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Healthcare: Privilege vs. Right

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Questions and Answers

What is the primary goal of healthcare insurance companies?

To spread the risk of large medical bills and make a profit (correct)

To employ the most skilled statisticians

To provide maximum coverage to policyholders

To reduce the number of policies sold

What is the main purpose of statisticians in healthcare insurance companies?

To predict the likelihood of policyholders getting sick (correct)

To calculate the number of policies sold

To determine the cost of medical providers' agreements

To negotiate with medical providers

What is the key difference between high-cost and low-cost policies?

The amount of coverage provided (correct)

The number of policies sold

The premium payment frequency

The type of medical providers covered

What is the purpose of deductibles in healthcare insurance?

To pay for medical services upfront Signup and view all the answers

What are 'out of network' costs in healthcare insurance?

Costs not covered by the policy Signup and view all the answers

Why do individuals with healthcare insurance still end up paying directly for some healthcare services?

Because their policy doesn't cover certain services Signup and view all the answers

What is the primary requirement to access healthcare in the US?

Having a certain amount of money Signup and view all the answers

In a socialized care model, who is responsible for determining what care to provide to citizens?

Government Signup and view all the answers

Why is health insurance profitable?

Because medical bills are high and unpredictable Signup and view all the answers

What is a key difference between private care and socialized care models?

Private care is funded by individuals, while socialized care is funded by taxes Signup and view all the answers

Why do many Americans struggle to afford healthcare?

Because healthcare is expensive and not everyone can afford it Signup and view all the answers

What is the primary purpose of health insurance?

To protect individuals from high and unpredictable medical bills Signup and view all the answers