Podcast
Questions and Answers
Anti-theft devices will raise your insurance premiums.
Anti-theft devices will raise your insurance premiums.
False
In Georgia, the minimum amount for bodily injury insurance is $50,000 for two people in a motor vehicle accident.
In Georgia, the minimum amount for bodily injury insurance is $50,000 for two people in a motor vehicle accident.
True
Not enough insurance can cost more than your monthly payments if you are in an accident. In most cases, you should purchase coverage _________ the minimum amounts.
Not enough insurance can cost more than your monthly payments if you are in an accident. In most cases, you should purchase coverage _________ the minimum amounts.
above
Which type of insurance provides you with coverage if you suffer from theft or natural disaster?
Which type of insurance provides you with coverage if you suffer from theft or natural disaster?
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Uninsured Motorist insurance coverage protects you when a motorist leaves the scene of an accident.
Uninsured Motorist insurance coverage protects you when a motorist leaves the scene of an accident.
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Coverage amounts for bodily injury and personal property liability are usually noted in a series of ___ numbers.
Coverage amounts for bodily injury and personal property liability are usually noted in a series of ___ numbers.
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Liability coverage includes two very important aspects of your vehicle insurance policy: _________ and __________.
Liability coverage includes two very important aspects of your vehicle insurance policy: _________ and __________.
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Most insurance policies include:
Most insurance policies include:
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Upon a second and third offense, a driver can be charged $25 for not maintaining adequate insurance coverage, $160 for reinstating insurance and: _________.
Upon a second and third offense, a driver can be charged $25 for not maintaining adequate insurance coverage, $160 for reinstating insurance and: _________.
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It is good to get several quotes on your motor vehicle insurance before making a decision.
It is good to get several quotes on your motor vehicle insurance before making a decision.
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You can register your vehicle before Georgia residency is established.
You can register your vehicle before Georgia residency is established.
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There is a $20 yearly fee for tag renewal and registration of passenger vehicles.
There is a $20 yearly fee for tag renewal and registration of passenger vehicles.
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Tag renewals may be provided online.
Tag renewals may be provided online.
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If the emissions inspection sticker needs to be replaced due to windshield replacement, this must be done within one year of the replacement of the windshield.
If the emissions inspection sticker needs to be replaced due to windshield replacement, this must be done within one year of the replacement of the windshield.
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Which of the following vehicles is not required to have a vehicle title in the state of Georgia?
Which of the following vehicles is not required to have a vehicle title in the state of Georgia?
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Which of the following should you do to register your vehicle in the state of Georgia?
Which of the following should you do to register your vehicle in the state of Georgia?
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The owner must have repairs made to the vehicle within _______ of failing the first emissions test if their vehicle fails to meet emissions standards.
The owner must have repairs made to the vehicle within _______ of failing the first emissions test if their vehicle fails to meet emissions standards.
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A vehicle that was manufactured in 1962 or before is not required to obtain a vehicle title.
A vehicle that was manufactured in 1962 or before is not required to obtain a vehicle title.
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Remember to complete a _______ if a vehicle cannot become titled.
Remember to complete a _______ if a vehicle cannot become titled.
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All vehicles requiring an emissions test should obtain an emissions inspection _______ from a licensed emissions inspection station.
All vehicles requiring an emissions test should obtain an emissions inspection _______ from a licensed emissions inspection station.
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A person appointed to the office for enforcing littering laws is made a peace officer.
A person appointed to the office for enforcing littering laws is made a peace officer.
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Which of the following states a lawful condition for the disposal of waste on public or private property?
Which of the following states a lawful condition for the disposal of waste on public or private property?
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A person that violates the Georgia littering law is subject to being charged with a misdemeanor and may face which of the following penalties?
A person that violates the Georgia littering law is subject to being charged with a misdemeanor and may face which of the following penalties?
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According to Georgia statutes, it is unlawful to dump, deposit, throw, or leave litter on any public or private property in this state or any waters in this state.
