Leading Modest Public Lives

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Questions and Answers

The average family size in the Philippines, according to the 2023 Annual Poverty Indicators Survey, is about 5.2 individuals.

False (B)

In 2017, Filipino families spent more on recreation and culture than on food.

False (B)

Government workers' salaries do not impact the Filipino lifestyle.

False (B)

Second Tranche Monthly Salary Schedule for Civilian Personnel of the National Government will be effective January 1, 2024.

<p>False (B)</p> Signup and view all the answers

As of 2021, Filipino households typically allocate more than 55% of their spending to housing, water, electricity, gas and other fuels.

<p>False (B)</p> Signup and view all the answers

Filipino consumers seldom do comparison shopping on different websites and platforms before making a purchase.

<p>False (B)</p> Signup and view all the answers

The eco-friendliness of a product is not typically considered a decisive factor for Filipino buyers.

<p>False (B)</p> Signup and view all the answers

Only marketing messages influence the buying behavior of Filipinos.

<p>False (B)</p> Signup and view all the answers

Republic Act 6713 urges public officials to indulge in extravagant displays of wealth to stimulate the economy.

<p>False (B)</p> Signup and view all the answers

According to Section 4(h) of R.A. 6713, public officials' families are exempt from leading modest lives.

<p>False (B)</p> Signup and view all the answers

'simple living' primarily advocates for a drastic reduction in expenses to an austere lifestyle.

<p>False (B)</p> Signup and view all the answers

'Simple' can describe something without additions or embellishment.

<p>True (A)</p> Signup and view all the answers

Maintaining a standard of living beyond a public official’s declared income is considered honest living.

<p>False (B)</p> Signup and view all the answers

There is no need to be sensitive to the plight of poor people.

<p>False (B)</p> Signup and view all the answers

Constantly prioritizing wants over needs strengthens financial stability.

<p>False (B)</p> Signup and view all the answers

Frugality is a key component of simple living.

<p>False (B)</p> Signup and view all the answers

According to Circular No. 14, expensive jewelry is required for public personnel.

<p>False (B)</p> Signup and view all the answers

According to the images, simplicity is extravagant.

<p>False (B)</p> Signup and view all the answers

Manifestly disproportionate property to salary for a public official can be presumed unlawfully acquired.

<p>True (A)</p> Signup and view all the answers

Purchasing authentic goods is necessary for simple living.

<p>False (B)</p> Signup and view all the answers

The cycle of corruption starts with 'Opportunity'.

<p>False (B)</p> Signup and view all the answers

P.D. 1869 allows government officials to play in casinos.

<p>False (B)</p> Signup and view all the answers

If wants are less than needs, you'll be in financial trouble.

<p>False (B)</p> Signup and view all the answers

Being content with what you have can bring great wealth.

<p>True (A)</p> Signup and view all the answers

According to the learning objective, it is not essential to appreciate the wisdom behind leading modest lives by public officials.

<p>False (B)</p> Signup and view all the answers

The 2023 Annual Poverty Indicators Survey states that less than 10% of Filipino families own a car.

<p>False (B)</p> Signup and view all the answers

The Office of the Ombudsman is responsible for prosecuting public officials who engage in extravagant displays of wealth.

<p>True (A)</p> Signup and view all the answers

Simple living encourages social comparison as a means of self-improvement.

<p>False (B)</p> Signup and view all the answers

Memorandum Circular No. 8, s. 2001 allows government personnel to enter casinos.

<p>False (B)</p> Signup and view all the answers

Public officials who fail to pay just debts can face penalties under E.O. 292 and RRACCS.

<p>True (A)</p> Signup and view all the answers

Flashcards

Simple living (R.A. 6713)

Public officials and families should live modestly, fitting their positions and income, avoiding wealth displays.

Meaning of Simple Living

Maintaining a living standard within the visible means of income, as disclosed in ITRs and SALN.

Why practice simple living?

Being sensitive to the poor, avoiding abuse impressions, and resisting public office temptations.

