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Questions and Answers
What is twisting in the context of insurance sales practices?
What is twisting in the context of insurance sales practices?
- Exercising high-pressure tactics to recommend insurance purchases
- Using force, fright, or threat to induce the purchase of insurance
- Making misleading representations or fraudulent comparisons of insurance policies (correct)
- Marketing without disclosing the purpose of solicitation
Which practice involves inducing the purchase of insurance through force, fright, or undue pressure?
Which practice involves inducing the purchase of insurance through force, fright, or undue pressure?
- Twisting
- High pressure tactics (correct)
- Cold lead advertising
- Misleading comparisons
What does cold lead advertising involve?
What does cold lead advertising involve?
- Employing undue pressure to purchase or recommend insurance
- Using misleading representations of insurance policies
- Making fraudulent comparisons between insurers
- Concealing the purpose of marketing as insurance solicitation (correct)
Which practice involves employing any method of marketing having the effect of inducing the purchase of insurance through force?
Which practice involves employing any method of marketing having the effect of inducing the purchase of insurance through force?
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What is prohibited under twisting when it comes to inducing actions related to insurance policies?
What is prohibited under twisting when it comes to inducing actions related to insurance policies?
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What is a key aspect of cold lead advertising that is required to be disclosed?
What is a key aspect of cold lead advertising that is required to be disclosed?
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