Insurance Continuation after FMLA Leave

Proof of Good Health will be required to place in force any Scheduled Benefit that would have been subject to Proof of Good Health had the Member remained continuously insured.

a) The period of time during which a reinstated Member's insurance was not in force will not be considered an interruption of continuous coverage, and b) will not be used to satisfy any provision of this Group Policy which pertains to a period of continuous coverage.

A longer reinstatement period may be allowed for an approved leave of absence taken in accordance with the provisions of the federal law regarding the Uniformed Services Employment and Reemployment Rights Act of 1994 (USERRA).

<p>A Member's terminated insurance may be reinstated in accordance with the provisions of the Federal Family and Medical Leave Act (FMLA), subject to the Actively at Work and Period of Limited Activity provision discussed in PART III, Section B.</p> Signup and view all the answers

<p>The Actively at Work and Period of Limited Activity provisions discussed in PART III, Section B, will apply to the Member's reinstated insurance.</p> Signup and view all the answers

<p>The Member's reinstated insurance will be in force on the date of return to work.</p> Signup and view all the answers

<p>A full-time student status can be maintained for a Member or Dependent while outside the United States if they are: (1) enrolled and attending an accredited school in a foreign country; or (2) participating in an academic program in a foreign country, for which the institution of higher learning at which the student is enrolled in the U.S. grants academic credit.</p> Signup and view all the answers

<p>The six-month period for maintaining full-time student status will not be reduced for any time covered under a Prior Policy.</p> Signup and view all the answers

<p>If a Member or Dependent is outside the United States for any other reason than those listed above, coverage for the person concerned will automatically terminate.</p> Signup and view all the answers

<p>If Active Work ends because a Member is sick or injured but not ADL Disabled or Totally Disabled, insurance for that Member may be continued until the earlier of: (1) the date insurance would otherwise cease as provided in PART III, Section C; or (2) the date the Member recovers.</p> Signup and view all the answers

<p>If Active Work ends because a Member is on layoff or approved leave of absence, insurance for that Member may be continued until the earliest of: (1) the date insurance would otherwise cease as provided in PART III, Section C, Article 1 a.; (2) the end of the layoff or approved leave of absence; (3) the date the Member fails to pay any required premium; or (4) the date the policy is terminated.</p> Signup and view all the answers

<p>The text does not mention the Family and Medical Leave Act (FMLA) or how it affects the continuation of insurance for a Member who is on approved leave of absence. The information provided focuses on the conditions for continuing insurance during layoff or approved leave of absence, without specific reference to FMLA.</p> Signup and view all the answers

<p>A Member's insurance can be continued if they become totally disabled, are temporarily laid off, or take an approved leave of absence under FMLA.</p> Signup and view all the answers

<p>The Member's insurance can be continued during the uninterrupted period of total disability, subject to the policy's terms.</p> Signup and view all the answers

<p>If a Member is temporarily laid off, their insurance can be continued for one month after the date Active Work ends.</p> Signup and view all the answers

<p>If a Member ceases Active Work due to an approved FMLA leave, the Policyholder may choose to continue the Member's insurance, subject to premium payment.</p> Signup and view all the answers

<p>If a Member qualifies for continuation under more than one provision, the longest period of continuation will be applied, and all periods will run concurrently.</p> Signup and view all the answers

<p>The text does not specify a maximum age for Developmentally Disabled or Physically Handicapped children to be covered under Dependent Life Insurance.</p> Signup and view all the answers