Credit Reports and Scores Quiz

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5 Questions

Which website can you visit to access a free credit report every four months?

Credit scores are determined by statistical models that analyze borrower traits and their probability of repaying debts. How many versions of FICO scores are used in various types of lending?

19

What are the five categories into which the data from your credit report is generally grouped?

Payment history, Amounts owed, Length of credit history, Taking on more debt, Types of credit used

Is signing up for a credit-monitoring service a waste of money?

Yes

How often can you access your credit report for free if you space out your requests to one of the three credit bureaus every four months?

Four times a year

Test your knowledge on credit reports and credit scores in this quiz. Learn how to access your free credit report every four months and understand the importance of monitoring your credit. Discover key information about FICO credit scores and how they impact your financial health.

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