Questions and Answers
What is a financial responsibility that comes with vehicle ownership? (Select all that apply)
What is one of the drawbacks to buying a new car?
The price of insurance is higher.
How do you check a vehicle's suspension during a pre-purchase/lease inspection?
By pressing down on each corner of the vehicle.
Buying a vehicle is a huge purchase and you should always bring ______ with you.
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What is one important factor to take into account before agreeing to a financing deal?
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Why is skipping car insurance for the first year a bad decision? (Select all that apply)
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Liability insurance pays for the expenses of others in crashes caused by ________ under your policy.
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Medical Payments Coverage helps pay for medical, dental, and funeral expenses for people riding in your covered vehicle, regardless of who is at fault.
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Personal Injury Protection helps pay for eligible expenses such as medical, funeral, disability, and _______.
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If you have coverage under AAA or your car is under warranty, Towing and Labor insurance is necessary.
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Comprehensive and collision coverage covers _______ of the insured vehicle.
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In a collision, you should always check your vehicle for damage before anything else.
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What is something you should NOT do in the case of a collision?
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If your insurance agrees to pay your claim, they are legally required to send a check or draft ______.
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Male drivers under 25 are charged for insurance at a higher rate because they are _______ in a crash.
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What kind of insurance discount might Stella be eligible for?
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Many insurance companies reward customers for ______ by reducing their premiums.
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You can likely obtain an insurance discount by taking a drivers education course.
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What is a safe feature that insurance companies may offer reduced rates for? (Select all that apply)
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What is a reason your insurance may be revoked? (Select all that apply)
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If convicted of a major ______ violation, insurance companies may deem you as too high of a risk for causing a crash.
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______ is the dumping of trash and waste on _______.
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What is a consequence for a first offense of throwing trash out your car window?
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The Adopt-a-Highway program allows citizens to rent part of the highway for private events.
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What is not an object you can throw in the trash?
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Where should you take dead car batteries?
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What should be recycled and kept out of the water supply? (Select all that apply)
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Why shouldn't discarded tires be stockpiled?
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Vehicles release ______ that cause air pollution.
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What is NOT an action that will minimize air pollution? (Select all that apply)
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Topping off when filling up your gasoline tank helps lower emissions.
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How many people are there in the U.S. on a waiting list for an organ transplant?
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Before transplanting your organs, all doctors and medical personnel must first ____.
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What is NOT a medical factor that transplant patients are matched on?
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What percentage of the U.S. population has signed up to be an organ donor?
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What does the heart symbol on a driver license signify?
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Study Notes
Vehicle Ownership Responsibilities
- Key financial responsibilities include gas, insurance, and registration.
- Skipping car insurance can lead to illegal driving and potential financial liabilities in accidents.
Purchasing and Insuring Vehicles
- New cars typically come with higher insurance premiums due to increased costs and risk.
- An expert should always be consulted before making significant purchasing decisions like buying a vehicle.
- Important to consider total financing cost before agreeing to any deal.
Types of Insurance Coverage
- Liability insurance covers expenses for others involved in crashes caused by the insured.
- Medical Payments Coverage provides for medical, dental, and funeral expenses regardless of fault.
- Personal Injury Protection assists with medical expenses and lost income for insured individuals.
- Comprehensive and collision coverage pays for the actual cash value of the insured vehicle.
- Towing and Labor insurance may not be necessary if coverage under organizations like AAA exists.
Accident Protocols
- Priority in accidents should be assessing injuries of involved individuals, not just vehicle damage.
- Apologizing at the scene of an accident can be viewed as an admission of guilt.
- Insurance companies must send payment for claims within five business days if approval is granted.
Insurance Discounts and Risks
- Male drivers under 25 generally face higher insurance rates due to greater likelihood of accidents.
- Individuals with clean driving records may qualify for discounts.
- Long-term customers often receive reduced premiums as a reward from insurance companies.
- Taking a driver education course may lead to insurance discounts.
- Safety features in vehicles like airbags and antilock brakes may result in reduced insurance rates.
Insurance Violations
- Insurance can be revoked for lying on applications, late payments, or fraudulent claims.
- Major moving violations can make individuals high-risk clients for insurance providers.
Environmental Responsibility
- Littering involves illegal disposal of waste on land and waterways.
- First-time offenders of littering can face fines up to $500 for trashing from vehicles.
- The Adopt-a-Highway program involves groups committing to roadside clean-ups, not renting space.
- Used car batteries should be returned to authorized sellers for proper disposal.
- Oil filters, antifreeze, and used motor oil must be recycled to protect water supplies.
- Discarded tires pose fire hazards and attract pests, hence should not be stockpiled.
Air Pollution and Vehicle Emissions
- Vehicles emit pollutants contributing to air pollution.
- Actions like topping off gasoline tanks can increase emissions; avoiding this is beneficial.
Organ Donation Facts
- Over 120,000 individuals in the U.S. are on the waiting list for organ transplants.
- Medical personnel must exhaust all efforts to save lives before organ transplants can occur.
- Organ transplant patients are not matched based on body weight but other medical factors.
- About 45% of the U.S. population has registered as organ donors.
- The heart symbol on driver's licenses indicates the individual is an organ donor.
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Description
Test your knowledge on the financial responsibilities and considerations of owning a vehicle. This quiz covers essential car ownership topics, including costs and inspections. Perfect for preparing for real-life vehicle decisions!
