Aditya Birla Capital Oct-24

<p>30.38% (B)</p> Signup and view all the answers

<p>Q2 FY25 (A)</p> Signup and view all the answers

<p>10% (D)</p> Signup and view all the answers

<p>380 (C)</p> Signup and view all the answers

<p>ULIP (B)</p> Signup and view all the answers

<p>34% (A)</p> Signup and view all the answers

<p>26,300+ (B)</p> Signup and view all the answers

<p>540691 (B)</p> Signup and view all the answers

<p>To provide unaudited financial results (B)</p> Signup and view all the answers

<p>30 October 2024 at 16:30 HRS (IST) (B)</p> Signup and view all the answers

<p>SEBI (A)</p> Signup and view all the answers

<p>Company Secretary &amp; Compliance Officer (B)</p> Signup and view all the answers

<p>Stock Exchange and Company Website (D)</p> Signup and view all the answers

<p>Mumbai (C)</p> Signup and view all the answers

<p>It marks the end of the financial quarter. (B)</p> Signup and view all the answers

<p>34% (C)</p> Signup and view all the answers

<p>Contactless Digital Verification (A)</p> Signup and view all the answers

<p>Both A and B (C)</p> Signup and view all the answers

<p>28% (B)</p> Signup and view all the answers

<p>Pre-Approved Servicing (D)</p> Signup and view all the answers

<p>Income Suraksha (B)</p> Signup and view all the answers

<p>Protection (C)</p> Signup and view all the answers

<p>14.2% (B)</p> Signup and view all the answers

<p>94% (A)</p> Signup and view all the answers

<p>Forward rate agreements (A)</p> Signup and view all the answers

<p>27% (B)</p> Signup and view all the answers

<p>47.1% (C)</p> Signup and view all the answers

<p>PMS/AIF (C)</p> Signup and view all the answers

<p>₨ 2,03,391 Cr (D)</p> Signup and view all the answers

<p>Equity (D)</p> Signup and view all the answers

<p>88% (C)</p> Signup and view all the answers

<p>₨ 491 Cr (C)</p> Signup and view all the answers

<p>ABSL Structured Opportunities Fund II (B)</p> Signup and view all the answers

<p>28% (A)</p> Signup and view all the answers

<p>42% (C)</p> Signup and view all the answers

<p>₨ 9,733 Cr (B)</p> Signup and view all the answers

<p>ABSL Structured Opportunities Fund II (B)</p> Signup and view all the answers

<p>49.3% (C)</p> Signup and view all the answers

<p>12% (D)</p> Signup and view all the answers

<p>20.2% (C)</p> Signup and view all the answers

<p>36% (B)</p> Signup and view all the answers

<p>95.05% (A)</p> Signup and view all the answers

<p>1,074 (B)</p> Signup and view all the answers

<p>Maximizer Fund (C)</p> Signup and view all the answers

<p>22% (A)</p> Signup and view all the answers

<p>Co-hort 1 (C)</p> Signup and view all the answers

<p>1,959 (D)</p> Signup and view all the answers

<p>4,671 (A)</p> Signup and view all the answers

<p>Operating expenses to Total Premium (C)</p> Signup and view all the answers

<p>76,994 crore (D)</p> Signup and view all the answers

<p>Financial metrics overview (D)</p> Signup and view all the answers

<p>H1 FY24 (A)</p> Signup and view all the answers

The difference between the interest income earned on loans and advances and the interest expense paid on deposits and borrowings.

Measures the profitability of lending activities. It reflects the difference between interest earned and interest paid.

This ratio indicates how efficiently the bank manages its operating expenses. Lower ratio implies better cost control.

Shows the proportion of the bank's assets that is allocated to loans and advances. A higher ratio suggests a greater focus on lending.

Measures the bank's ability to manage credit risk. Higher provision indicates a conservative approach to lending.

SEBI Listing Regulations is a set of rules and regulations issued by the Securities and Exchange Board of India (SEBI) for listed companies in India. These regulations outline the obligations of companies listed on stock exchanges.

Regulation 30 of SEBI Listing Regulations requires listed companies to inform the stock exchanges and the public about certain significant events or financial results. This includes details on financial reports, board meetings, and other important announcements.

An unaudited financial report is a financial statement that has not been reviewed and verified by an independent auditor. It provides preliminary financial information and is often used for internal purposes or to give investors a quick overview of the company's performance.

A conference call allows a company to speak directly with investors and analysts. This can include discussing financial performance, answering questions, and providing updates on company plans and strategies.

The company secretary is responsible for the company's legal, administrative, and compliance matters. Usually, this involves preparing and filing regulatory documents, ensuring compliance with legal requirements, and managing the company's records.

