Podcast
Questions and Answers
What is the maximum cash withdrawal limit per day for the Agniveer Debit Card?
What is the maximum cash withdrawal limit per day for the Agniveer Debit Card?
What is the annual issuance fee for the Opulence Card?
What is the annual issuance fee for the Opulence Card?
How much personal accident cover does the EaseMyTrip Debit Card provide?
How much personal accident cover does the EaseMyTrip Debit Card provide?
What is the contactless transaction limit for the MasterCard Classic DI Debit Card?
What is the contactless transaction limit for the MasterCard Classic DI Debit Card?
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What is the maximum discount for domestic hotel bookings with the EaseMyTrip Debit Card?
What is the maximum discount for domestic hotel bookings with the EaseMyTrip Debit Card?
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How many times per year can a cardholder access international airport lounges for free?
How many times per year can a cardholder access international airport lounges for free?
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What is the instant discount percentage on bus bookings with a RuPay Qsparc NCMC Debit Card?
What is the instant discount percentage on bus bookings with a RuPay Qsparc NCMC Debit Card?
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What is the total discount limit for airport transfer or outstation cab bookings?
What is the total discount limit for airport transfer or outstation cab bookings?
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Which of the following options can a cardholder NOT use their card for?
Which of the following options can a cardholder NOT use their card for?
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How often can a cardholder redeem the big basket or Blinkit voucher worth ₹250?
How often can a cardholder redeem the big basket or Blinkit voucher worth ₹250?
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What additional feature does the RuPay Select DI Debit Card provide compared to other cards?
What additional feature does the RuPay Select DI Debit Card provide compared to other cards?
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What is the cashback limit for the Amazon recharge/bill payment on Fridays with this card?
What is the cashback limit for the Amazon recharge/bill payment on Fridays with this card?
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What is the limit on cash withdrawals from ATM per day with the VISA Vyapaar DI Debit Card?
What is the limit on cash withdrawals from ATM per day with the VISA Vyapaar DI Debit Card?
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What is the maximum eligible loan limit under the Collateral Free CGTMSE Loan Scheme?
What is the maximum eligible loan limit under the Collateral Free CGTMSE Loan Scheme?
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What is the minimum loan amount for the SME Medium Term Loan?
What is the minimum loan amount for the SME Medium Term Loan?
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Which EASE initiative was noted for being first in technology-enabled and collaborative banking?
Which EASE initiative was noted for being first in technology-enabled and collaborative banking?
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Under the Stand-up India Scheme (SUI), what is the maximum amount a borrower can avai?
Under the Stand-up India Scheme (SUI), what is the maximum amount a borrower can avai?
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What was the total receipt as per the budget mentioned?
What was the total receipt as per the budget mentioned?
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What is the increased limit for Mudra Loans under the Tarun Category?
What is the increased limit for Mudra Loans under the Tarun Category?
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What is the Corporate Tax rate for Foreign Companies as specified?
What is the Corporate Tax rate for Foreign Companies as specified?
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What is the maximum loan limit for the SME Short Term Loan?
What is the maximum loan limit for the SME Short Term Loan?
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What is the transaction limit for UPI Lite Wallet?
What is the transaction limit for UPI Lite Wallet?
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Which of the following sectors has the lowest advance rate according to the new guidelines?
Which of the following sectors has the lowest advance rate according to the new guidelines?
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What is the renewable energy target for India by 2030?
What is the renewable energy target for India by 2030?
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How long does the inquiry process take according to POSH regulations?
How long does the inquiry process take according to POSH regulations?
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Who is responsible for the ownership of the Whistle Blower Policy?
Who is responsible for the ownership of the Whistle Blower Policy?
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What is the gift acceptance limit for relatives?
What is the gift acceptance limit for relatives?
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Which leadership training program is mentioned?
Which leadership training program is mentioned?
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What is the maximum time allowed for a woman to receive a notice from the internal committee (IC) after filing a complaint?
What is the maximum time allowed for a woman to receive a notice from the internal committee (IC) after filing a complaint?
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What is the penalty amount for RTI replies that are delayed beyond 30 days?
What is the penalty amount for RTI replies that are delayed beyond 30 days?
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What is the charge for ATM withdrawals beyond the specified limit for financial transactions?
What is the charge for ATM withdrawals beyond the specified limit for financial transactions?
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Which charge applies when the cash withdrawal entries exceed five in a month for a Standard User Account?
Which charge applies when the cash withdrawal entries exceed five in a month for a Standard User Account?
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What is the minimum external rating required for sectors categorized under Negative Outlook for regulatory MSME?
What is the minimum external rating required for sectors categorized under Negative Outlook for regulatory MSME?
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In the case of missed call services, which number is designated for a mini statement request?
In the case of missed call services, which number is designated for a mini statement request?
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What is the SMS charge for a savings bank account per transaction?
What is the SMS charge for a savings bank account per transaction?
