Podcast
Questions and Answers
What must a DB pension plan administrator consider when preparing a SIP&P?
What must a DB pension plan administrator consider when preparing a SIP&P?
- Weather conditions in the region
- Historical investment performance
- Current investments, future contributions, and liabilities (correct)
- The number of employees in the company
How often must SIP&Ps be reviewed and confirmed or amended by the plan administrator?
How often must SIP&Ps be reviewed and confirmed or amended by the plan administrator?
- Every 5 years
- At least once each plan year (correct)
- Only when there are major economic events
- Once every 10 years
Which filing requirement do Ontario-registered pension plans have to comply with regarding SIP&Ps?
Which filing requirement do Ontario-registered pension plans have to comply with regarding SIP&Ps?
- Filing annually with the Ontario pension regulator (correct)
- Randomly filing with different regulators
- Filing with the federal pension regulator
- Not required to file any documents
What is a key consideration for the DB pension plan administrator regarding financial risks?
What is a key consideration for the DB pension plan administrator regarding financial risks?
Why is it important to assess how liabilities and investments would respond to plausible economic events?
Why is it important to assess how liabilities and investments would respond to plausible economic events?
Which type of debt instrument allows the holder to convert bonds to common stock?
Which type of debt instrument allows the holder to convert bonds to common stock?
What type of shares provide a preferential ownership interest in a company?
What type of shares provide a preferential ownership interest in a company?
Which investment plan can make direct equity investments in commercial real estate projects?
Which investment plan can make direct equity investments in commercial real estate projects?
What type of instruments are secured by specific real property and provide repayments blending principal and interest?
What type of instruments are secured by specific real property and provide repayments blending principal and interest?
Which type of shares usually receive dividends before common shareholders?
Which type of shares usually receive dividends before common shareholders?
What kind of funds purchase and own a portfolio of securities directly?
What kind of funds purchase and own a portfolio of securities directly?
What is the main focus of the 'prudent person rule'?
What is the main focus of the 'prudent person rule'?
What does the 'prudent portfolio rule' primarily address?
What does the 'prudent portfolio rule' primarily address?
How can a plan administrator manage conflicts of interest as per the text?
How can a plan administrator manage conflicts of interest as per the text?
What is the initial step in the manager selection process according to the text?
What is the initial step in the manager selection process according to the text?
How are potential investment manager candidates narrowed down according to the text?
How are potential investment manager candidates narrowed down according to the text?
What is the ultimate goal of the review process mentioned in the text?
What is the ultimate goal of the review process mentioned in the text?
What does the OSFI's Guideline for the Development of Investment Policies and Procedures for Federally Regulated Pension Plans suggest SIP&Ps should identify?
What does the OSFI's Guideline for the Development of Investment Policies and Procedures for Federally Regulated Pension Plans suggest SIP&Ps should identify?
What must a SIP&P for a DB pension plan disclose regarding investments?
What must a SIP&P for a DB pension plan disclose regarding investments?
In Ontario, DC pension plans registered under PBSA should prepare SIP&Ps according to what standard of care?
In Ontario, DC pension plans registered under PBSA should prepare SIP&Ps according to what standard of care?
What aspect does Ontario require DC pension plans to disclose regarding their investment policies and procedures?
What aspect does Ontario require DC pension plans to disclose regarding their investment policies and procedures?
What does a SIP&P for a DB pension plan need to address concerning conflicts of interest?
What does a SIP&P for a DB pension plan need to address concerning conflicts of interest?
What is an essential requirement for member-directed DC pension plans outside of Ontario according to the text?
What is an essential requirement for member-directed DC pension plans outside of Ontario according to the text?
What are some examples of alternative investments mentioned in the text?
What are some examples of alternative investments mentioned in the text?
Which of the following is NOT a benefit of alternative investments?
Which of the following is NOT a benefit of alternative investments?
What is a potential pitfall or challenge associated with alternative investments according to the text?
What is a potential pitfall or challenge associated with alternative investments according to the text?
What is the primary purpose of Liability-driven investing (LDI) according to the text?
What is the primary purpose of Liability-driven investing (LDI) according to the text?
Why should emerging strategy risk be acknowledged when dealing with alternative investments?
Why should emerging strategy risk be acknowledged when dealing with alternative investments?
What type of infrastructure assets are mentioned in the text as part of alternative investments?
What type of infrastructure assets are mentioned in the text as part of alternative investments?
