BP 22 Estafa: Penalties for Bouncing Checks
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Questions and Answers

According to BP 22, what is the minimum imprisonment term for issuing a bouncing check?

  • 2 years
  • 6 months
  • 30 days (correct)
  • 1 year
  • What is the maximum fine that can be imposed for issuing a bouncing check?

  • Php 200,000.00 (correct)
  • Php 100,000.00
  • Php 500,000.00
  • Php 1,000,000.00
  • What is the primary purpose of BP 22?

  • To punish individuals who issue bad checks
  • To promote the use of checks as a mode of payment
  • To protect the public interest (correct)
  • To coerce debtors to pay their debts
  • What is the effect of a conviction for issuing a bouncing check on the issuer's political career?

    <p>Disqualification to run for public office for a certain period of time</p> Signup and view all the answers

    What is the minimum amount that will make the penalty imposeable under Prision Correccional?

    <p>Php 12,000.00</p> Signup and view all the answers

    What is the maximum imprisonment term that can be imposed for issuing a bouncing check?

    <p>20 years</p> Signup and view all the answers

    What is the additional penalty for every Php 10,000.00 in excess of the minimum amount?

    <p>1 year of imprisonment</p> Signup and view all the answers

    What is the crime punished by BP 22?

    <p>Issuance of worthless checks</p> Signup and view all the answers

    Study Notes

    Penalty for Issuance of Bouncing Check under BP 22

    • Imprisonment of 30 days to 1 year and/or fine of not less than the amount of the check, but not more than double the amount, which shall not exceed Php 200,000.00
    • The penalty is not removed, but the courts should reserve imposing imprisonment as a penalty for serious cases
    • When the violation of BP 22 negatively affects the social order

    Imprisonment Periods

    • Prision Correccional in its maximum period to prison mayor in its minimum period, if the amount is between Php 12,000.00 and Php 22,000.00
    • If the amount exceeds Php 22,000.00, the penalty shall be in its maximum period, adding one year for each additional Php 10,000.00
    • Shall not exceed 20 years

    Purpose of the Law

    • The law is not intended to coerce a debtor to pay his debt, but to prohibit the making of worthless checks and putting them in circulation
    • The law punishes the act not as an offense against property, but as an offense against public order

    Additional Consequences

    • Disqualification to run for public office for a certain period of time after conviction
    • Violation of BP 22 is considered a crime involving moral turpitude, similar to embezzlement, forgery, robbery, and swindling

    Issuance of a Check

    • Completion of the check to make it available for use of the drawer and eventually for other people for the intended transaction or activity

    Causes of Dishonoring a Check

    • Account is closed
    • No account at all
    • Drawn against insufficient funds

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    Description

    This quiz covers the penalties imposed for issuing bouncing checks under BP 22 Estafa, including imprisonment and fines.

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