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Questions and Answers
Who is eligible for all benefits offered by Bickford Senior Living?
Who is eligible for all benefits offered by Bickford Senior Living?
When can changes to benefits be made?
When can changes to benefits be made?
Which insurance company offers Major Medical plans to Bickford Senior Living employees?
Which insurance company offers Major Medical plans to Bickford Senior Living employees?
What is the copay for telehealth services through BlueKC Virtual Care?
What is the copay for telehealth services through BlueKC Virtual Care?
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What does the PPO dental plan offered through Delta Dental of Kansas cover?
What does the PPO dental plan offered through Delta Dental of Kansas cover?
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What type of insurance coverage do part-time employees receive through Unum?
What type of insurance coverage do part-time employees receive through Unum?
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What is the maximum benefit duration under the short-term disability plan?
What is the maximum benefit duration under the short-term disability plan?
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What is the maximum benefit amount under the long-term disability plan?
What is the maximum benefit amount under the long-term disability plan?
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What does the Accident insurance plan provide benefits for?
What does the Accident insurance plan provide benefits for?
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What is excluded from coverage for 12 months under the Hospital Indemnity plan?
What is excluded from coverage for 12 months under the Hospital Indemnity plan?
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What financial wellness program is available to BFMs working 16 or more hours?
What financial wellness program is available to BFMs working 16 or more hours?
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Who can be contacted for assistance with employee benefits?
Who can be contacted for assistance with employee benefits?
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Who is eligible for all benefits offered by Bickford Senior Living?
Who is eligible for all benefits offered by Bickford Senior Living?
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When can changes to benefits be made?
When can changes to benefits be made?
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Which insurance company offers Major Medical plans to Bickford Senior Living employees?
Which insurance company offers Major Medical plans to Bickford Senior Living employees?
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What is the copay for telehealth services through BlueKC Virtual Care?
What is the copay for telehealth services through BlueKC Virtual Care?
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What does the PPO dental plan offered through Delta Dental of Kansas cover?
What does the PPO dental plan offered through Delta Dental of Kansas cover?
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What type of insurance coverage do part-time employees receive through Unum?
What type of insurance coverage do part-time employees receive through Unum?
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What is the maximum benefit duration under the short-term disability plan?
What is the maximum benefit duration under the short-term disability plan?
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What is the maximum benefit amount under the long-term disability plan?
What is the maximum benefit amount under the long-term disability plan?
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What does the Accident insurance plan provide benefits for?
What does the Accident insurance plan provide benefits for?
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What is excluded from coverage for 12 months under the Hospital Indemnity plan?
What is excluded from coverage for 12 months under the Hospital Indemnity plan?
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What financial wellness program is available to BFMs working 16 or more hours?
What financial wellness program is available to BFMs working 16 or more hours?
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Who can be contacted for assistance with employee benefits?
Who can be contacted for assistance with employee benefits?
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What is the minimum number of hours per week that a part-time employee must work to be eligible for select voluntary benefits at Bickford Senior Living?
What is the minimum number of hours per week that a part-time employee must work to be eligible for select voluntary benefits at Bickford Senior Living?
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When is Open Enrollment for benefits at Bickford Senior Living?
When is Open Enrollment for benefits at Bickford Senior Living?
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What is the name of the telehealth service available to Bickford Senior Living employees through BlueKC?
What is the name of the telehealth service available to Bickford Senior Living employees through BlueKC?
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What percentage of weekly earnings does the Disability Weekly Benefit cover at Bickford Senior Living?
What percentage of weekly earnings does the Disability Weekly Benefit cover at Bickford Senior Living?
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Which insurance plan at Bickford Senior Living provides a lump-sum payment for certain covered expenses such as ambulance, burns, lacerations, and dislocations?
Which insurance plan at Bickford Senior Living provides a lump-sum payment for certain covered expenses such as ambulance, burns, lacerations, and dislocations?
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What is the maximum benefit duration for the short-term disability plan at Bickford Senior Living?
What is the maximum benefit duration for the short-term disability plan at Bickford Senior Living?
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Which dental plan provider does Bickford Senior Living offer?
Which dental plan provider does Bickford Senior Living offer?
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What is the name of the identity theft protection service offered to Bickford Senior Living employees?
What is the name of the identity theft protection service offered to Bickford Senior Living employees?
