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Questions and Answers
How long after the last purchase of glasses can the employee get another pair under the current vision care insurance?
How long after the last purchase of glasses can the employee get another pair under the current vision care insurance?
- Immediately after the last purchase
- In 3 months (correct)
- In 6 months
- In 12 months
What is a possible reason an employee might need to wait before getting new glasses?
What is a possible reason an employee might need to wait before getting new glasses?
- The insurance doesn't cover glasses at all
- There is a limit on how often glasses can be obtained (correct)
- The employee didn't have a recent eye exam
- The employee hasn't paid their insurance premiums
When might it be advantageous for employees to know their benefit limits for vision care?
When might it be advantageous for employees to know their benefit limits for vision care?
- Before scheduling an eye exam (correct)
- When comparing different insurance plans
- After purchasing new glasses
- Only when experiencing vision problems
What impact does the timing of purchasing new glasses have on insurance claims?
What impact does the timing of purchasing new glasses have on insurance claims?
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If an employee wants to upgrade their glasses, what should they consider regarding their insurance policy?
If an employee wants to upgrade their glasses, what should they consider regarding their insurance policy?
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Study Notes
Vision Care Insurance Coverage
- An employee is covered under a group health insurance plan for vision care.
- Coverage typically includes eye exams and eyewear, such as glasses.
- The employee recently had an eye exam and purchased glasses 9 months ago.
Timing for New Glasses
- Insurance policies generally stipulate a waiting period between eyewear claims.
- Given the 9-month period since the last purchase, employees usually need to wait for a specified time before getting new glasses.
- Based on common insurance practices, a typical waiting period is around 12 months.
- Therefore, the employee may need to wait approximately 3 more months before qualifying for another pair of glasses under the current coverage.
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