25 Questions
What term refers to the range of medical services and treatments that a health insurance policy agrees to fund?
Coverage
Which account allows individuals to save for future medical costs and is not subject to federal income tax when deposited?
Health Savings Account (HSA)
What term is used to describe an illness or injury serious enough to need immediate care but not severe enough for a hospital emergency room?
Urgent care
The out-of-pocket maximum refers to:
Your portion of the bill after insurance coverage
What type of policy is designed to help individuals save money for health purposes without being subject to tax?
Health Savings Account (HSA)
Which model of health insurance uses public insurance to pay for healthcare services delivered by private providers?
National Health Insurance Model
In which model is healthcare considered a public service with no medical bills, aiming for universal coverage?
Beveridge Model
Which country implements a variant of the Private Health Insurance Model that ensures profit is not made on basic care?
Qatar
Under the National Health Insurance Model, how is the healthcare system primarily funded?
Government tax revenue
Which model allows for government employees to serve as healthcare providers in certain cases?
Beveridge Model
How does health insurance contribute to reducing health disparities?
By ensuring all citizens have equal access to necessary healthcare
In countries with universal health coverage (UHC), what is the significance of health insurance?
It ensures all citizens have access to necessary healthcare without financial hardship
Why is mental health support an important aspect of many insurance plans today?
To acknowledge the role of mental well-being in overall health
What is the primary goal of health insurance in terms of universal coverage?
To ensure all citizens have access to necessary healthcare without financial difficulty
How does health insurance help individuals dealing with mental health issues?
By providing comprehensive care that includes mental health services
Which statement best describes Universal Health Coverage (UHC)?
A government-funded program aimed at providing essential healthcare services to all citizens without financial hardship.
What is the primary purpose of health insurance?
To protect individuals and families from the potentially high costs of medical care and reduce the risk of financial hardship.
Which of the following is NOT a characteristic of public/government health insurance programs?
They offer a wide range of coverage options and policy details that can vary significantly.
What is the primary mechanism used by private health insurance to control costs?
Negotiating agreements with healthcare providers for reduced costs and encouraging the use of in-network providers.
Which of the following statements accurately describes a benefit of health insurance?
Insured individuals have better access to healthcare services, including preventive care, which can lead to earlier diagnosis and treatment.
What is the primary goal of the Universal Health Coverage (UHC) movement?
To ensure all people have access to healthcare services without financial hardship
Which model of health insurance is characterized by joint funding through payroll deductions from employers and employees?
Bismarck Model
What is a potential consequence of financial barriers to healthcare access?
Financial hardship for individuals seeking care
Which type of health insurance model combines elements of different models?
Mixed Models
What is a potential benefit of community health financing schemes?
Improved financial protection for vulnerable groups
Test your knowledge on different types of health insurance coverage, including private health insurance offered through private companies and public/government health insurance programs. Learn about agreements with healthcare providers and services to provide care at reduced costs.
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