According to Georgia statutes, it is unlawful to dump, deposit, throw, or leave litter on any public or private property in this state or any waters in this state.
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It is lawful to dispose of waste if permission was obtained by the owner of the property and disposal of litter is in keeping with the public health and safety of others.
It is lawful to dispose of waste if permission was obtained by the owner of the property and disposal of litter is in keeping with the public health and safety of others.
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If a person is found guilty of littering in a private area, they will be cited a warning.
If a person is found guilty of littering in a private area, they will be cited a warning.
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Qualifications for citizens to be appointed to enforce littering laws include:
Qualifications for citizens to be appointed to enforce littering laws include:
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Which of the following does not describe the position of a citizen enforcing littering laws?
Which of the following does not describe the position of a citizen enforcing littering laws?
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If waste is properly disposed of in a litter container and the person is authorized by the proper public authority to use the container, then waste may be disposed.
If waste is properly disposed of in a litter container and the person is authorized by the proper public authority to use the container, then waste may be disposed.
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A person that violates the Georgia littering law is subject to being charged with a misdemeanor and may face certain penalties.
A person that violates the Georgia littering law is subject to being charged with a misdemeanor and may face certain penalties.
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The Personal Injury Protection (PIP) segment of your policy covers you in case of collisions that occur with any kind of object.
The Personal Injury Protection (PIP) segment of your policy covers you in case of collisions that occur with any kind of object.
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Study Notes
Insurance Coverage in Georgia
- Anti-theft devices do not raise insurance premiums.
- Minimum bodily injury insurance in Georgia is $50,000 for two individuals in an accident.
- Not having adequate insurance may lead to higher costs in the event of an accident; purchasing coverage above minimum is advisable.
- Comprehensive insurance covers losses from theft and natural disasters.
- Uninsured Motorist insurance protects victims when the at-fault driver leaves the scene.
Liability and Coverage Requirements
- Coverage amounts for bodily injury and personal property liability are expressed in a series of three numbers.
- Liability coverage consists of two key components: Bodily Injury and Personal Property.
- Most insurance policies include multiple coverages, often categorized as "All of the above".
Vehicle Registration and Fees
- Drivers may be fined for inadequate insurance, with fines increasing upon repeated offenses and potential six-month license suspension.
- Obtaining multiple quotes for motor vehicle insurance is recommended for better decision-making.
- Residents must establish Georgia residency to register their vehicle; pre-residency registration is not permitted.
- There is a yearly fee of $20 for renewing vehicle tags and registrations, with online renewal options available.
Emissions Testing Regulations
- If a vehicle fails an emissions test, repairs must be completed within 30 days.
- Vehicles manufactured in 1962 or earlier do not require a vehicle title.
- A T-22B Certification form of Inspection must be completed if a vehicle cannot be titled.
- All vehicles must undergo emissions inspection annually from licensed stations.
Littering Laws and Enforcement
- A peace officer does not include someone appointed to enforce littering laws.
- Unauthorized disposal of waste on public or private property is illegal under Georgia laws.
- Violators of littering laws may face misdemeanor charges and various penalties.
- It is lawful to dispose of waste if property owner permission is obtained and it adheres to public health standards.
Miscellaneous Regulations
- Public or private litter disposal requires prior approval from the property owner and must comply with safety measures.
- First offenders for littering in private areas may not receive a warning.
- Citizens appointed to enforce littering laws must meet specific qualifications, but this is not a paid position.
- Proper waste disposal in litter containers is allowable if authorized by public authorities.
Personal Injury Protection (PIP)
- The Personal Injury Protection segment does not cover collisions with all types of objects; it has specific limitations.
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Description
Test your knowledge with these flashcards from Georgia's Drivers Education Unit 10. This quiz covers important insurance information, including bodily injury coverage and the impact of anti-theft devices on premiums. Challenge yourself and ensure you're well-informed for driving in Georgia.