Wants vs. Needs

Unlike needs, wants are desires that are not essential for survival or basic well-being.

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Government workers' salary

Salary of government workers dictates their spending, saving, buying behavior and decisions.

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Factors of Buying Behaviour

Psychological, demographical and environmental factors.

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Corruption Cycle

A cycle consisting of gratification, motivation, execution and opportunity.

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Unexplained Wealth

Having more net worth than legitimate income.

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R.A. 1379

Section 2, R.A. 1379 states those with manifestly disproportionate property will be presumed unlawfully acquired.

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Study Notes

  • Leading modest lives for public officials is important
  • Presented by Atty Mary Antonette G Ordoño, Graft Investigation and Prosecution Officer
  • Her office is the Public Assistance and Corruption Prevention Bureau, the Office of the Ombudsman—MOLEO

Learning Objectives

  • The aim is to describe the lifestyle of typical Filipinos
  • The hope is to appreciate the wisdom behind leading modest lives as public officials
  • People should show that they can maintain a simple lifestyle

Filipino Lifestyle

  • Important factors of the Filipino lifestyle is Government workers' salary, pattern of spending, saving, buying behavior, decision to buy
  • People should consider what the lifestyle of government officials and employees should be

2023 Annual Poverty Indicators Survey

  • Average family size is 4.1 (as of 2022)
  • 62.1% of families own a house and lot
  • 19.9% have a floor area of at least 50 sq. m
  • 11.2% have a car, van, or jeep
  • 50.0% have a refrigerator
  • 56.1% of families have wage and salary employment (52.7% previously)
  • 16.8% of families have entrepreneurial activity (17.1% previously)
  • Average family income is 353.23
  • Average family expenditures is 258.80/228.80
  • 40.9% of family expenditures are on food (2017)
  • 3.4% of family expenditures are on recreation and culture (2022)
  • 22% of families experienced hunger once a week (2017)
  • 24% of families have have loan in the last 6 months (2017)

Filipino’s Buying Behavior

  • Value-conscious shoppers will compare prices
  • 89.7% compare prices in 2 or more platforms or websites before purchasing an item
  • 72.2% of users only started comparing prices in 2020, up from 2019
  • Main factors driving purchase behavior is the quality of the product at between 90.3% and 94.7% of consumer's opinions
  • Pricing influences between 91% and 95.8% of purchasing decisions
  • Reviews are important to 85% of consumers
  • Great customer service is only important to 63.9%
  • Eco-friendliness also matters between 60% and 68%

Factors of buying behaviour

  • Buying behaviour is a balance of psychology, demography, environment with marketing messages
  • Psychology focuses on needs, personality, emotions and attitudes
  • Demography looks at age, income, location & profession
  • Environment is concerned with economic situation, social crises & fashion
  • The marketing message creates powerful urges to buy

Section 4(h), R.A. 6713

  • Requires public officials and employees and their families should lead modest lives appropriate to their positions and income
  • They should not indulge in extravagant or ostentatious display of wealth in any form

Simple Living

  • Simple living is not about being unexciting, cheap, poor, impoverished, stingy, frugal, broke, mundane, austere
  • Simple living is not self-denial, dull, penniless, self-deprived, or boring

Meaning of Simple Living

  • Maintaining a standard of living within the public official or employee’s visible means of income
  • Income must be correctly disclosed in ITRs, annual SALN, and other documents relating to financial or business transactions, as per Section 8, Rule VI, IRR

Why Simple Living?

  • Simple living helps people be sensitive to the plight of poor people
  • Living simply helps to avoid the impression of abuse and unexplained wealth
  • Choosing to live simply, people can resist the temptations in public office

Wants vs. Needs

  • Wants are definitely not the same as Needs
  • Wants are not equal to needs
  • Wants should be less than Needs

Lifestyle

  • Unexplained Wealth, Net Worth could be far greater than Legitimate Income
  • Lavish lifestyle, Net Worth is far smaller that Legitimate Income

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