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Which benefits are available to BFMs working 16 or more hours at Bickford Senior Living?
Which benefits are available to BFMs working 16 or more hours at Bickford Senior Living?
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Which insurance plan at Bickford Senior Living provides benefits for hospital and ICU admission and confinement, daily hospital and ICU stays, and short stays?
Which insurance plan at Bickford Senior Living provides benefits for hospital and ICU admission and confinement, daily hospital and ICU stays, and short stays?
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What is the name of the company that provides Basic Life and AD&D insurance coverage to full-time employees at Bickford Senior Living?
What is the name of the company that provides Basic Life and AD&D insurance coverage to full-time employees at Bickford Senior Living?
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Which insurance plan at Bickford Senior Living provides a lump-sum benefit for covered illnesses such as invasive cancer, benign brain tumor, and heart attack?
Which insurance plan at Bickford Senior Living provides a lump-sum benefit for covered illnesses such as invasive cancer, benign brain tumor, and heart attack?
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Study Notes
Bickford Senior Living Benefits Guide Summary
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The Benefits Guide provides plan highlights for Bickford Senior Living employees, but official plan documents govern actual benefits.
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Bickford Senior Living values its employees as family and prioritizes competitive, cost-effective benefits for them and their families.
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Full-time employees working 30 or more hours per week are eligible for all benefits, while part-time employees working 20 or more hours per week are eligible for select voluntary benefits.
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Open Enrollment for benefits takes place before July 1, 2023, and changes to benefits can only be made during a Qualifying Life Event.
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Two Major Medical plans are offered through BlueCross BlueShield of Kansas City, with varying deductibles, coinsurance, and out-of-pocket maximums.
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Telehealth services are available through BlueKC Virtual Care, with a $0 copay per visit for common medical issues.
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Preventive care services are covered at 100%, including physical exams, mammograms, and immunizations.
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A comprehensive PPO dental plan is offered through Delta Dental of Kansas, with varying coverage for preventive, basic, and major services.
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Vision coverage is offered through VSP Vision Care, with varying coverage for exams, lenses, frames, and contacts.
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Full-time employees working 30 or more hours per week receive Basic Life and AD&D insurance coverage through Unum, while part-time employees can purchase additional coverage.
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Short-term disability coverage is available through UNUM for employees working 20 or more hours per week.
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Rates for voluntary benefits vary based on age and require Evidence of Insurability (EOI) approval if not elected during initial enrollment.Bickford Senior Living Employee Benefit Plans Summary
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Disability Weekly Benefit is 60% of weekly earnings with a maximum benefit amount of $1,154 and a maximum benefit duration of up to 11 weeks.
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Pre-existing conditions are excluded from coverage for 12 months under the short-term disability plan.
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Long-term disability coverage is optional and provides a monthly benefit of 60% of monthly earnings with a maximum benefit amount of $6,000 and a benefit duration up to Social Security Normal Retirement Age.
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Accident insurance is optional and provides a lump-sum payment for certain covered expenses such as ambulance, burns, lacerations, and dislocations.
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Critical Illness insurance is optional and provides a lump-sum benefit for covered illnesses such as invasive cancer, benign brain tumor, and heart attack.
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Hospital Indemnity insurance is optional and provides benefits for hospital and ICU admission and confinement, daily hospital and ICU stays, and short stays.
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Pre-existing conditions are excluded from coverage for 12 months under the Hospital Indemnity plan.
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IdentityForce service provides identity theft protection, credit monitoring, and restoration services with various plan options and pricing.
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Financial wellness programs, such as DailyPay, student loan repayment, 529 plan, and 401(k) plan with a company match, are available to BFMs working 16 or more hours.
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BFMs can enroll in carrier websites to manage their benefits, view plan information, view Explanation of Benefit (EOB), view claim status, find providers and download ID cards.
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HR Branch Support can be contacted for assistance with employee benefits.
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Contact information for carriers, such as BCBS of KC, Delta Dental of KS, and VSP Vision Care, is provided for further inquiries.
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Think you know everything about the employee benefits offered by Bickford Senior Living? Test your knowledge with this quiz! From medical plans to financial wellness programs, this quiz covers all the important details you need to know about employee benefits at Bickford. Sharpen your knowledge and see if you're ready to enroll in the right plan for you and your family. Take the quiz now!
