Florida Insurance ID Card Requirements
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Questions and Answers

What consequences may occur if you are stopped by a law enforcement officer and cannot provide proof of insurance in Florida?

  • You may have to pay a reinstatement fee.
  • You will receive a warning citation.
  • Your driver license and license plate will be suspended. (correct)
  • You will be immediately taken to jail.

What is the potential penalty for driving with a suspended license due to lack of insurance in Florida?

  • A warning ticket
  • An administrative hearing
  • A $500 fine
  • Up to a year in jail and a $1,000 fine (correct)

If your driver license and license plate have been suspended for over 30 days in Florida, what authority does a law enforcement officer have?

  • The officer can impound your vehicle.
  • The officer has the right to suspend your driver license.
  • The officer can immediately seize your license plate. (correct)
  • The officer can issue a warning citation.

What is the consequence of showing a law enforcement officer an insurance card in Florida when you know the insurance has been canceled?

<p>Second-degree misdemeanor charge (B)</p> Signup and view all the answers

What must you do to lift the suspension on your driver license and license plate in Florida?

<p>Get insurance and pay a reinstatement fee (C)</p> Signup and view all the answers

If your driver license or license plate is suspended in Florida due to lack of insurance, what restriction applies?

<p>You cannot obtain a temporary license for any reason. (A)</p> Signup and view all the answers

What action does the law allow if a driver is found using falsified proof of insurance in Florida?

<p>(Criminal) Arrest and second-degree misdemeanor charge (C)</p> Signup and view all the answers

What must you do if you receive a notice of suspension of your license?

<p>Request a hearing (D)</p> Signup and view all the answers

When do you have to prove financial responsibility for damages caused in a crash?

<p>When you are in a crash and someone is injured (D)</p> Signup and view all the answers

What happens if you do not request a hearing after receiving a suspension notice?

<p>A hearing will be automatically scheduled for you (B)</p> Signup and view all the answers

When do you need to have Bodily Injury Liability (BIL) insurance according to Florida law?

<p>After being convicted of Driving Under the Influence (DUI) (A)</p> Signup and view all the answers

For how long must higher insurance coverage be in effect after a DUI conviction?

<p>3 years (C)</p> Signup and view all the answers

What is one way to prove financial responsibility after causing damages in a crash?

<p>Paying the damages out of pocket (B)</p> Signup and view all the answers

In addition to PIP and PDL coverage, how can you prove financial responsibility in Florida?

<p>$50,000 PDL coverage (B)</p> Signup and view all the answers

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