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Florida Insurance ID Card Requirements

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14 Questions

What consequences may occur if you are stopped by a law enforcement officer and cannot provide proof of insurance in Florida?

Your driver license and license plate will be suspended.

What is the potential penalty for driving with a suspended license due to lack of insurance in Florida?

Up to a year in jail and a $1,000 fine

If your driver license and license plate have been suspended for over 30 days in Florida, what authority does a law enforcement officer have?

The officer can immediately seize your license plate.

What is the consequence of showing a law enforcement officer an insurance card in Florida when you know the insurance has been canceled?

Second-degree misdemeanor charge

What must you do to lift the suspension on your driver license and license plate in Florida?

Get insurance and pay a reinstatement fee

If your driver license or license plate is suspended in Florida due to lack of insurance, what restriction applies?

You cannot obtain a temporary license for any reason.

What action does the law allow if a driver is found using falsified proof of insurance in Florida?

(Criminal) Arrest and second-degree misdemeanor charge

What must you do if you receive a notice of suspension of your license?

Request a hearing

When do you have to prove financial responsibility for damages caused in a crash?

When you are in a crash and someone is injured

What happens if you do not request a hearing after receiving a suspension notice?

A hearing will be automatically scheduled for you

When do you need to have Bodily Injury Liability (BIL) insurance according to Florida law?

After being convicted of Driving Under the Influence (DUI)

For how long must higher insurance coverage be in effect after a DUI conviction?

3 years

What is one way to prove financial responsibility after causing damages in a crash?

Paying the damages out of pocket

In addition to PIP and PDL coverage, how can you prove financial responsibility in Florida?

$50,000 PDL coverage

Learn about the importance of carrying a Florida Insurance ID Card while driving, the consequences of not having proof of insurance, and the legal implications. Be prepared to provide proof of insurance if you are stopped by a law enforcement officer.

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