Fair Housing Laws Quiz
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Questions and Answers

What is an example of blockbusting as defined in fair housing laws?

  • Creating a multi-cultural advertising campaign for new listings
  • Encouraging homeowners to sell by suggesting property values will drop when minorities move in (correct)
  • Reducing rental prices to attract college students
  • Promoting neighborhood associations for community safety
  • Which of the following actions would be considered illegal under Section 804?

  • Allowing pets in rental properties
  • Negotiating rental terms with potential tenants
  • Offering higher security deposits to families
  • Publishing an ad that excludes a specific colored group (correct)
  • Which of the following would NOT be considered housing discrimination?

  • Charging different rates based on the ethnicity of the tenant
  • Adjusting financing options based on martial status
  • Refusing to rent a home based on someone's religion
  • Offering the same lease terms to all applicants (correct)
  • Which statement best describes the Fair Housing Act?

    <p>It prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, or national origin.</p> Signup and view all the answers

    What is best definition of Steering below?

    <p>Guiding prospective renters towards certain neighborhoods based on race and religion.</p> Signup and view all the answers

    Which term refers specifically to the physical traits associated with people of shared ancestry?

    <p>Race</p> Signup and view all the answers

    What does the term 'color' specifically pertain to in the context of protected classes?

    <p>Skin pigmentation</p> Signup and view all the answers

    Which protected class is defined by an individual's country of birth or ancestry?

    <p>National Origin</p> Signup and view all the answers

    Which of the following best describes the protected class of religion?

    <p>Participation in an organized religion</p> Signup and view all the answers

    What is included under the definition of 'protected classes' in housing laws?

    <p>Physical traits and beliefs</p> Signup and view all the answers

    Which of the following conditions would be considered a violation of fair housing laws regarding familial status?

    <p>Refusing to rent to families with children under 18</p> Signup and view all the answers

    What constitutes a denial of reasonable accommodations in the context of disability rights?

    <p>Refusing to allow a service animal in a no-pets building</p> Signup and view all the answers

    Which factor is NOT considered when evaluating claims of sexual harassment in housing?

    <p>Consensual relationships</p> Signup and view all the answers

    Under fair housing laws, which situation is a form of discrimination based on sexual orientation or gender identity?

    <p>A landlord refusing to provide a lease to a same-sex couple</p> Signup and view all the answers

    What aspect of design and construction in multi-family housing is mandated by fair housing laws?

    <p>Providing accessible features for individuals with disabilities</p> Signup and view all the answers

    Which individuals are considered to be covered under fair housing laws related to disabilities?

    <p>Individuals with a record of physical or mental impairment</p> Signup and view all the answers

    What is required for a request for reasonable modifications for a dwelling?

    <p>Physical alterations of the dwelling or common areas</p> Signup and view all the answers

    Which situation is NOT protected under fair housing laws regarding disabilities?

    <p>An individual with an impairment who poses a direct threat</p> Signup and view all the answers

    What does a request for accommodation generally involve in the context of disability rights?

    <p>Alterations in rules, policies, or practices</p> Signup and view all the answers

    Who is excluded from the protections offered by fair housing laws regarding mental or physical disabilities?

    <p>Individuals currently using illegal controlled substances</p> Signup and view all the answers

    What information must be established for a housing provider to process a request related to a disability?

    <p>A nexus between the request and the disability-related need</p> Signup and view all the answers

    Which of the following is NOT a requirement when making a request for accommodation?

    <p>The request must specify the disability being dealt with</p> Signup and view all the answers

    What should be included in a request for reasonable accommodations to adequately demonstrate need?

    <p>Identification of major life activities limited by the disability</p> Signup and view all the answers

    In the context of disability accommodations, who may submit a request on behalf of a qualified individual?

    <p>Any family member or friend</p> Signup and view all the answers

    Which of the following statements is true regarding requests for accommodations from housing providers?

    <p>Requests can be made verbally or in any format</p> Signup and view all the answers

    Study Notes

    Fair Housing Laws

    • Fair Housing: Decisions about housing eligibility should be based on qualifications, not protected characteristics.
    • Protected Characteristics: These include race, color, religion, national origin, sex, familial status, and disability.
    • Section 804 of the Fair Housing Act (42 USC 3604): Prohibits discrimination in the sale or rental of housing.
      • Prohibited Actions: Refusing to sell or rent, discriminating in terms or conditions, making discriminatory advertisements, falsely stating housing unavailability, inducing sales based on protected characteristics (blockbusting), and discrimination based on disability.
    • Section 805 of the Fair Housing Act (42 USC 3605): Prohibits discrimination in residential real-estate related transactions.
      • Prohibited Actions: Making real-estate transactions unavailable, discriminating in terms of transactions, and discriminating in areas like sales, loans, appraisals, insurance, and inspections.

