Podcast
Questions and Answers
The average family size in the Philippines, according to the 2023 Annual Poverty Indicators Survey, is about 5.2 individuals.
The average family size in the Philippines, according to the 2023 Annual Poverty Indicators Survey, is about 5.2 individuals.
False (B)
In 2017, Filipino families spent more on recreation and culture than on food.
In 2017, Filipino families spent more on recreation and culture than on food.
False (B)
Government workers' salaries do not impact the Filipino lifestyle.
Government workers' salaries do not impact the Filipino lifestyle.
False (B)
Second Tranche Monthly Salary Schedule for Civilian Personnel of the National Government will be effective January 1, 2024.
Second Tranche Monthly Salary Schedule for Civilian Personnel of the National Government will be effective January 1, 2024.
As of 2021, Filipino households typically allocate more than 55% of their spending to housing, water, electricity, gas and other fuels.
As of 2021, Filipino households typically allocate more than 55% of their spending to housing, water, electricity, gas and other fuels.
Filipino consumers seldom do comparison shopping on different websites and platforms before making a purchase.
Filipino consumers seldom do comparison shopping on different websites and platforms before making a purchase.
The eco-friendliness of a product is not typically considered a decisive factor for Filipino buyers.
The eco-friendliness of a product is not typically considered a decisive factor for Filipino buyers.
Only marketing messages influence the buying behavior of Filipinos.
Only marketing messages influence the buying behavior of Filipinos.
Republic Act 6713 urges public officials to indulge in extravagant displays of wealth to stimulate the economy.
Republic Act 6713 urges public officials to indulge in extravagant displays of wealth to stimulate the economy.
According to Section 4(h) of R.A. 6713, public officials' families are exempt from leading modest lives.
According to Section 4(h) of R.A. 6713, public officials' families are exempt from leading modest lives.
'simple living' primarily advocates for a drastic reduction in expenses to an austere lifestyle.
'simple living' primarily advocates for a drastic reduction in expenses to an austere lifestyle.
'Simple' can describe something without additions or embellishment.
'Simple' can describe something without additions or embellishment.
Maintaining a standard of living beyond a public official’s declared income is considered honest living.
Maintaining a standard of living beyond a public official’s declared income is considered honest living.
There is no need to be sensitive to the plight of poor people.
There is no need to be sensitive to the plight of poor people.
Constantly prioritizing wants over needs strengthens financial stability.
Constantly prioritizing wants over needs strengthens financial stability.
Frugality is a key component of simple living.
Frugality is a key component of simple living.
According to Circular No. 14, expensive jewelry is required for public personnel.
According to Circular No. 14, expensive jewelry is required for public personnel.
According to the images, simplicity is extravagant.
According to the images, simplicity is extravagant.
Manifestly disproportionate property to salary for a public official can be presumed unlawfully acquired.
Manifestly disproportionate property to salary for a public official can be presumed unlawfully acquired.
Purchasing authentic goods is necessary for simple living.
Purchasing authentic goods is necessary for simple living.
The cycle of corruption starts with 'Opportunity'.
The cycle of corruption starts with 'Opportunity'.
P.D. 1869 allows government officials to play in casinos.
P.D. 1869 allows government officials to play in casinos.
If wants are less than needs, you'll be in financial trouble.
If wants are less than needs, you'll be in financial trouble.
Being content with what you have can bring great wealth.
Being content with what you have can bring great wealth.
According to the learning objective, it is not essential to appreciate the wisdom behind leading modest lives by public officials.
According to the learning objective, it is not essential to appreciate the wisdom behind leading modest lives by public officials.
The 2023 Annual Poverty Indicators Survey states that less than 10% of Filipino families own a car.
The 2023 Annual Poverty Indicators Survey states that less than 10% of Filipino families own a car.
The Office of the Ombudsman is responsible for prosecuting public officials who engage in extravagant displays of wealth.
The Office of the Ombudsman is responsible for prosecuting public officials who engage in extravagant displays of wealth.
Simple living encourages social comparison as a means of self-improvement.
Simple living encourages social comparison as a means of self-improvement.
Memorandum Circular No. 8, s. 2001 allows government personnel to enter casinos.
Memorandum Circular No. 8, s. 2001 allows government personnel to enter casinos.
