing homes (C) Signup and view all the answers

What is a key factor contributing to the increased demand for Long Term Care Insurance (LTCI) in Canada?

Decreased federal health care funding not matching population ageing (A) Signup and view all the answers

What is the primary impact of COVID-19 on Canada's long term health care system?

Shortage of health care workers (C) Signup and view all the answers

What is a common misconception about long term care planning and insurance according to the text?

Government will fully cover long term care costs (C) Signup and view all the answers

What does the Long Term Care Insurance (LTCI) primarily help pay for?

Care at a facility or in a home (D) Signup and view all the answers

What is the most significant cause of disability among Canadians aged 65 and over?

Alzheimer’s Disease/Dementia (B) Signup and view all the answers

What is a common misconception about government payment for long term care?

The government fully covers the cost of long term care for all citizens (D) Signup and view all the answers

What is a reality about Canadians' understanding of long term care costs?

Nearly three-quarters of Canadians have no idea about the costs of long term care (B) Signup and view all the answers

When should individuals start thinking about long term care planning according to the text?

Before they need it, while they are still physically and cognitively able to plan (B) Signup and view all the answers

What is a common misconception about the need for long-term care?

Many Canadians believe they will never need any form of long-term care (B) Signup and view all the answers

What is the primary consequence of the fragmented continuum of care in Canada according to the text?

Unequal and inconsistent access to necessary services across Canada (B) Signup and view all the answers

Long Term Care in Canada

Choose a study mode

Podcast

Questions and Answers

What has led to the increased opportunity for selling long term care insurance in Canada?

What is one of the reasons why Canadians are now looking to purchase long term care insurance?

What will be discussed in the webinar?

What is one of the challenges for agency clients regarding long term care insurance?

What area will be discussed in relation to government subsidies?

Which of the following is a reason why Canadians are now interested in purchasing long term care insurance?

What is one of the challenges for agency clients regarding long term care insurance?

What will be discussed in the webinar?

What is one aspect of long term care planning that will be discussed in the webinar?

What is the result of COVID-19 on Canada's long term health care system?

What percentage of Canadians have access to integrated palliative care?

Why do Canadians perceive the premiums for long term care insurance as too high?

What is the most significant cause of disability among Canadians aged 65 and over?

What is the main reason for the increased opportunity for selling long term care insurance in Canada?

What does the LTCi help pay for?

What is the result of inadequate subsidized home care in Canada?

What is the main consequence of the 13 different health insurance programs in Canada?

What has contributed to the situation of over 40,000 Canadians being on wait lists for long term care/nursing homes?

What is the role of LTCI in Canada according to the text?

What has been the impact of COVID-19 on the need for long term care insurance in Canada?

What is a common misconception about long term care according to the text?

What is the reality about Canadians' understanding of long term care costs based on the text?

According to the text, what percentage of people receiving long term care are adults under the age of 64?

What does the text suggest about the societal attention towards long term care in Canada?

What is the primary source of funding for long term care, as mentioned in the text?

What is the result of the inadequate subsidized home care in Canada?

What is the primary source of funding for long term care, as mentioned in the text?

What has led to the increased demand for selling long term care insurance in Canada?

What is the most significant cause of disability among Canadians aged 65 and over?

What does the Long Term Care Insurance (LTCI) help pay for?

What is the reality about the government paying for long term care in Canada?

What is a common misconception about long term care according to the text?

What is the main consequence of the fragmented continuum of care in Canada?

What does long term care planning help clients with?

What are some factors that determine how much money an individual will need for long term care?

What is a key reason why only about 15 per cent of Canadians have access to integrated palliative care?

What is the primary reason for the stalling of Long Term Care Insurance (LTCi) in Canada, according to the text?

What is a significant factor contributing to the increased opportunity for selling Long Term Care Insurance (LTCi) in Canada?

What is one of the reasons why long term care planning is not just about a product, according to the text?

Which factor has led to the societal attention towards long term care in Canada, as mentioned in the text?

What is a common misconception about long term care according to the text?

What is the primary source of funding for long term care, as mentioned in the text?

What does the Long Term Care Insurance (LTCI) help pay for?

What has led to the societal attention towards long term care in Canada, as mentioned in the text?

What is one of the challenges for agency clients regarding long term care insurance?

What is the primary factor contributing to the increased interest in purchasing long term care insurance in Canada?

Why do Canadians perceive the premiums for long term care insurance as too high?

What has led to the increased demand for selling long term care insurance in Canada?

What is the most significant cause of disability among Canadians aged 65 and over?

Why is long term care planning not just about a product, according to the text?

What is the primary goal of Long Term Care Planning according to the text?

Why has Long Term Care Insurance (LTCI) stalled in Canada, according to the text?

What is the main consequence of the fragmented continuum of care in Canada as mentioned in the text?

What has led to the increased demand for selling Long Term Care Insurance (LTCI) in Canada?

What is the primary source of funding for long term care as mentioned in the text?

What has contributed to the situation of over 40,000 Canadians being on wait lists for long term care/nursing homes?

What is the primary source of funding for long term care as mentioned in the text?

What is one of the reasons why Canadians are now looking to purchase long term care insurance?

What is the main consequence of the 13 different health insurance programs in Canada?

What is the result of inadequate subsidized home care in Canada?

What is a key factor contributing to the increased demand for Long Term Care Insurance (LTCI) in Canada?

What is the primary impact of COVID-19 on Canada's long term health care system?

What is a common misconception about long term care planning and insurance according to the text?

What does the Long Term Care Insurance (LTCI) primarily help pay for?

What is the most significant cause of disability among Canadians aged 65 and over?

What is a common misconception about government payment for long term care?

What is a reality about Canadians' understanding of long term care costs?

When should individuals start thinking about long term care planning according to the text?

What is a common misconception about the need for long-term care?

What is the primary consequence of the fragmented continuum of care in Canada according to the text?

Related Documents

More Like This

Long-Term Care in Canada

Person-Environment Interactions in Adult Development and Aging Quiz

Long-Term Care Facilities Overview

Long-Term Care and Medicare Basics