Finance Overview and Areas

The study and management of money, including activities like investing, borrowing, lending, budgeting, and saving.

The area of finance that focuses on managing the financial resources of a business organization.

The process of planning, controlling, and managing the financial resources of a business.

Deals with the different financial institutions that provide funds to private and public borrowers.

Involves analyzing and making decisions about the value and price of stocks and bonds.

The management of personal resources, including budgeting, saving, and investing.

The area of finance that deals with the allocation of government income and expenditure.

A professional who manages the financial aspects of an organization, overseeing budgeting, reporting, and financial planning.

Decisions related to the day-to-day operations of a business, impacting areas like manufacturing, marketing, and purchasing.

Choices about allocating funds for projects, considering factors like potential returns and cash flow.

Actions taken to secure funds from sources outside the regular business operations, like loans or issuing bonds.

A finance officer needs to understand how changing prices affect the costs and revenue of a business.

A finance officer needs to understand how different departments within a company function to make sound financial decisions.

A finance officer needs to be capable of effectively communicating financial information to both internal and external stakeholders.

A finance officer needs to establish and maintain good relationships with financial institutions, like banks and lenders.

A finance officer must be able to analyze risks and develop strategies to mitigate them.

A type of business that acts as a middleman between individuals or businesses with money and those needing it, offering various financial services.

They accept deposits from customers, provide loans, facilitate payments between individuals and businesses, and manage financial risks associated with these activities.

The dominant type of bank offering a wide range of services like accepting deposits, lending money, providing credit cards, and enabling payment transactions.

Smaller than Commercial Banks, they focus on savings and mortgage lending, but are not allowed to engage in international banking.

They primarily serve rural communities by offering financial services to farmers, fishermen, and small business owners.

These banks are owned by the government and are established to provide medium and long-term loans to industries like agriculture, real estate, and manufacturing.

They raise funds in the capital market by selling their own securities like stocks to individual investors.

They specialize in offering credit facilities to both businesses and consumers.

They generate funds through borrowing, equity, or other sources to provide financial services. Examples include BDO Unibank Inc., BPI, and Puregold Financing.

They facilitate the buying and selling of securities on behalf of clients and provide investment advice and market analysis. Examples include SB Equities Inc., and RCBC Securities Inc.

They lend money in exchange for collateral, typically valuable items like jewelry or electronics. Examples include Cebuana Lhuillier, Villarica Pawnshop, and Palawan Pawnshop.

They provide financial protection against potential losses from unforeseen events. Examples include Sun Life, Insular Life, BDO Life Insurance, and Pru Life UK.

Individuals or small entities that lend money directly to borrowers without going through traditional financial institutions. Their main goal is to lend money and make profit from it.

Professionals who manage investment portfolios on behalf of clients. They are engaged in the administration and management of property or money for their clients.

It is a government-owned social insurance corporation in the Philippines that provides life insurance, retirement benefits, and other social security programs for government employees.

It is a government-owned social insurance corporation in the Philippines that provides retirement, disability, death, and other benefits to private sector employees.

A marketplace where financial securities and derivatives are traded at low transaction costs. It is essentially a platform that brings together buyers and sellers of financial instruments.