IT Mixed-3
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Questions and Answers

What is the primary function of the MIS division in the bank?

  • Data mining and data analytics
  • Preparing reports and aiding decision making (correct)
  • Managing data
  • Analyzing large data sets
  • What is the key limitation of the bank's data management system?

  • Inadequate report preparation
  • Absence of data mining and data analytics tools (correct)
  • Lack of strong database management
  • Insufficient decision making
  • What is the primary purpose of data communication?

  • To analyze large data sets
  • To exchange data between devices (correct)
  • To manage data effectively
  • To prepare reports for decision making
  • Why are computer networks essential to modern organizations?

    <p>To make organizations more flexible and adaptable</p> Signup and view all the answers

    What is the location of the Disaster Recovery Site (DRS) of NCC Bank?

    <p>Gulshan-2, Dhaka</p> Signup and view all the answers

    What is the significance of a strong database management system in the bank?

    <p>It manages data effectively</p> Signup and view all the answers

    What is the primary way computers connect to a WAN?

    <p>Through public networks or private leased lines</p> Signup and view all the answers

    What is the Internet, in the context of computer networks?

    <p>A global WAN that connects multiple networks</p> Signup and view all the answers

    What is the primary purpose of an Intranet?

    <p>To support discovery, communication, and collaboration within an organization</p> Signup and view all the answers

    What connects parts of the Intranets of different organizations?

    <p>An Extranet</p> Signup and view all the answers

    What is a characteristic of the Internet?

    <p>It is a network of networks</p> Signup and view all the answers

    What enables secure communication over the Internet in an Extranet?

    <p>Virtual private networks (VPNs)</p> Signup and view all the answers

    What is the primary limitation of using a cold site?

    <p>It requires backup data and additional hardware to be sent and installed before use</p> Signup and view all the answers

    What is a key consideration when determining the location of a DR site?

    <p>Distance from the primary data center to minimize the impact of a disaster</p> Signup and view all the answers

    What is the purpose of a cold site?

    <p>To provide a minimal setup for power and networking capability</p> Signup and view all the answers

    What is digital core banking?

    <p>A digital platform for core banking activities</p> Signup and view all the answers

    Why is it important to consider the distance between the primary data center and the DR site?

    <p>To minimize the impact of a disaster on both sites</p> Signup and view all the answers

    What is a potential issue with having a DR site that is too far away from the primary data center?

    <p>All of the above</p> Signup and view all the answers

    What is the primary purpose of kiosk banking?

    <p>To promote financial inclusion in rural areas</p> Signup and view all the answers

    What happens to requests initiated in a kiosk?

    <p>They are transferred to the nearest branch for processing</p> Signup and view all the answers

    What is the primary advantage of Internet Banking?

    <p>It is a cost-effective and convenient way to bank</p> Signup and view all the answers

    What is the main difference between kiosk banking and traditional banking?

    <p>The bank comes to the customer instead of the customer going to the bank</p> Signup and view all the answers

    What is the ultimate goal of financial inclusion through kiosk banking?

    <p>To ensure financial security for all citizens</p> Signup and view all the answers

    What is the characteristic of Internet Banking that makes it powerful?

    <p>It is a real-time online banking with least cost</p> Signup and view all the answers

    What is the primary difference between data and information?

    <p>Data is input, while information is output</p> Signup and view all the answers

    What is the smallest unit of data in a computer system?

    <p>Bit</p> Signup and view all the answers

    What is the purpose of a database management system (DBMS)?

    <p>To enter, organize, and select data in a database</p> Signup and view all the answers

    What is an example of a database software or DBMS?

    <p>MySQL</p> Signup and view all the answers

    What can be thought of as an electronic filing system?

    <p>Database</p> Signup and view all the answers

    What is the result of grouping related fields together?

    <p>A record</p> Signup and view all the answers

    What is the main difference between Transactional Internet Banking and Communicative Internet Banking?

    <p>Communicative Internet Banking offers all the benefits of a traditional brick-and-mortar organization.</p> Signup and view all the answers

    What is the primary purpose of Informational Internet Banking?

    <p>For marketing purposes only, offering basic information about the bank's products and services.</p> Signup and view all the answers

    What can be a result of a slow connection or net connectivity loss?

    <p>It might be hard to know if the transaction went through.</p> Signup and view all the answers

    What is a possible drawback of Internet Banking?

    <p>The customer might get overly marketed and become annoyed by notifications.</p> Signup and view all the answers

    What is a characteristic shared by all three types of Internet Banking?

    <p>They all offer basic information about the bank's products and services.</p> Signup and view all the answers

    What is the difference between Communicative Internet Banking and Informational Internet Banking?

    <p>Informational Internet Banking permits some communication between the client and bank.</p> Signup and view all the answers

    What is a major challenge facing the financial sector in Bangladesh?

    <p>Reaching out with adequate financial services for low-income rural and urban population</p> Signup and view all the answers

    What is the primary goal of Mobile Financial Services (MFS) in Bangladesh?

    <p>To innovate cost-efficient and prompt financial services for the underserved population</p> Signup and view all the answers

    What is the role of an agent in Agent Banking?

    <p>To conduct banking transactions on behalf of the bank</p> Signup and view all the answers

    What is the significance of mobile phone users in the development of Mobile Financial Services (MFS) in Bangladesh?

    <p>It has opened up opportunities for innovating cost-efficient and prompt financial services</p> Signup and view all the answers

    What is the year when Bangladesh Bank introduced Agent Banking in the country?

    <p>2013</p> Signup and view all the answers

    What is the primary target group of Mobile Financial Services (MFS) in Bangladesh?

    <p>Low-income rural and urban population</p> Signup and view all the answers

    What is the primary characteristic of a Tier 1 data center?

