Florida Insurance ID Card Requirements
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Questions and Answers

What consequences may occur if you are stopped by a law enforcement officer and cannot provide proof of insurance in Florida?

  • You may have to pay a reinstatement fee.
  • You will receive a warning citation.
  • Your driver license and license plate will be suspended. (correct)
  • You will be immediately taken to jail.

    • What is the potential penalty for driving with a suspended license due to lack of insurance in Florida?

  • A warning ticket
  • An administrative hearing
  • A $500 fine
  • Up to a year in jail and a $1,000 fine (correct)

    • If your driver license and license plate have been suspended for over 30 days in Florida, what authority does a law enforcement officer have?

  • The officer can impound your vehicle.
  • The officer has the right to suspend your driver license.
  • The officer can immediately seize your license plate. (correct)
  • The officer can issue a warning citation.

    • What is the consequence of showing a law enforcement officer an insurance card in Florida when you know the insurance has been canceled?

    <p>Second-degree misdemeanor charge</p> Signup and view all the answers

    What must you do to lift the suspension on your driver license and license plate in Florida?

    <p>Get insurance and pay a reinstatement fee</p> Signup and view all the answers

    If your driver license or license plate is suspended in Florida due to lack of insurance, what restriction applies?

    <p>You cannot obtain a temporary license for any reason.</p> Signup and view all the answers

    What action does the law allow if a driver is found using falsified proof of insurance in Florida?

    <p>(Criminal) Arrest and second-degree misdemeanor charge</p> Signup and view all the answers

    What must you do if you receive a notice of suspension of your license?

    <p>Request a hearing</p> Signup and view all the answers

    When do you have to prove financial responsibility for damages caused in a crash?

    <p>When you are in a crash and someone is injured</p> Signup and view all the answers

    What happens if you do not request a hearing after receiving a suspension notice?

    <p>A hearing will be automatically scheduled for you</p> Signup and view all the answers

    When do you need to have Bodily Injury Liability (BIL) insurance according to Florida law?

    <p>After being convicted of Driving Under the Influence (DUI)</p> Signup and view all the answers

    For how long must higher insurance coverage be in effect after a DUI conviction?

    <p>3 years</p> Signup and view all the answers

    What is one way to prove financial responsibility after causing damages in a crash?

    <p>Paying the damages out of pocket</p> Signup and view all the answers

    In addition to PIP and PDL coverage, how can you prove financial responsibility in Florida?

    <p>$50,000 PDL coverage</p> Signup and view all the answers

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