General Study Quiz
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Questions and Answers

What is a potential concern with the use of cryptocurrencies as a currency?

  • Limited use cases for cryptocurrencies
  • The risk of over-regulation by governments
  • Issues related to the credibility of issuers (correct)
  • The lack of technological infrastructure to support cryptocurrencies
  • Which of the following is NOT a potential use of blockchain technology in the economy?

  • Facilitating secure and transparent voting systems
  • Improving the efficiency of supply chain management
  • Enhancing the security of digital identity systems
  • Creating a centralized system for financial transactions (correct)
  • How can Big Data and Machine Learning be utilized in FinTech?

  • Improving the accuracy of credit scoring models
  • Developing personalized financial products and services
  • Optimizing risk management strategies
  • All of the above (correct)
  • What is a concern related to High Frequency Trading (HFT)?

    <p>All of the above</p> Signup and view all the answers

    Which of the following is NOT a major challenge associated with Digital Security in FinTech?

    <p>Promoting financial inclusion for all individuals</p> Signup and view all the answers

    What does the term 'CBDC' stand for?

    <p>Central Bank Digital Currency</p> Signup and view all the answers

    Which financial technology leverages the interconnectedness of physical objects with the internet?

    <p>Internet of Things (IoT)</p> Signup and view all the answers

    What is a potential risk associated with Digital Securities?

    <p>All of the above</p> Signup and view all the answers

    What are the main functions of financial management?

    <p>Investment Decisions, Dividend Decisions, Financial Planning</p> Signup and view all the answers

    Which of the following is NOT a factor considered in determining dividend policy?

    <p>The company's age</p> Signup and view all the answers

    What does the term 'Capital Budgeting' refer to?

    <p>The process of analyzing and selecting long-term investments</p> Signup and view all the answers

    According to the Modigliani-Miller (MM) theory, what is the relationship between capital structure and firm value in a perfect market?

    <p>Capital structure is irrelevant to firm value</p> Signup and view all the answers

    What is the primary difference between the Net Present Value (NPV) and the Internal Rate of Return (IRR) methods of capital budgeting?

    <p>NPV measures profitability in dollar terms, while IRR measures it as a percentage rate.</p> Signup and view all the answers

    What is the main goal of financial management?

    <p>Maximizing the value of the firm</p> Signup and view all the answers

    Which of these is NOT a component of the cost of capital?

    <p>Cost of retained earnings</p> Signup and view all the answers

    What is the primary purpose of leverage analysis?

    <p>To evaluate the financial risk of a company</p> Signup and view all the answers

    Which of the following is NOT a fundamental legal principle in insurance?

    <p>Principle of Adverse Selection</p> Signup and view all the answers

    What is the primary objective of claims settlement in insurance?

    <p>To ensure fair and timely compensation to the insured</p> Signup and view all the answers

    Which of these is NOT a type of analytics mentioned in the text?

    <p>Comparative Analytics</p> Signup and view all the answers

    Which of these is NOT a learning outcome for this course?

    <p>Develop new statistical software packages</p> Signup and view all the answers

    What is the primary purpose of a deductible in an insurance policy?

    <p>To reduce the cost of insurance premiums</p> Signup and view all the answers

    Which of the following is a key difference between facultative and treaty reinsurance?

    <p>Facultative reinsurance covers specific individual risks, while treaty reinsurance covers an entire portfolio of risks.</p> Signup and view all the answers

    What is the primary objective of the course "Introduction to Business Analytics"?

    <p>To equip students with basic knowledge of predictive and prescriptive analytics for business problem solving</p> Signup and view all the answers

    What is meant by "Data Driven Decision Making" in the context of business analytics?

    <p>Using data and analytical insights to inform and guide decision making</p> Signup and view all the answers

    Which of the following is a method of sharing losses under reinsurance?

    <p>All of the above</p> Signup and view all the answers

    Which of the following is a characteristic of a catastrophe bond?

    <p>It is a debt security with a return linked to the occurrence of a natural disaster.</p> Signup and view all the answers

    Which aspect of business analytics is primarily addressed in Unit 1 of the syllabus?

    <p>Descriptive analytics and data visualization</p> Signup and view all the answers

    Which of the following is NOT a rate-making method in insurance?

    <p>Comparative Rating</p> Signup and view all the answers

    What is the role of statistical software packages in the course?

    <p>To provide a platform for students to learn and practice conducting descriptive and predictive analyses</p> Signup and view all the answers

    Which of these statements best describes the relationship between machine learning and business analytics?

    <p>Machine learning is a specific technique used within business analytics.</p> Signup and view all the answers

    What is the purpose of coinsurance in an insurance policy?

    <p>To encourage policyholders to insure their property for its full value</p> Signup and view all the answers

    What is the primary outcome expected from students completing Unit 1 of the syllabus?

    <p>Students will be able to perform basic descriptive analysis using statistical software.</p> Signup and view all the answers

    What is the primary focus of the 'Fundamentals of Financial Management' course?

    <p>Comprehending financial techniques and decision making</p> Signup and view all the answers

    Which of the following concepts is NOT covered in the course objectives of 'Fundamentals of Financial Management'?

    <p>Market segmentation</p> Signup and view all the answers

    Which learning outcome is associated with evaluating investment opportunities?

    <p>Choosing the best investment opportunity at the lowest cost of financing</p> Signup and view all the answers

    What is the prerequisite for enrolling in the 'Fundamentals of Financial Management' course?

    <p>Completion of Class XII</p> Signup and view all the answers

    Which financial concept involves the calculation related to future cash flows?

    <p>Time value of money</p> Signup and view all the answers

    In the context of the course, what does the process of capital budgeting involve?

    <p>Evaluating investment decisions for fixed and current assets</p> Signup and view all the answers

    Which outcome involves creating a portfolio of investments?

    <p>Establishing an optimal financing and dividend mix</p> Signup and view all the answers

    What does the concept of optimal dividend pay-out aim to achieve?

    <p>Maximize shareholder wealth</p> Signup and view all the answers

    What is the primary focus of the course on Organisational Behaviour?

    <p>Examining human behaviour in organizational contexts</p> Signup and view all the answers

    Which of the following motivational theories focuses on the individual's needs hierarchy?

    <p>Maslow's Hierarchy of Needs</p> Signup and view all the answers

    Which theory is associated with managing resistance to change?

    <p>Kurt Lewin's Theory of Change</p> Signup and view all the answers

    What does the Johari Window primarily help analyze?

    <p>Interpersonal relationships and self-awareness</p> Signup and view all the answers

    Which factors can affect individual behaviour according to Organisational Behaviour?

    <p>Perception, personality, and learning</p> Signup and view all the answers

    How many hours are devoted to learning about Core Concepts in OB in Managing Individual Behaviour?

    <p>12 hours</p> Signup and view all the answers

    Which of the following concepts is NOT a part of reinforcement learning?

    <p>Attribution Theory</p> Signup and view all the answers

    What type of behaviour does the course aim to improve to enhance organizational effectiveness?

    <p>Individual and group behaviour</p> Signup and view all the answers

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    Test your understanding of various subjects with this general study quiz. It covers a wide range of topics to help reinforce your knowledge and prepare for exams. Take the challenge to see where you stand!

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