    <p>It has only essential components or data center infrastructure.</p> Signup and view all the answers

    What is the minimum availability guarantee of a Tier 2 data center?

    <p>99.741%</p> Signup and view all the answers

    What is the average annual downtime of a Tier 1 data center?

    <p>28.8 hours</p> Signup and view all the answers

    What is the key difference between a Tier 1 and a Tier 2 data center?

    <p>Redundancy in data center components</p> Signup and view all the answers

    What type of businesses typically use a Tier 2 data center?

    <p>Medium-sized businesses</p> Signup and view all the answers

    What is the benefit of a Tier 2 data center in terms of power supply?

    <p>It can be replaced or removed without interrupting power supply</p> Signup and view all the answers

    Which type of DR site is suitable for business systems that can be down for an extended period?

    <p>Cold site</p> Signup and view all the answers

    What is a key consideration for organizations with large information requirements and aggressive recovery time objectives?

    <p>The need for a DR site</p> Signup and view all the answers

    What is the primary advantage of a hot site over a warm site?

    <p>It has customer data</p> Signup and view all the answers

    What is the primary limitation of a warm site?

    <p>It does not have customer data</p> Signup and view all the answers

    What is the primary purpose of a DR site?

    <p>To allow a company to recover and resume operations following a disaster</p> Signup and view all the answers

    What is the ideal type of DR site for an organization?

    <p>Hot site</p> Signup and view all the answers

    What is a common consequence of using simple passwords?

    <p>They can be cracked in minutes</p> Signup and view all the answers

    What is the primary purpose of a password policy?

    <p>To prevent unauthorized access to computer systems</p> Signup and view all the answers

    What is a characteristic of a strong password?

    <p>Length, complexity, and unpredictability</p> Signup and view all the answers

    What is the purpose of changing passwords regularly?

    <p>To prevent password compromise</p> Signup and view all the answers

    What is the primary method used in brute-force attacks?

    <p>Automation and scripting</p> Signup and view all the answers

    Why should passwords not be shared with family members?

    <p>To maintain confidentiality and prevent unauthorized access</p> Signup and view all the answers

    How much was the total transaction volume using internet banking facilities in 2021?

    <p>Tk 52 crore</p> Signup and view all the answers

    What is the core banking software used by NCC Bank?

    <p>Flora Bank</p> Signup and view all the answers

    How many servers does NCC Bank have as of December 2021?

    <p>223</p> Signup and view all the answers

    What is the number of CBS terminals that NCC Bank has as of December 2021?

    <p>1950</p> Signup and view all the answers

    How many POS terminals does NCC Bank have as of December 2021?

    <p>74</p> Signup and view all the answers

    What is a characteristic of microwave connections?

    <p>They utilize high-frequency radio waves</p> Signup and view all the answers

    What is a benefit of fiber-optic cables?

    <p>They provide greater security from interference and tapping</p> Signup and view all the answers

    What is a characteristic of coaxial cable?

    <p>It is more difficult to work with than twisted-pair wire</p> Signup and view all the answers

    What is the primary use of fiber-optic cables?

    <p>As the backbone for a network</p> Signup and view all the answers

    What is the wavelength of microwave connections?

    <p>Short wavelength</p> Signup and view all the answers

    What is a feature of fiber-optic cables?

    <p>They are smaller and lighter than traditional cable media</p> Signup and view all the answers

    What is the main challenge facing the financial sector in Bangladesh?

    <p>Reaching out to low-income rural and urban population</p> Signup and view all the answers

    What is the role of an agent in Agent Banking?

    <p>To conduct banking transactions on behalf of a bank</p> Signup and view all the answers

    What is the primary goal of Mobile Financial Services (MFS) in Bangladesh?

    <p>To provide financial services to low-income groups</p> Signup and view all the answers

    What is the primary function of a Network Interface Card (NIC)?

    <p>Sending and receiving data swiftly and securely between computers</p> Signup and view all the answers

    What is the significance of mobile phone users in the development of Mobile Financial Services (MFS) in Bangladesh?

    <p>They enable the rapid expansion of Mobile Financial Services (MFS)</p> Signup and view all the answers

    What is the primary characteristic of a geostationary satellite?

    <p>Appearing stationary while orbiting the Earth</p> Signup and view all the answers

    What is a VSAT?

    <p>A satellite ground station with a dish antenna smaller than 3 meters in diameter</p> Signup and view all the answers

    What is the year when Bangladesh Bank introduced Agent Banking in the country?

    <p>2013</p> Signup and view all the answers

    What is the primary role of network devices?

    <p>Sending and receiving data swiftly and securely between computers</p> Signup and view all the answers

    What is the primary target group of Mobile Financial Services (MFS) in Bangladesh?

    <p>Low-income rural and urban population</p> Signup and view all the answers

    What is an example of a network device?

    <p>A router</p> Signup and view all the answers

    What is the primary function of a NIC?

    <p>To enable internet connectivity</p> Signup and view all the answers

    What percentage of availability is guaranteed by a Tier 1 data center?

    <p>99.671%</p> Signup and view all the answers

    What is the average annual downtime of a Tier 1 data center?

    <p>28.8 hours</p> Signup and view all the answers

    What is a key feature of a Tier 2 data center?

    <p>Partial redundancy in power and cooling resources</p> Signup and view all the answers

    What type of businesses typically use a Tier 2 data center?

    <p>Medium-sized businesses</p> Signup and view all the answers

    What is the benefit of a Tier 2 data center?

    <p>A power component or equipment can be replaced or removed without interrupting power supply</p> Signup and view all the answers

    What is the primary difference between a Tier 1 and a Tier 2 data center?

    <p>Redundancy in power and cooling resources</p> Signup and view all the answers

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