Health Insurance Claim Processing and Co-Payment Policy

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TopNotchNashville
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10 Questions

What is the maximum coverage under the WDT Policy for Maternity expenses?

1 lakh or 2 lakh, as per SI selected by the Employee

How much can be utilized from the WDT Policy for infertility treatment after exhausting the limit in the Base policy?

60 thousand rupees

Is the WDT Policy applicable for Critical Illness coverage?

No

What is the waiting period for the Critical Illness Policy?

90 days

What is the maximum Sum Insured available in the Critical Illness Policy?

1 lakh to 20 lakh

Are medical tests required for Critical Illness Policy if the Sum Insured selected is below 10 lakhs?

No

Can the WDT Policy be used for Pre/Post Maternity Expenses?

Yes

What are the additional benefits of the WDT Policy for Maternity expenses?

Can be used in Cashless as well as Reimbursement Claim

How is the coverage in the WDT Policy determined for Maternity expenses?

Based on the SI selected by the Employee

What is the coverage limit for infertility treatment in the Base policy?

80 thousand rupees

Learn about the process of health insurance claim processing and the co-payment policy. Understand the timeline for claim processing and the different co-payment percentages based on the type of treatment and hospital network. Receive notification on your registered email ID for any deficiencies in the uploaded documents.

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