Podcast
Questions and Answers
What is the mean rating for performance expectancy in cashless transactions among working adults?
What is the mean rating for performance expectancy in cashless transactions among working adults?
Which of the following factors significantly predicts acceptance and engagement in cashless transactions?
Which of the following factors significantly predicts acceptance and engagement in cashless transactions?
Cashless transactions require the use of physical cash.
Cashless transactions require the use of physical cash.
False
The study found that perceived risk was rated as very high by the respondents.
The study found that perceived risk was rated as very high by the respondents.
Signup and view all the answers
What is the primary focus of the study conducted by Shanen Lei M.Angcaya and colleagues?
What is the primary focus of the study conducted by Shanen Lei M.Angcaya and colleagues?
Signup and view all the answers
What is the correlation value between lifestyle compatibility and level of acceptance for cashless transactions?
What is the correlation value between lifestyle compatibility and level of acceptance for cashless transactions?
Signup and view all the answers
What statistical tool was used to assess the reliability of the questionnaire?
What statistical tool was used to assess the reliability of the questionnaire?
Signup and view all the answers
The questionnaire contains four parts, with Part III focusing on ______ in cashless transactions.
The questionnaire contains four parts, with Part III focusing on ______ in cashless transactions.
Signup and view all the answers
The advancements in the financial industry have led to a new system involving __________ transactions.
The advancements in the financial industry have led to a new system involving __________ transactions.
Signup and view all the answers
The perceived risk has a significant positive relationship with the acceptance of cashless transactions.
The perceived risk has a significant positive relationship with the acceptance of cashless transactions.
Signup and view all the answers
What was the p-value that led to the rejection of the null hypothesis related to social influence?
What was the p-value that led to the rejection of the null hypothesis related to social influence?
Signup and view all the answers
Match the following factors with their significance regarding cashless transactions:
Match the following factors with their significance regarding cashless transactions:
Signup and view all the answers
Which factor was rated highest among the components that influence cashless transactions?
Which factor was rated highest among the components that influence cashless transactions?
Signup and view all the answers
What research methods were used to analyze the data collected from respondents?
What research methods were used to analyze the data collected from respondents?
Signup and view all the answers
Match the following ratings to their interpretations regarding cashless transactions:
Match the following ratings to their interpretations regarding cashless transactions:
Signup and view all the answers
The correlation between social influence and level of acceptance is described as a ______ relationship.
The correlation between social influence and level of acceptance is described as a ______ relationship.
Signup and view all the answers
The sample size of the study was 394 respondents.
The sample size of the study was 394 respondents.
Signup and view all the answers
Match the following variables with their correlation type:
Match the following variables with their correlation type:
Signup and view all the answers
What is the purpose of conducting a pilot study before the main research?
What is the purpose of conducting a pilot study before the main research?
Signup and view all the answers
What is the size of the correlation value for performance expectancy?
What is the size of the correlation value for performance expectancy?
Signup and view all the answers
Cronbach's alpha values below 0.90 indicate high reliability of the instrument.
Cronbach's alpha values below 0.90 indicate high reliability of the instrument.
Signup and view all the answers
List one recommendation made for businesses regarding cashless transactions.
List one recommendation made for businesses regarding cashless transactions.
Signup and view all the answers
What is the significance level at which the hypotheses were tested?
What is the significance level at which the hypotheses were tested?
Signup and view all the answers
Lifestyle compatibility has no correlation with the acceptance of cashless transactions.
Lifestyle compatibility has no correlation with the acceptance of cashless transactions.
Signup and view all the answers
Which variable has the strongest positive correlation with working adults' engagement in cashless transactions?
Which variable has the strongest positive correlation with working adults' engagement in cashless transactions?
Signup and view all the answers
Perceived risk has a significant positive correlation with working adults' engagement in cashless transactions.
Perceived risk has a significant positive correlation with working adults' engagement in cashless transactions.
Signup and view all the answers
What is the r-value that indicates the relationship between lifestyle compatibility and working adults' engagement in cashless transactions?
What is the r-value that indicates the relationship between lifestyle compatibility and working adults' engagement in cashless transactions?
Signup and view all the answers
Societal factors, like ________, significantly impact customers' acceptance of e-wallets.
Societal factors, like ________, significantly impact customers' acceptance of e-wallets.
Signup and view all the answers
Match the following researchers with their findings regarding e-wallets:
Match the following researchers with their findings regarding e-wallets:
Signup and view all the answers
What strength of relationship does performance expectancy have with cashless transactions?
What strength of relationship does performance expectancy have with cashless transactions?
Signup and view all the answers
The perceived risk shows a moderate positive relationship with cashless transactions.
The perceived risk shows a moderate positive relationship with cashless transactions.
Signup and view all the answers
What is the correlation value for social influence related to cashless transactions?
What is the correlation value for social influence related to cashless transactions?
Signup and view all the answers
Lifestyle compatibility has a correlation value of ______.
Lifestyle compatibility has a correlation value of ______.
Signup and view all the answers
At what significance level were the findings significant?
At what significance level were the findings significant?
Signup and view all the answers
The null hypothesis was rejected for all correlation values presented.
The null hypothesis was rejected for all correlation values presented.
Signup and view all the answers
Which research study indicated a positive correlation between performance expectancy and consumers' attitudes?
Which research study indicated a positive correlation between performance expectancy and consumers' attitudes?
Signup and view all the answers
Match the correlation values with their respective variables:
Match the correlation values with their respective variables:
Signup and view all the answers
Which variable significantly predicts working adults' level of acceptance in cashless transactions?
Which variable significantly predicts working adults' level of acceptance in cashless transactions?
Signup and view all the answers
Higher educational attainment is associated with a lower likelihood of using electronic means of payment.
Higher educational attainment is associated with a lower likelihood of using electronic means of payment.
Signup and view all the answers
What is one reason lower-income groups may not favor mobile payment transactions?
What is one reason lower-income groups may not favor mobile payment transactions?
Signup and view all the answers
Working adults believe that perceived risk does not significantly affect their willingness to use ____ transactions.
Working adults believe that perceived risk does not significantly affect their willingness to use ____ transactions.
Signup and view all the answers
Match the following terms with their associated effects on acceptance of cashless transactions:
Match the following terms with their associated effects on acceptance of cashless transactions:
Signup and view all the answers
Study Notes
Factors Influencing Cashless Transactions of Working Adults
- Cashless transactions are becoming increasingly popular due to technological advancements.
- Filipino working adults are slower to adopt cashless payment systems than other groups.
- This research aims to identify factors influencing cashless transaction acceptance and engagement among Filipino working adults.
- A quantitative study with 394 respondents was conducted.
- Pearson Correlation, t-tests, ANOVA, and regression analyses were utilized for statistical analysis.
- Significant relationships exist between all independent and dependent variables, but only performance expectancy, social influence, and lifestyle compatibility are significant predictors of acceptance and engagement in cashless transactions.
Recommendations
- Encourage use of available cashless options
- Keep informed about digital trends
- Implement fraud prevention measures
- Businesses should enhance cashless options, lower costs, educate users, and advance technology.
- Digital platforms should support financial literacy.
- Further research should investigate long-term effects and include diverse user experiences.
Studying That Suits You
Use AI to generate personalized quizzes and flashcards to suit your learning preferences.
Related Documents
Description
This quiz explores the important factors that affect the acceptance and engagement of cashless transactions among Filipino working adults. Based on a comprehensive quantitative study, it discusses significant predictors such as performance expectancy and social influence. Test your understanding of this evolving landscape of digital payments.