A compliance officer is responsible for ensuring that the company adheres to all relevant laws, regulations, and internal policies. They monitor and manage potential risks and ensure that the company operates ethically and within a framework of compliance.

A custodial service is a type of financial service where an institution holds and manages assets (like stocks or bonds) on behalf of a client.

The stock symbol is a unique code assigned to a company's securities when they are traded on a stock exchange. This code is used for identifying the company's stock and trading it.

The proportion of the total insurance market that a company holds.

A strategy focused on expanding through various channels like direct sales, agents, partnerships, etc.

The mix of products offered by a company, categorized into protection, traditional and unit-linked insurance plans.

Refers to the percentage of growth achieved in the first half of a fiscal year, compared to the previous year.

A distribution channel involving partnerships with other companies, like banks, to sell insurance products.

Total assets managed by a mutual fund, including equity, debt, liquid funds, and alternate assets.

The average assets under management over a specific period, usually a quarter.

The percentage change in AUM from one year ago.

The proportion of a mutual fund's AUM that is invested in equity securities.

The average assets under management for individual investors.

The average assets under management for investors categorized as 'B-30,' generally smaller investors.

A systematic investment plan where a fixed amount of money is invested at regular intervals.

The total amount of money invested in SIPs.

The number of active SIPs at a given time.

A measure of the duration of SIPs, indicating the average time investors have been contributing through SIPs.

A type of investment fund that invests in alternative assets like private equity, real estate, and hedge funds.

Investments made outside of a country's domestic market, particularly in emerging markets.

A type of fund that invests in a customized portfolio of securities managed for a specific client.

A type of investment fund that invests in a diversified portfolio of securities based on a specific investment strategy.

Indicates the composition of various financial products offered by a company, showing the percentage of each type of product within the total revenue mix.

Reflects the profitability of a bank's financial products, calculated as the difference between the value of new business (VNB) generated and the cost of acquiring that business. This metric signifies how effectively a company earns profit from its various products.

A type of insurance product that offers both investment and insurance features. It allows customers to invest their money and receive a death benefit. ULIPs can be either traditional or unit-linked. Traditional ULIPs offer guaranteed returns, while unit-linked ULIPs provide returns based on the performance of the underlying funds they invest in.

Insurance products that offer protection against financial loss in the event of an unexpected event like death or disability.

Traditional insurance products, often referred to as 'Traditional Life Insurance', which provide a fixed death benefit and a guaranteed return on investment.

A metric measuring the percentage of new business sourced digitally. A higher digital adoption rate indicates a greater reliance on digital channels for acquiring new customers.

A feature that provides a pre-approved sum assured (PASA) to a customer upon applying for a new insurance product. It simplifies the process of getting insured.

The process of acquiring and attracting new customers for a business.

The use of technology, such as online platforms or mobile apps, to renew insurance policies., simplifying the process of renewing policies by allowing customers to do it online.

The process of assisting customers with their needs and resolving their queries after they have purchased a product. It aims to deliver exceptional customer service through digital channels.

The portion of an insurance policy's sum assured that is pre-approved, meaning the insured doesn't have to undergo further underwriting for that amount.

The percentage of policyholders who renew their insurance policies. A higher persistency rate indicates more satisfied customers.

A ratio used to measure how efficiently an insurance company manages its operational expenses. A lower ratio means better cost control.

The total amount of money managed by an insurance company on behalf of its clients. It includes investments in stocks, bonds, and other assets.

The growth rate of the AUM over a two-year period, showing the overall performance of the company's investment strategies.

The performance data of the company's investments compared to a benchmark, showing how well their investments have performed compared to market standards.

The revenue generated from new insurance policies sold during a specific period. This is a crucial indicator of growth in the insurance business.

Revenue generated from the renewal of existing insurance policies. It shows the loyalty and satisfaction of existing customers.

The total income generated from all insurance policies, including new and renewed ones. It's a comprehensive measure of the company's revenue.

The expenses incurred in running the insurance business, including salaries, marketing, and other operational costs.

The difference between the interest earned on assets and the interest paid on liabilities. It reflects the profit generated from lending activities.

A key financial ratio that measures the profitability of an insurance company's lending activities. It is calculated by dividing NII by average earning assets.

A financial ratio that measures the efficiency of an insurance company's operations. It is calculated by dividing operating expenses by total revenue.

A financial ratio that shows the proportion of an insurance company's assets that are invested in loans. A higher ratio indicates a greater focus on lending.

A financial ratio that measures the insurance company's ability to manage credit risk. It is calculated by dividing credit provisions by the average loan book.