5 Questions
When an applicant reveals conditions that require more information, what is required?
Attending physician’s statement
Which risk classification carries the lowest premium?
Preferred
During the disability elimination period, what happens?
No benefits are payable
Which statement best describes a life insurance policy dividend?
It is the distribution of excess of funds accumulated by the insurer on participating policies
Which of the following statements defines partial disability?
A disabled employee while he is working part-time and receiving lost income under long-term disability benefit
Prepare for the Life & Health Agent exam with this study guide featuring questions on important insurance concepts such as risk classification, disability claims, and application requirements.
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