Banking Regulations: Deceased Depositors and Savings Schemes

PAY ROLL SAVINGS SCHEME (PRSS) IN RESPECT OF ______................................................................................. 276

CHAPTER 19 – SETTLEMENT OF DECEASED CLAIM ______................................................ 278

______ MANTRI JEEVAN JYOTI BIMA YOJANA (PMJJBY)........................................................................... 305

______ MANTRI SURAKSHA BIMA YOJANA (PMSBY)................................................................................ 315

CHAPTER 20 – ______ SURAKSHA SCHEMES........................................................................ 305

CLAIM OF A DEPOSITOR BECOMING ______ OR OTHERWISE INCAPABLE OF MANAGING HIS/HER OWN AFFAIRS.......... 304

The public utility forms can be filled in either in English or in Hindi or in the ______ language at the option of the depositor.

The depositor(s) should fill the forms using the ______ or Black colour ink pen / ball point pen.

Two uniform common Passbooks (SB-5) and (SB5A) have been introduced.SB-5 will be used for ______/RD/MIS/SCSS/SSA and PPF schemes.

The uniform common Passbooks need to be ______ and not stapled so that it can be Passbook printer friendly.

Entries relating to Penalty Fee charged in case of RD and PPF as well as ______ paid only should be made manually by hand by the user.

For the new accounts opened in CBS post offices, this Passbook should be ______.

Blank space left if any, on the page being used currently before migration, should be cancelled by drawing lines in ______ ink.

On the title page, word “______” is to be printed.

The ______ Pension Yojana (APY) is discussed on page 325.

The Post Office Savings Bank is discussed in the chapter on ______.

The responsibility shall not vest with the ______ under certain circumstances.

Appendix I deals with ______ / AML / CFT norms.

Appendix XV deals with the grant of ______ to Freedom Fighters.

Appendix XIX deals with the ______ of records.

Appendix VIII deals with ______ – CSI GL integration.

Appendix XI deals with ______ merger.

The ______ have been delegated notices any erasures or alterations in Pay-in-Slip (SB-103) or applications for withdrawal (Form SB-7) or application for closure of account on maturity form (SB-7A) or application for premature closure of account form (SB-7B) or application for loan / withdrawal from RD/PPF and SSA Accounts form (SB-7C) or Account Opening Form (SB-AOF) or any Know Your Customer (SB-KYC) document or any other suspicious circumstances attending a S.B.transaction.

He/She should preserve all relevant records which may have a bearing on the case in his/her personal ______ until they are transferred to the investigating authorities.

All the duties of the Supervisor in connection with ______ CBS Software may be performed.

Supervisor will ensure that the transactions happened in the office accounts of ______ CBS Software are genuine and none of the financial and non-financial transactions are left un-verified at the End of the Day in ______ CBS Software.

Supervisor will ensure the safety of his/her own ______ and direct his/her sub-ordinate staff to keep their ______ safely to avoid any misuse.

Supervisor will check all the latest ______ available on India Post Website on daily basis and if any new ______ is found released, he/she will circulate the same all the staff in the SB branch.

Supervisor will ensure the upkeep of ______ available in the SB Branch and ensure not to allow any outsiders, pen drive, external hard disks etc except authorized by the Competent Authority.

Supervisor will ensure that the transactions happened in the office accounts of Finacle CBS Software are genuine and none of the financial and non-financial transactions are left un-verified at the End of the ______ in Finacle CBS Software.

A stock register of Pass Books in form SB-4(a) will be maintained in the format given below separately for ______ and SB5A:

When a Passbook is made over by a depositor to a Post Office for any purpose, a receipt will be issued from ______ and handed over to the depositor.

The words “Passbook of Post Office Saving/_____/TD/PPF/NSS/MIS/SCSS/SSA (Account No……………………..with a balance of Rs………… should be written on the receipt.

When a Passbook is made over by a depositor to a Post Office for dispatch to another post office, it should be dispatched by ______ registered post and the receipt for the registered article being given to the depositor.

A Passbook is returned by the post office to the depositor or sent by one Post Office to another, a similar note should made on the receipt which should be given to the ______ Bank Assistant.

The receipt should be given to the ______ Bank Assistant who should paste it in his/her receipt book or case file.

A stock register of Pass Books in form ______ will be maintained in the format given below separately for SB5 and SB5A:

When a Passbook is made over by a depositor to a Post Office for dispatch to another post office, it should be dispatched by ______ and the receipt for the registered article being given to the depositor.