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Jan Dhan Yojana and Financial Literacy in India

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Jan Dhan Yojana and Financial Literacy in India

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Questions and Answers

What is the primary purpose of the Jan Dhan Yojana initiative?

To develop a set of APIs for government and businesses

To enable financial inclusion and access to banking services (correct)

To provide financial literacy education across India

To promote the adoption of digital payments like e-RUPI

Which of the following is NOT one of the recent initiatives towards improving financial literacy in India?

Implementation of the Centre for Financial Literacy project by RBI

Promotion of financial education across all sections of the population

Introduction of the e-RUPI digital payment instrument (correct)

Establishment of the National Centre for Financial Education

What is the primary purpose of the e-RUPI digital payment instrument?

To enable contactless and cashless payments (correct)

To provide financial literacy education

To develop a set of APIs for businesses

To facilitate direct benefits transfer

Which of the following statements about India Stack is NOT true?

It provides financial literacy education across India (C) Signup and view all the answers

Which of the following initiatives is being adopted for cashless payments for Covid-19 vaccination?

e-RUPI (B) Signup and view all the answers

What is the primary focus of Wealthtech?

Enhancing the wealth management and retail investment process (C) Signup and view all the answers

Which of the following statements about crowdfunding is true?

Crowdfunding is a subset of crowdsourcing focused on financial resources (C) Signup and view all the answers

What is driving the evolution of investment management in the fintech industry?

The demand for personalized customer experiences and tailored advice (D) Signup and view all the answers

Which of the following is NOT considered a major field or area in fintech?

Cloud computing and data storage (D) Signup and view all the answers

What is the primary purpose of digital lending in the fintech industry?

To offer alternative financing options for businesses and individuals (D) Signup and view all the answers