Jan Dhan Yojana and Financial Literacy in India
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Questions and Answers

What is the primary purpose of the Jan Dhan Yojana initiative?

  • To develop a set of APIs for government and businesses
  • To enable financial inclusion and access to banking services (correct)
  • To provide financial literacy education across India
  • To promote the adoption of digital payments like e-RUPI

Which of the following is NOT one of the recent initiatives towards improving financial literacy in India?

  • Implementation of the Centre for Financial Literacy project by RBI
  • Promotion of financial education across all sections of the population
  • Introduction of the e-RUPI digital payment instrument (correct)
  • Establishment of the National Centre for Financial Education

What is the primary purpose of the e-RUPI digital payment instrument?

  • To enable contactless and cashless payments (correct)
  • To provide financial literacy education
  • To develop a set of APIs for businesses
  • To facilitate direct benefits transfer

Which of the following statements about India Stack is NOT true?

<p>It provides financial literacy education across India (C)</p> Signup and view all the answers

Which of the following initiatives is being adopted for cashless payments for Covid-19 vaccination?

<p>e-RUPI (B)</p> Signup and view all the answers

What is the primary focus of Wealthtech?

<p>Enhancing the wealth management and retail investment process (C)</p> Signup and view all the answers

Which of the following statements about crowdfunding is true?

<p>Crowdfunding is a subset of crowdsourcing focused on financial resources (C)</p> Signup and view all the answers

What is driving the evolution of investment management in the fintech industry?

<p>The demand for personalized customer experiences and tailored advice (D)</p> Signup and view all the answers

Which of the following is NOT considered a major field or area in fintech?

<p>Cloud computing and data storage (D)</p> Signup and view all the answers

What is the primary purpose of digital lending in the fintech industry?

<p>To offer alternative financing options for businesses and individuals (D)</p> Signup and view all the answers

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