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Insurance and Pre-existing Conditions Quiz
3 Questions
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Insurance and Pre-existing Conditions Quiz

Created by
@EffectiveCouplet5654

Questions and Answers

When an individual with pre-existing condition is in an auto mobile accident and the insurance covers rehabilitation only to the level of the condition prior to the accident this is because which of the following?

  • indemnity (correct)
  • adhesion
  • reasonable exceptions
  • good faith

    • Which of the following is one of the ways the Gramm-Leach Bailey Act affects the insurance industry?

  • It provides for the functional deregulation of insurance activities in each state
  • It provides for the functional deregulation of insurance activities in each state
  • It establishes which insurance producers bank and bank subsides may provide a principal (correct)
  • It directs the Federal banking agencies to cancel consumer protections governing bank insurance sales

    • What policy provision specifies a certain value that will meet the coinsurance requirement?

  • agreed value (correct)
  • minimal value
  • projected value
  • real value

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