    Protected Classes under the Civil Rights Act of 1968

    • Race: Refers to physical characteristics shared by people with common ancestry.
    • Color: Encompasses skin pigmentation, an aspect of an individual's physical appearance.
    • Religion: Includes both participation in organized religious practices and the absence of affiliation with any specific religion.
    • National Origin: Indicates an individual's country of birth or the origin of their ancestors, encompassing ethnicity and cultural heritage.

    Sex

    • Prohibited discrimination based on biological sex, male or female

    Sexual Harassment

    • Prohibited discrimination based on unwanted sexual advances
    • Unwelcome sexual requests
    • Other verbal or physical harassment of a sexual nature

    Domestic Violence Survivors

    • Protection for individuals who have experienced domestic violence
    • This includes threats of domestic violence, and violence against family members or intimate partners

    Sexual Orientation and Gender Identity

    • Prohibited discrimination based on an individual's sexual orientation and gender identity
    • This includes protections for lesbian, gay, bisexual, transgender and queer individuals

    Familial Status

    • Prohibited discrimination based on having children under the age of 18 in the household, or pregnancy
    • This includes discrimination based on marital status, parental status, or the existence of children

    Disability

    • Protection against discrimination based on mental or physical disabilities
    • This includes protection against denial of services due to disability
    • Prohibits denial of requests for reasonable modifications or reasonable accommodations related to disability

    Design & Construction of Multi-family Housing

    • Regulations ensure accessibility for individuals with disabilities in the design and construction of multi-family housing

    Who is covered by the Fair Housing Act?

    • Individuals with a physical or mental impairment are protected.
    • Individuals with a record of such an impairment are protected.
    • Individuals who are regarded as having an impairment are protected.

    Who is NOT covered by the Fair Housing Act?

    • Juvenile or sex offenders are not protected, due to their status.
    • Persons currently using illegal controlled substances are not protected.
    • Individuals with a disability whose tenancy would constitute a "direct threat" are not protected, unless the threat can be eliminated or significantly reduced.

    Key Protections for Individuals with Disabilities

    • Denial of services because of a mental or physical disability is prohibited.
    • Denial of requests for reasonable modifications is prohibited.
    • Denial of requests for reasonable accommodations is prohibited.
    • Design and construction of multi-family housing must comply with accessibility standards for individuals with disabilities.

    Reasonable Modifications

    • A reasonable modification is a physical alteration of a dwelling and/or public and common areas that will afford a person with a disability full use and enjoyment of the dwelling.

    Reasonable Accommodations

    • A reasonable accommodation is an alteration to rules, policies, practices or services to afford a person with a disability equal opportunity to use and enjoy the dwelling unit, including common use areas, by ameliorating the symptoms of the disability.

    Housing Provider's Right to Know

    • Housing providers can request specific information about a person's disability if it is necessary to understand their need for a reasonable accommodation.
    • The request cannot ask for a person's diagnosis or treatment plan, unless the provider already knows or can visibly see the disability.
    • The person must demonstrate a "nexus" between their disability and the request for accommodation. This means the person must show a connection between their disability and their specific need for the accommodation.
    • The accommodation must be necessary because the person's disability limits a major life activity, and this limitation relates specifically to the request and the need for that accommodation.
    • The person must explain how their disability affects their daily activities, and how the accommodation will help them to minimize the impact of their disability on their major life activities.
    • By granting the request, the housing provider must provide an equal opportunity to use and enjoy the premises for the person with a disability.
    • Housing providers cannot require a person to submit their request in any specific language or form.
    • Requests can be made verbally, in writing, or through another format.
    • Requests for reasonable accommodation can be made on behalf of a person by another individual.
    • A visitor with a disability may also submit a request for accommodation, but it is the responsibility of the resident to ensure that the request is complied with.
    • Housing providers cannot require a person to waive their HIPPA protections when requesting a reasonable accommodation.

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    Description

    Test your knowledge on Fair Housing Laws and the protections against discrimination in housing. This quiz covers key components like Section 804 and Section 805 of the Fair Housing Act, as well as the protected characteristics that should not influence housing eligibility decisions. Understand the legal framework that ensures equal housing opportunities for all.

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