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Questions and Answers
When an applicant reveals conditions that require more information, what is required?
When an applicant reveals conditions that require more information, what is required?
- Investigative consumer report
- Agent’s report
- Physical examination
- Attending physician’s statement (correct)
Which risk classification carries the lowest premium?
Which risk classification carries the lowest premium?
- Substandard
- Standard
- Endowed
- Preferred (correct)
During the disability elimination period, what happens?
During the disability elimination period, what happens?
- Occupational claims are payable
- Small claims are payable
- No benefits are payable (correct)
- Residual benefits are payable
Which statement best describes a life insurance policy dividend?
Which statement best describes a life insurance policy dividend?
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Which of the following statements defines partial disability?
Which of the following statements defines partial disability?
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