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Questions and Answers
What is the main focus of Chapter 1 in the FIN367 course?
What is the main focus of Chapter 1 in the FIN367 course?
- Bank definition and scope of business
- Rules and regulations governing bank credit in Malaysia
- Fundamental principles of bank credit (correct)
- Ethics and corporate governance in bank credit
What is one of the learning objectives of Chapter 1 in FIN367?
What is one of the learning objectives of Chapter 1 in FIN367?
- Explaining the flow of credit process cycle
- Clarifying the importance of bank credit to the bank business (correct)
- Understanding bank definition and scope of business
- Defining ethics and governance in financial institutions
Which aspect is covered under the topic 'Introduction to Bank Credit' in FIN367?
Which aspect is covered under the topic 'Introduction to Bank Credit' in FIN367?
- Rules and regulations governing bank credit in Malaysia
- Bank operation is highly regulated
- Bank lending business (correct)
- Ethics and corporate governance in bank credit
What does Chapter 1.1.3 of FIN367 focus on?
What does Chapter 1.1.3 of FIN367 focus on?
According to Chapter 1.2, what does it cover regarding bank credit?
According to Chapter 1.2, what does it cover regarding bank credit?
What is the definition of 'banking business' according to the Financial Services Act 2013?
What is the definition of 'banking business' according to the Financial Services Act 2013?
In FIN367, what is the focus of sub-topic 1.1.1.2?
In FIN367, what is the focus of sub-topic 1.1.1.2?
What falls under the scope of 'provision of finance' as per the Financial Services Act 2013?
What falls under the scope of 'provision of finance' as per the Financial Services Act 2013?
Which area of universal banking is responsible for managing the bank's funding and liquidity needs?
Which area of universal banking is responsible for managing the bank's funding and liquidity needs?
What is an important consideration for banks in granting more loans to SMEs?
What is an important consideration for banks in granting more loans to SMEs?
What is the impact of SME credit risk on a bank's profitability?
What is the impact of SME credit risk on a bank's profitability?
What is deducted from the interest income in a bank's profit & loss account?
What is deducted from the interest income in a bank's profit & loss account?
Which activity contributes a large part to the bank credit portfolio according to the text?
Which activity contributes a large part to the bank credit portfolio according to the text?
What does the provision of finance include according to the Financial Services Act 2013?
What does the provision of finance include according to the Financial Services Act 2013?
In SME lending, what is the main focus of credit request analysis?
In SME lending, what is the main focus of credit request analysis?
What is the primary responsibility of evaluating SME lending applications?
What is the primary responsibility of evaluating SME lending applications?
Under types of business credit borrowers, what defines a 'mature' borrower?
Under types of business credit borrowers, what defines a 'mature' borrower?
What does quantitative analysis of financial statements involve in SME lending?
What does quantitative analysis of financial statements involve in SME lending?
What is the key focus of understanding financial statements in SME lending?
What is the key focus of understanding financial statements in SME lending?
What aspect is covered under the topic 'Types of Business Credit Products and Pricing Strategy' in SME lending?
What aspect is covered under the topic 'Types of Business Credit Products and Pricing Strategy' in SME lending?
Which of the following is NOT a criterion used to determine the definition of SMEs in Malaysia?
Which of the following is NOT a criterion used to determine the definition of SMEs in Malaysia?
What percentage of total employment do SMEs represent in Malaysia, according to the text?
What percentage of total employment do SMEs represent in Malaysia, according to the text?
What is the borrowing capacity characteristic that is NOT mentioned in the learning objectives of FIN367?
What is the borrowing capacity characteristic that is NOT mentioned in the learning objectives of FIN367?
According to the text, what is a new criterion used in the revised SME definition for the manufacturing sector?
According to the text, what is a new criterion used in the revised SME definition for the manufacturing sector?
Which sector is explicitly mentioned as being included in the new SME definition?
Which sector is explicitly mentioned as being included in the new SME definition?
According to the learning objectives, what type of analysis is NOT mentioned in connection to the 5Cs and the credit report?
According to the learning objectives, what type of analysis is NOT mentioned in connection to the 5Cs and the credit report?
What type of entities are excluded from the revised SME definition, according to the text?
What type of entities are excluded from the revised SME definition, according to the text?
What is NOT a type of bank business lending mentioned in the text?
What is NOT a type of bank business lending mentioned in the text?
According to the text, what characteristics are used to determine various types of credit facilities?
According to the text, what characteristics are used to determine various types of credit facilities?
What is NOT explicitly mentioned as a sector covered by the new SME definition?
What is NOT explicitly mentioned as a sector covered by the new SME definition?
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