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What charge is applied for the decline of a debit card transaction due to insufficient funds?
What charge is applied for the decline of a debit card transaction due to insufficient funds?
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What is the fee for filing a complaint at the District Forum under COPRA 1986 for amounts up to ₹20 lakhs?
What is the fee for filing a complaint at the District Forum under COPRA 1986 for amounts up to ₹20 lakhs?
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What is the maximum loan amount for the Baroda Arogyadham Scheme?
What is the maximum loan amount for the Baroda Arogyadham Scheme?
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Which of the following cards offers insurance coverage for air and non-air accidents?
Which of the following cards offers insurance coverage for air and non-air accidents?
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What is the maximum repayment period for loans under the Baroda Energy Efficiency Project (BEEP)?
What is the maximum repayment period for loans under the Baroda Energy Efficiency Project (BEEP)?
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How much is the minimum loan amount for financing textile units?
How much is the minimum loan amount for financing textile units?
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What is the maximum limit for Baroda Laghu Udyami Credit Card?
What is the maximum limit for Baroda Laghu Udyami Credit Card?
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Which scheme allows for a margin of 25% on overdrafts?
Which scheme allows for a margin of 25% on overdrafts?
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What is the total duration of the repayment period, including moratorium, for a loan with a maximum amount of ₹ 30 Crores?
What is the total duration of the repayment period, including moratorium, for a loan with a maximum amount of ₹ 30 Crores?
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Which card has no joining fee and offers personal accident and total disability coverage?
Which card has no joining fee and offers personal accident and total disability coverage?
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Study Notes
Agniveer Debit Card
- Cash withdrawal limit: ₹50,000 per day, ₹100,000 per day at POS/e-commerce
- Contactless transactions up to ₹5,000 without PIN at POS.
- Personal accident and total disability cover: ₹10 lakhs.
Opulence Card
- Maximum transactions per day: 50
- Annual fee: ₹9500
- Withdrawal limit (ATM): ₹5 lakhs
- Withdrawal limit (POS/e-commerce): ₹10 lakhs
Bob World Sapphire Card
- Annual fee: ₹750
- Withdrawal limit (POS/e-commerce): ₹5 lakhs
- Maximum transactions: 30
MasterCard Classic DI Debit Card
- Withdrawal limit (ATM): ₹25,000 per day.
- Purchase limit (POS/e-commerce): ₹50,000 per day.
- Contactless transactions up to ₹5,000 without PIN.
- Online transactions secured with PIN and CVV2
- Contactless transactions up to ₹5,000 without PIN at POS.
EaseMyTrip Debit Card
- Cash withdrawal limit: ₹50,000 per day (₹1,00,000 at POS/e-commerce)
- Issuance fee: ₹599+taxes
- Contactless transactions up to ₹5,000 without PIN
- Personal accident and total disability cover: ₹10 lakhs
- Air accident insurance: ₹50 lakhs
- Domestic flight bookings: 10% instant discount, max ₹1,000, no minimum value
- International flight bookings: 10% instant discount, max ₹5,000, no minimum value
- Domestic hotel bookings: 15% instant discount, max ₹5,000, no minimum value
Other Cards and Features
- International/Domestic Airport Lounge Access: Complimentary access (details vary by card).
- OTT Benefits: Annual membership to streaming services (Amazon Prime, Zee5, SonyLiv).
- Shopping Offers: Vouchers from online retailers (Big Basket, Blinkit, Flipkart).
- Bookmyshow: Discounts on movie tickets.
- Gaana+: Subscription to music streaming service.
- Amazon/Zomato: Discounts on recharge/bill payments, food delivery.
- Bus Bookings: Discounts on bus tickets.
- Spree Hotels/Yolo Bus Booking/Airport Transfer/Outstation Cab/Activity Booking: Discounts on related services.
- Concierge Services: Services to assist with managing travel, booking tickets, etc.
- RuPay Qsparc NCMC Debit Card, Bank's One Nation One Card, Baroda BPCL Debit Card, VISA Vyapaar DI Debit Card: Additional debit cards and features.
- Cash withdrawal limit (ATM): 2 Lakhs per day
- Daily cash withdrawal (ATM) limit ₹1.50 Lakhs
- Digital MSME Loan – Max 5 Crore and Min 10 Lakhs
- Baroda Energy Efficiency Project (BEEP) Finance: Minimum loan ₹10 lakhs, maximum ₹15 crores
- Scheme for Financing Textile Units: Minimum ₹25 lakhs, Maximum ₹50 crores.
- Repayment Period Term Loan - 09 Years
- Baroda Arogyadham Scheme: Minimum 5 lakhs, Maximum ₹30 Crores.
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Description
Test your knowledge on the various benefits and limits related to different debit cards. This quiz covers limits on cash withdrawals, issuance fees, accident cover, transaction limits, and discounts available through specific debit cards. See how well you understand these financial products!
