Filing and Approval Process for Insurance
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Questions and Answers

Which method must insurers use to file individual life insurance and annuity contracts and individual accident and health policy forms for approval?

  • Fax
  • SERFF or subsequent corresponding system adopted by the NAIC (correct)
  • Mail
  • In person
  • How long does the Commissioner have to review a form filed for approval?

  • 90 days (correct)
  • 120 days
  • 60 days
  • 30 days
  • How should an insurer submit a filing transmittal letter for group accident, health, and group accident and health policy forms?

  • By mail (correct)
  • Electronically using SERFF
  • Through a phone call
  • In person
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