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Florida Insurance ID Card Requirements

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Questions and Answers

What consequences may occur if you are stopped by a law enforcement officer and cannot provide proof of insurance in Florida?

You may have to pay a reinstatement fee.

You will receive a warning citation.

Your driver license and license plate will be suspended. (correct)

You will be immediately taken to jail.

What is the potential penalty for driving with a suspended license due to lack of insurance in Florida?

A warning ticket

An administrative hearing

A $500 fine

Up to a year in jail and a $1,000 fine (correct)

If your driver license and license plate have been suspended for over 30 days in Florida, what authority does a law enforcement officer have?

The officer can impound your vehicle.

The officer has the right to suspend your driver license.

The officer can immediately seize your license plate. (correct)

The officer can issue a warning citation.

What is the consequence of showing a law enforcement officer an insurance card in Florida when you know the insurance has been canceled?

Second-degree misdemeanor charge (B) Signup and view all the answers

What must you do to lift the suspension on your driver license and license plate in Florida?

Get insurance and pay a reinstatement fee (C) Signup and view all the answers

If your driver license or license plate is suspended in Florida due to lack of insurance, what restriction applies?

You cannot obtain a temporary license for any reason. (A) Signup and view all the answers

What action does the law allow if a driver is found using falsified proof of insurance in Florida?

(Criminal) Arrest and second-degree misdemeanor charge (C) Signup and view all the answers

What must you do if you receive a notice of suspension of your license?

Request a hearing (D) Signup and view all the answers

When do you have to prove financial responsibility for damages caused in a crash?

When you are in a crash and someone is injured (D) Signup and view all the answers

What happens if you do not request a hearing after receiving a suspension notice?

A hearing will be automatically scheduled for you (B) Signup and view all the answers

When do you need to have Bodily Injury Liability (BIL) insurance according to Florida law?

After being convicted of Driving Under the Influence (DUI) (A) Signup and view all the answers

For how long must higher insurance coverage be in effect after a DUI conviction?

3 years (C) Signup and view all the answers

What is one way to prove financial responsibility after causing damages in a crash?

Paying the damages out of pocket (B) Signup and view all the answers

In addition to PIP and PDL coverage, how can you prove financial responsibility in Florida?

$50,000 PDL coverage (B) Signup and view all the answers