Florida Driving Privilege Laws

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Questions and Answers

What action is required if you fail to renew your insurance policy?

  • Notify the FLHSMV personally
  • Suspend the driver license
  • Turn in the vehicle license plate
  • Provide proof of new coverage to FLHSMV (correct)

What happens if you fail to provide proof of new insurance when requested by FLHSMV?

  • Reinstatement fees waiver
  • License plate suspension for up to three years (correct)
  • Immediate suspension of the driver license
  • Three-year vehicle registration period extension

Why is it important to turn in your vehicle license plate before canceling your insurance?

  • To extend the vehicle registration period
  • To prevent license suspension and avoid reinstatement fees (correct)
  • To reduce insurance premiums
  • To avoid renewal costs

What is the consequence of not maintaining insurance coverage throughout the vehicle registration period?

<p>Vehicle license plate surrender requirement (D)</p> Signup and view all the answers

What should you do to prevent the suspension of your license and avoid reinstatement fees?

<p>Turn in your vehicle license plate before canceling insurance (A)</p> Signup and view all the answers

When must you carry proof of insurance according to the text?

<p>At all times when driving someone else's vehicle (C)</p> Signup and view all the answers

What does FLHSMV do when they receive notification that your policy is canceled?

<p>Request proof of new coverage from you (C)</p> Signup and view all the answers

What is required under the No-Fault Law in Florida?

<p>Proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage (D)</p> Signup and view all the answers

What does Property Damage Liability (PDL) coverage pay for in Florida?

<p>Damage to other people's property caused by the insured driver (C)</p> Signup and view all the answers

How much PDL coverage is required for vehicle registration in Florida?

<p>$10,000 (A)</p> Signup and view all the answers

What is one of the requirements to maintain continuous insurance coverage in Florida?

<p>Always have proof of valid Florida insurance readily available (B)</p> Signup and view all the answers

What happens if a driver does not comply with Florida's insurance laws?

<p>Suspension of driver license/license plate registration (D)</p> Signup and view all the answers

How long does a vehicle need to be in Florida for insurance maintenance requirements to apply?

<p>90 non-consecutive days during the last 365 days (D)</p> Signup and view all the answers

Who is required to provide proof of valid PIP and PDL insurance at the time of vehicle registration in Florida?

<p>Any person operating a motor vehicle on Florida roadways (A)</p> Signup and view all the answers

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