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Florida Driving Privilege Laws

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Questions and Answers

What action is required if you fail to renew your insurance policy?

Notify the FLHSMV personally

Suspend the driver license

Turn in the vehicle license plate

Provide proof of new coverage to FLHSMV (correct)

What happens if you fail to provide proof of new insurance when requested by FLHSMV?

Reinstatement fees waiver

License plate suspension for up to three years (correct)

Immediate suspension of the driver license

Three-year vehicle registration period extension

Why is it important to turn in your vehicle license plate before canceling your insurance?

To extend the vehicle registration period

To prevent license suspension and avoid reinstatement fees (correct)

To reduce insurance premiums

To avoid renewal costs

What is the consequence of not maintaining insurance coverage throughout the vehicle registration period?

Vehicle license plate surrender requirement Signup and view all the answers

What should you do to prevent the suspension of your license and avoid reinstatement fees?

Turn in your vehicle license plate before canceling insurance Signup and view all the answers

When must you carry proof of insurance according to the text?

At all times when driving someone else's vehicle Signup and view all the answers

What does FLHSMV do when they receive notification that your policy is canceled?

Request proof of new coverage from you Signup and view all the answers

What is required under the No-Fault Law in Florida?

Proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage Signup and view all the answers

What does Property Damage Liability (PDL) coverage pay for in Florida?

Damage to other people's property caused by the insured driver Signup and view all the answers

How much PDL coverage is required for vehicle registration in Florida?

$10,000 Signup and view all the answers

What is one of the requirements to maintain continuous insurance coverage in Florida?

Always have proof of valid Florida insurance readily available Signup and view all the answers

What happens if a driver does not comply with Florida's insurance laws?

Suspension of driver license/license plate registration Signup and view all the answers

How long does a vehicle need to be in Florida for insurance maintenance requirements to apply?

90 non-consecutive days during the last 365 days Signup and view all the answers

Who is required to provide proof of valid PIP and PDL insurance at the time of vehicle registration in Florida?

Any person operating a motor vehicle on Florida roadways Signup and view all the answers