Public officials who fail to pay just debts can face penalties under E.O. 292 and RRACCS.
Public officials who fail to pay just debts can face penalties under E.O. 292 and RRACCS.
Flashcards
Simple living (R.A. 6713)
Simple living (R.A. 6713)
Public officials and families should live modestly, fitting their positions and income, avoiding wealth displays.
Meaning of Simple Living
Meaning of Simple Living
Maintaining a living standard within the visible means of income, as disclosed in ITRs and SALN.
Why practice simple living?
Why practice simple living?
Being sensitive to the poor, avoiding abuse impressions, and resisting public office temptations.
Wants vs. Needs
Wants vs. Needs
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Government workers' salary
Government workers' salary
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Factors of Buying Behaviour
Factors of Buying Behaviour
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Corruption Cycle
Corruption Cycle
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Unexplained Wealth
Unexplained Wealth
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R.A. 1379
R.A. 1379
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Study Notes
- Leading modest lives for public officials is important
- Presented by Atty Mary Antonette G Ordoño, Graft Investigation and Prosecution Officer
- Her office is the Public Assistance and Corruption Prevention Bureau, the Office of the Ombudsman—MOLEO
Learning Objectives
- The aim is to describe the lifestyle of typical Filipinos
- The hope is to appreciate the wisdom behind leading modest lives as public officials
- People should show that they can maintain a simple lifestyle
Filipino Lifestyle
- Important factors of the Filipino lifestyle is Government workers' salary, pattern of spending, saving, buying behavior, decision to buy
- People should consider what the lifestyle of government officials and employees should be
2023 Annual Poverty Indicators Survey
- Average family size is 4.1 (as of 2022)
- 62.1% of families own a house and lot
- 19.9% have a floor area of at least 50 sq. m
- 11.2% have a car, van, or jeep
- 50.0% have a refrigerator
- 56.1% of families have wage and salary employment (52.7% previously)
- 16.8% of families have entrepreneurial activity (17.1% previously)
- Average family income is 353.23
- Average family expenditures is 258.80/228.80
- 40.9% of family expenditures are on food (2017)
- 3.4% of family expenditures are on recreation and culture (2022)
- 22% of families experienced hunger once a week (2017)
- 24% of families have have loan in the last 6 months (2017)
Filipino’s Buying Behavior
- Value-conscious shoppers will compare prices
- 89.7% compare prices in 2 or more platforms or websites before purchasing an item
- 72.2% of users only started comparing prices in 2020, up from 2019
- Main factors driving purchase behavior is the quality of the product at between 90.3% and 94.7% of consumer's opinions
- Pricing influences between 91% and 95.8% of purchasing decisions
- Reviews are important to 85% of consumers
- Great customer service is only important to 63.9%
- Eco-friendliness also matters between 60% and 68%
Factors of buying behaviour
- Buying behaviour is a balance of psychology, demography, environment with marketing messages
- Psychology focuses on needs, personality, emotions and attitudes
- Demography looks at age, income, location & profession
- Environment is concerned with economic situation, social crises & fashion
- The marketing message creates powerful urges to buy
Section 4(h), R.A. 6713
- Requires public officials and employees and their families should lead modest lives appropriate to their positions and income
- They should not indulge in extravagant or ostentatious display of wealth in any form
Simple Living
- Simple living is not about being unexciting, cheap, poor, impoverished, stingy, frugal, broke, mundane, austere
- Simple living is not self-denial, dull, penniless, self-deprived, or boring
Meaning of Simple Living
- Maintaining a standard of living within the public official or employee’s visible means of income
- Income must be correctly disclosed in ITRs, annual SALN, and other documents relating to financial or business transactions, as per Section 8, Rule VI, IRR
Why Simple Living?
- Simple living helps people be sensitive to the plight of poor people
- Living simply helps to avoid the impression of abuse and unexplained wealth
- Choosing to live simply, people can resist the temptations in public office
Wants vs. Needs
- Wants are definitely not the same as Needs
- Wants are not equal to needs
- Wants should be less than Needs
Lifestyle
- Unexplained Wealth, Net Worth could be far greater than Legitimate Income
- Lavish lifestyle, Net Worth is far smaller that Legitimate Income
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