Questions and Answers
Anti-theft devices will raise your insurance premiums.
False
In Georgia, the minimum amount for bodily injury insurance is $50,000 for two people in a motor vehicle accident.
True
Not enough insurance can cost more than your monthly payments if you are in an accident. In most cases, you should purchase coverage _________ the minimum amounts.
above
Which type of insurance provides you with coverage if you suffer from theft or natural disaster?
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Uninsured Motorist insurance coverage protects you when a motorist leaves the scene of an accident.
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Coverage amounts for bodily injury and personal property liability are usually noted in a series of ___ numbers.
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Liability coverage includes two very important aspects of your vehicle insurance policy: _________ and __________.
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Most insurance policies include:
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Upon a second and third offense, a driver can be charged $25 for not maintaining adequate insurance coverage, $160 for reinstating insurance and: _________.
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It is good to get several quotes on your motor vehicle insurance before making a decision.
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You can register your vehicle before Georgia residency is established.
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There is a $20 yearly fee for tag renewal and registration of passenger vehicles.
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Tag renewals may be provided online.
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If the emissions inspection sticker needs to be replaced due to windshield replacement, this must be done within one year of the replacement of the windshield.
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Which of the following vehicles is not required to have a vehicle title in the state of Georgia?
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Which of the following should you do to register your vehicle in the state of Georgia?
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The owner must have repairs made to the vehicle within _______ of failing the first emissions test if their vehicle fails to meet emissions standards.
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A vehicle that was manufactured in 1962 or before is not required to obtain a vehicle title.
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Remember to complete a _______ if a vehicle cannot become titled.
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All vehicles requiring an emissions test should obtain an emissions inspection _______ from a licensed emissions inspection station.
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A person appointed to the office for enforcing littering laws is made a peace officer.
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Which of the following states a lawful condition for the disposal of waste on public or private property?
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A person that violates the Georgia littering law is subject to being charged with a misdemeanor and may face which of the following penalties?
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According to Georgia statutes, it is unlawful to dump, deposit, throw, or leave litter on any public or private property in this state or any waters in this state.
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It is lawful to dispose of waste if permission was obtained by the owner of the property and disposal of litter is in keeping with the public health and safety of others.
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If a person is found guilty of littering in a private area, they will be cited a warning.
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Qualifications for citizens to be appointed to enforce littering laws include:
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Which of the following does not describe the position of a citizen enforcing littering laws?
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If waste is properly disposed of in a litter container and the person is authorized by the proper public authority to use the container, then waste may be disposed.
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A person that violates the Georgia littering law is subject to being charged with a misdemeanor and may face certain penalties.
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The Personal Injury Protection (PIP) segment of your policy covers you in case of collisions that occur with any kind of object.
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Study Notes
Insurance Coverage in Georgia
- Anti-theft devices do not raise insurance premiums.
- Minimum bodily injury insurance in Georgia is $50,000 for two individuals in an accident.
- Not having adequate insurance may lead to higher costs in the event of an accident; purchasing coverage above minimum is advisable.
- Comprehensive insurance covers losses from theft and natural disasters.
- Uninsured Motorist insurance protects victims when the at-fault driver leaves the scene.
Liability and Coverage Requirements
- Coverage amounts for bodily injury and personal property liability are expressed in a series of three numbers.
- Liability coverage consists of two key components: Bodily Injury and Personal Property.
- Most insurance policies include multiple coverages, often categorized as "All of the above".
Vehicle Registration and Fees
- Drivers may be fined for inadequate insurance, with fines increasing upon repeated offenses and potential six-month license suspension.
- Obtaining multiple quotes for motor vehicle insurance is recommended for better decision-making.
- Residents must establish Georgia residency to register their vehicle; pre-residency registration is not permitted.
- There is a yearly fee of $20 for renewing vehicle tags and registrations, with online renewal options available.
Emissions Testing Regulations
- If a vehicle fails an emissions test, repairs must be completed within 30 days.
- Vehicles manufactured in 1962 or earlier do not require a vehicle title.
- A T-22B Certification form of Inspection must be completed if a vehicle cannot be titled.
- All vehicles must undergo emissions inspection annually from licensed stations.
Littering Laws and Enforcement
- A peace officer does not include someone appointed to enforce littering laws.
- Unauthorized disposal of waste on public or private property is illegal under Georgia laws.
- Violators of littering laws may face misdemeanor charges and various penalties.
- It is lawful to dispose of waste if property owner permission is obtained and it adheres to public health standards.
Miscellaneous Regulations
- Public or private litter disposal requires prior approval from the property owner and must comply with safety measures.
- First offenders for littering in private areas may not receive a warning.
- Citizens appointed to enforce littering laws must meet specific qualifications, but this is not a paid position.
- Proper waste disposal in litter containers is allowable if authorized by public authorities.
Personal Injury Protection (PIP)
- The Personal Injury Protection segment does not cover collisions with all types of objects; it has specific limitations.
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Description
Test your knowledge with these flashcards from Georgia's Drivers Education Unit 10. This quiz covers important insurance information, including bodily injury coverage and the impact of anti-theft devices on premiums. Challenge yourself and ensure you're well-informed for driving in Georgia.
