Insurance Regulation Chapter 9

How often must an insurance agent licensed in the state of New York renew the license?

Which of the following is an approved written document that identifies procedures in place to keep the insurer's Information System safe?

Circulating deceptive sales material to the public is what type of Unfair Trade Practice?

When will an insurance agent's license expire if they were born in 1983 and obtained their New York insurance license in 2014?

All of the following are reasons to terminate an agent's certificate of appointment EXCEPT

All of the following are true about the Insurance Frauds Prevention Act EXCEPT

Which act requires that an insurance company supply the applicant with the name and address of the consumer reporting company?

The Superintendent may refuse to issue a license in all of the following situations EXCEPT if the proposed licensee

Is it legal to limit coverage based on marital status?

If an insurance company makes a statement that its policies are guaranteed by the existence of the Insurance Guaranty Association, how is this regarded?

An insurer publishes intimidating brochures that portray the insurer's competition as financially unstable. How is this act described?

What are the continuing education requirements for licensed insurance agents in New York?

What constitutes the continuing education (CE) requirement for insurance agents in New York?

Which of the following is NOT a qualification for licensing as an insurance producer in New York?

How long does a licensee have to notify the Superintendent of a change of address?

If a certificate of appointment is terminated, how soon must a statement be filed with the Superintendent?

What is it called when an agent offers a client tickets to a game with the condition of purchasing a policy?

What kind of responsibility do agents, brokers, and reinsurance intermediaries have to their clients?

Which of the following would NOT be considered an improper claims practice?

Which of the following would NOT be a violation of state insurance regulations?

Who does the agent represent?

If an individual's license has been revoked, how soon can they obtain a new license?

Which of the following would NOT be considered an insurance producer?

Which of the following is NOT a prerequisite for an insurance license in New York?

Which of the following is NOT a justifiable reason for the Superintendent to revoke, suspend, or refuse to renew a license?

Which term describes making false statements about an insurer's financial condition to injure another person in the insurance business?

Which individuals must pass the written examination to be licensed as insurance agents?

An independent adjuster may include which of the following?

For the protection of public interest, the Superintendent may examine the books and records of any of the following EXCEPT

When a producer reviews a potential customer's coverage from another company and makes critical remarks, what could they be found guilty of?

In order for a nonresident licensee to become a resident producer in New York, what must the licensee do?

If an agent fails to promptly remit the premiums collected from the insured to the insurer, what may the agent be found guilty of?

According to federal law, what must an individual convicted of a crime involving dishonesty or breach of trust receive before working in insurance?

An agent has recently changed his email address. What must the agent do to comply with the regulation for change of address?

Two individuals in the same risk and age class charged different rates for their insurance policies due to an insignificant factor is called what?

Which of the following may NOT be included in an insurance company's advertisement?

The Superintendent may refuse to renew a license if a licensee receives more than 10% of aggregate commissions from controlled business in how many months?

If an insurance company wishes to order a consumer report on an applicant to assist in underwriting, which of the following information may NOT be included?

Which of the following will NOT be considered unfair discrimination by insurers?

Can the Superintendent investigate fraudulent claims if they occurred outside of the resident's state according to the Insurance Fraud Prevention Act?

Which entities protect policyowners, insureds, and beneficiaries under insurance contracts when insurers fail to perform due to financial impairment?

An insurance broker's license may be issued to whom?

In this state, a temporary license may be issued for all of the following reasons EXCEPT

Which acts committed by an agent would warrant revocation or suspension of the agent's license?

How long does a licensee have to deliver information requested by the Superintendent of Financial Services?

Which individual would be required to be licensed as an insurance producer?

All of the following events will terminate an agent's appointment EXCEPT

An insurance broker's license may be issued to whom?

It would be considered unfair discrimination to ask an insurance applicant about which of the following as a rating factor?

The Superintendent will not renew an agent or broker's license upon finding that the license has been used to write controlled business. Which of the following would be a violation of controlled business practices?

If an insurance company wishes to order a consumer report for underwriting, which of the following statements is true?

Every insurance company in New York must file annually with the office of the Superintendent to show that it is what?

According to New York law, hearings ordered by the Superintendent must be open to the public.

For which of the following reasons can a temporary license be issued?