Podcast
Questions and Answers
What is the eligibility criteria for an employee to participate in ESI scheme?
What is the eligibility criteria for an employee to participate in ESI scheme?
- Employees earning between Rs. 10,000 and Rs. 21,000 (correct)
- Employees earning less than Rs. 10,000
- Employees working in establishments with less than 10 permanent workers
- Employees earning more than Rs. 21,000
What are the benefits provided under the ESI scheme?
What are the benefits provided under the ESI scheme?
- Only cash benefits
- No benefits are provided under the scheme
- Both cash benefits and non-cash benefits through medical care (correct)
- Only non-cash benefits through medical care
What are the challenges faced by the ESI scheme?
What are the challenges faced by the ESI scheme?
- Vacancies in medical staff (correct)
- High patient satisfaction
- Low costs of super specialty treatment
- Limited access to services in urban areas
Flashcards
ESI Eligibility
ESI Eligibility
Employees earning between Rs. 10,000 and Rs. 21,000 are eligible.
ESI Scheme Benefits
ESI Scheme Benefits
Both cash benefits and non-cash benefits through medical care.
Challenge for ESI Scheme
Challenge for ESI Scheme
A key challenge is the lack of sufficient medical staff.
Study Notes
- ESI is a health insurance scheme for Indian workers managed by ESIC under the Ministry of Labour and Employment.
- The scheme covers establishments with more than 10 permanent workers and provides healthcare facilities to its members and their families.
- Every employee earning between Rs. 10,000 and Rs. 21,000 is eligible to participate in the scheme.
- The benefits under the scheme are categorized into cash benefits and non-cash benefits through medical care.
- Benefits include medical, sickness, maternity, disablement, family pension, old age health benefit, and unemployment allowance.
- The scheme covers more than 130 million employees and their family members.
- Challenges faced by the scheme include vacancies in medical staff, rising costs of super specialty treatment, low patient satisfaction, and limited access to services in rural areas.
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