ICAT Earthquake Policy Overview

An ICAT earthquake policy is best described as what type of insurance?

Which entity is responsible for issuing the earthquake policy?

The ICAT policy is underwritten by which of the following?

What is the duration of coverage typically provided by the sample ICAT earthquake policy?

Under Coverage A of the ICAT earthquake policy, what deductible typically applies to earthquake losses?

Which type of losses are covered under the ICAT earthquake policy?

According to the ICAT earthquake policy, where must Covered Property be located to be eligible for coverage?

According to the ICAT earthquake policy, who is responsible for paying the premium and associated fees?

Under most circumstances, what is the maximum coverage available for debris removal under the ICAT earthquake policy?

Following an earthquake incident, how long does the ICAT policy typically provide coverage for debris removal?

Which of the following perils is included within the standard earthquake coverage provided by the ICAT policy?

According to the ICAT earthquake policy, which items are NOT considered Covered Property?

Does the ICAT earthquake policy provide coverage for flood damage?

According to the ICAT earthquake policy, what is the sub-limit for pollutant clean-up and removal?

How long is the extended period of indemnity for business income, according to the ICAT earthquake policy?

According to the ICAT earthquake policy, which of the following is excluded unless added by endorsement?

What clause in the ICAT earthquake policy clarifies the individual responsibilities of each insurer?

What is the standard deductible for covered causes of loss other than earthquakes, as stated in the ICAT policy?

Under the ICAT earthquake policy, how is water damage directly caused by an earthquake treated?

In order for Ordinance or Law Coverage to apply under the ICAT earthquake policy, what condition must first be met?

According to the ICAT earthquake policy, what is the maximum monthly limit of indemnity for business income coverage?

What is the policy's position on flat cancellations?

Under the ICAT earthquake policy, coverage for land stabilization is limited to what amount per building?

According to the ICAT earthquake policy, through which methods can a claim be submitted?

What triggers an inspection of the covered property within 30 days of binding the ICAT earthquake policy?

According to the ICAT earthquake policy, how is loss caused by mold treated?

Under the ICAT earthquake policy, how many hours define a single earthquake occurrence?

In the ICAT earthquake policy, Coverage F specifically refers to which of the following?

Under the ICAT earthquake policy, what type of water loss is explicitly excluded from coverage?

According to the ICAT earthquake policy, does the coverage extend to underground pipes?

What document must be submitted within 60 days after a request to comply with the ICAT earthquake policy's claim procedures?

Under which circumstance does the ICAT earthquake policy state that it will not insure a loss?

For what duration does the ICAT earthquake policy provide coverage for extended rental value?

Which of the following is NOT considered Covered Property under the ICAT earthquake policy?

According to the ICAT earthquake policy, who is responsible for maintaining accurate inventory records?

Under what circumstances can subrogation rights be waived according to the ICAT earthquake policy?

How does the ICAT earthquake policy define an 'Occurrence'?

According to the ICAT earthquake policy, how and when must claims be reported?

Under the appraisal clause of the ICAT earthquake policy, what is required for the insurer to adjust a loss?

Which entity serves as the claims subsidiary for ICAT?