Civil Rights Act of 1866 Quiz
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Questions and Answers

Which of the following property owners would be exempt from the prohibition against discrimination in the Civil Rights Act of 1866? Select one:

  • The owner of a single-family residence who owns 3 or less such residences and does not use a licensed real estate agent
  • A religious organization that gives housing preferences to its members
  • Both of the above
  • None of the above (correct)
  • What action did the U.S. Supreme Court take in the Jones vs. Mayer case? Select one:

  • It prohibited redlining
  • It upheld the prohibition against blockbusting
  • It upheld the Civil Rights Act of 1866 (correct)
  • All of the above
  • The 1988 Fair Housing Amendments Act added which of the following protected classes to the Fair Housing Act? Select one:

  • National origin
  • Familial status (correct)
  • Both of the above
  • None of the above
  • Which of the following individuals would be considered a member of the 'familial status' protected class? Select one:

    <p>A same-sex couple who are in the process of adopting a child</p> Signup and view all the answers

    Each of the following would be considered a 'person with a disability,' EXCEPT: Select one:

    <p>An individual who currently uses illegal drugs</p> Signup and view all the answers

    The Anytown Helpers is a charitable group run by a local church. They provide temporary low-cost housing to people with children who are poor and/or victims of abuse. They give preference to those who are members of the church. Does this violate the Fair Housing Act of 1968? Select one:

    <p>No, as long as the church does not discriminate in membership against any protected class</p> Signup and view all the answers

    A housing complex may advertise itself as being for Senior Citizens if: Select one:

    <p>Either of the above</p> Signup and view all the answers

    A landlord may reject the application of a person with a mental disability: Select one:

    <p>If there is evidence that the person represents a threat to the safety of the other tenants</p> Signup and view all the answers

    Larry Licensee shows a minority prospect homes only in neighborhoods which are predominantly populated by minorities. Larry has engaged in: Select one:

    <p>Steering</p> Signup and view all the answers

    Laura Licensee tells people that the ethnic characteristics of the neighborhood are changing and they should consider selling their homes because of this. Laura has engaged in: Select one:

    <p>Blockbusting</p> Signup and view all the answers

    BigTown Bank does not make loans in neighborhoods which are predominantly populated by minorities. BigTown Bank has engaged in: Select one:

    <p>Redlining</p> Signup and view all the answers

    Larry Licensee runs an ad for one of his listings. The ad contains the phrase 'nearby St. Andrew Roman Catholic Church.' This would be considered: Select one:

    <p>The use of a 'trigger term' under the Fair Housing Act</p> Signup and view all the answers

    Study Notes

    Civil Rights Act of 1866

    • No exceptions exist for property owners regarding discrimination under this act.
    • All individuals, regardless of property ownership status, must adhere to its provisions.

    Jones vs. Mayer Case

    • The U.S. Supreme Court upheld the Civil Rights Act of 1866, affirming its prohibition against discrimination.

    Fair Housing Amendments Act of 1988

    • Added familial status and individuals with disabilities as protected classes under the Fair Housing Act.
    • National origin was not included in the new protections.

    Familial Status Protection

    • Only individuals in the process of adopting a child are considered members of the "familial status" protected class.
    • Other groups, such as married couples without children, do not qualify under this classification.

    Definition of Disability

    • Individuals currently using illegal drugs are not classified as "persons with a disability."
    • Those with a history of mental impairment or learning disabilities do fall under this category.

    Religious Organization Preferences

    • Charitable groups can give housing preference to church members, provided they do not discriminate against any protected class during membership acceptance.

    Senior Citizen Housing Advertising

    • Housing complexes can advertise as senior citizen facilities if 100% of residents are at least 62 years old or 80% are at least 55 years old.

    Mental Disability in Housing Applications

    • A landlord may reject an application from a person with a mental disability only if there is demonstrable evidence that the applicant poses a threat to the safety of other tenants.

    Discriminatory Practices

    • Steering occurs when a real estate agent shows minority prospects homes only in neighborhoods predominantly populated by minorities.
    • Blockbusting, or panic selling, involves encouraging homeowners to sell by implying that neighborhood demographics are changing.
    • Redlining refers to banks refusing loans to neighborhoods with a predominance of minorities.

    Advertising Guidelines

    • Advertising a listing near a specific church may be deemed acceptable if factual, but could also risk violations of civil rights laws if it implies discrimination.

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    Description

    Test your knowledge on the exemptions within the Civil Rights Act of 1866. This quiz will challenge you with questions regarding property ownership and discrimination laws. Determine which property owners may be exempt from the Act's prohibitions.

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