Finantias: Valore Presente e Formula

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Questions and Answers

Quo significa le expression €1 i.e.(1 + r)n?

  • Le interest total fornite in n periodos.
  • Le valore future de €1.
  • Le taxa de inflation in n periodos.
  • Le valore presente de €1 post n periodos. (correct)

Quo es r in le formula pro le valore presente?

  • Le numero total de periodos.
  • Le valore final de denaro.
  • Le quantitate inițial de denaro.
  • Le taxa de interest. (correct)

Qual es le effecto de aumentar le numero de periodos n in la formula?

  • Incremente le valore presente.
  • Non cambia le valore presente.
  • Diminuisce le valore presente. (correct)
  • Stabilisce le valore finale.

Que implica un interesse r negative in le valore presente?

<p>Le valore presente cresce. (A)</p> Signup and view all the answers

Qual es le significato de 'present value' in contextos de finantias?

<p>Le quantitate de denaro necessar pro obtener un valore in le futuro. (D)</p> Signup and view all the answers

Qual es le valor presente de €1 payable in 10 annos, discountate a 5% per annum?

<p>0.613 (A)</p> Signup and view all the answers

Qual es le formula pro le valore presente de un annuite de €1 per annus, payable per n annos?

<p>PV = (1 - (1 + r)^-n) / r (A)</p> Signup and view all the answers

Qual tipo de capital usa le formula k_pref = d / P0?

<p>Capital de preferent (D)</p> Signup and view all the answers

Qual es le cost de debita conforme le formula k_d = i(1 - t) / P0?

<p>Le interesse annuite minus le tax (A)</p> Signup and view all the answers

In le context de valuation, que significa 'd' in le formula pro le action ordinaria?

<p>Dividendo (D)</p> Signup and view all the answers

Quod es le outcome de S = X(1 + r)^n quando r es zero?

<p>X (D)</p> Signup and view all the answers

Qual es le significato de g in le formula P0 = d1 / (ke - g)?

<p>Le taxa de crescentia (A)</p> Signup and view all the answers

Qual es le principal differenza inter un debito redimibile e un preferent?

<p>Le obligation de repagar (A)</p> Signup and view all the answers

Qual es le formula correcte pro le cost de debita post tax?

<p>kd = i(1 - t) / P0 (A)</p> Signup and view all the answers

Quanto se reduce le valore presente de €1 payable in perpetuity quando le taxa de discount aumenta?

<p>Remente (D)</p> Signup and view all the answers

Que indica le taxa de capital pesate promedio (WACC)?

<p>Le cost totale de capital mixte (C)</p> Signup and view all the answers

Qual dividend dividite per P0 determina le cost de equity?

<p>d (B)</p> Signup and view all the answers

Que es le risultato de le formula PV = 1 / r quando r es 0?

<p>Inifinite (C)</p> Signup and view all the answers

Quod es le consequence del incremento del interesse in relatiun a le fluxe de caixa?

<p>Le fluxe de caixa decresce (C)</p> Signup and view all the answers

Qual es le valore presente de €1 post 1 anno a un tauxo de 5%?

<p>0.909 (D)</p> Signup and view all the answers

Flashcards

Valor presente

Valor atual de un montante futuro.

r (taxa d'interesse)

A taxa que representa o costo de denaro.

n (periodos)

Número de períodos antes del pagamento.

Fórmula do valor presente

(1 + r)⁻ⁿ para calcular o valor presente.

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Recebimento futuro

Montante que se receberá em um futuro.

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Interest rates (r)

Percentage representing the cost of borrowing money or the gain from investing.

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Periods (n)

Time intervals for which the interest rate applies, usually in years.

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Present Value

The current worth of a future sum of money based on a specific interest rate.

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Cumulative present value table

A chart showing the present value of a series of cash flows for various interest rates over time.

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Discounting

The process used to determine the present value by deducting interest rates from future amounts.

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Receivable

Money expected to be received in the future.

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Payable

Money that needs to be paid out in the future.

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Future cash flows

The monetary amounts expected to be received or paid at future dates.

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Tasa de interes (r)

El porcentaje que se cobra o se paga por el uso del dinero.

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Valor presente (PV)

El valor actual de una suma futura descontada a una tasa de interés específica.

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Fórmula del Valor Futuro

Fórmula para calcular el valor futuro de una suma X invertida en n períodos a una tasa r: S = X(1 + r)ⁿ.

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Dividendo constante (d)

Pago anual constante de una acción o inversión, que se recibe indefinidamente.

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Tasa de costo de capital (k)

Tasa que mide el costo de financiamiento de inversiones.

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Acciones ordinarias (equity)

Acciones que representan propiedad en una empresa y derecho a recibir dividendos.

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Fórmula del costo de acciones (ke)

Costo de acciones ordinarias calculado como ke = d/P₀.

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Valor de acciones crecientes (P₀)

Valor actual de acciones que crecen a una tasa constante de g: P₀ = d1 / (ke - g).

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Valor presente de anuidade

Valor presente de una serie de pagos constantes a través de n años.

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Valor presente perpetuo

Valor presente de un flujo de efectivo que continúa indefinidamente: PV = 1/r.

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Precio de acciones preferentes (P₀)

Precio actual de acciones preferentes que pagan un dividendo en perpetuidad.

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Descuento por interés compuesto

Método para calcular el valor presente utilizando interés compuesto a lo largo de múltiples períodos.

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Tasa de interés efectiva

Tasa real que se gana o se paga en un período teniendo en cuenta la capitalización.

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Costo de deuda neta (kd net)

Costo real de la deuda tras impuestos: kd net = i(1 - t) / P₀.

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