Podcast
Questions and Answers
The period of the ______ and rate of interest applicable to the deposit are matters to be agreed between the depositor and the bank.
The period of the ______ and rate of interest applicable to the deposit are matters to be agreed between the depositor and the bank.
deposit
Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
contract
Proof of ______ and verification of the address of the customer are required for opening a deposit account.
Proof of ______ and verification of the address of the customer are required for opening a deposit account.
identify
The ______ Signature Card is a document required for opening a deposit account.
The ______ Signature Card is a document required for opening a deposit account.
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The ______ Form is a document required for opening a deposit account, which helps to know the customer.
The ______ Form is a document required for opening a deposit account, which helps to know the customer.
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Photographs of the ______ are required for opening a deposit account.
Photographs of the ______ are required for opening a deposit account.
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Deposit mobilization is an integral part of ______ activity.
Deposit mobilization is an integral part of ______ activity.
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Money placed into a ______ institution for safekeeping.
Money placed into a ______ institution for safekeeping.
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Banks are diversifying sources of funds to reduce the dependency on funds from other ______.
Banks are diversifying sources of funds to reduce the dependency on funds from other ______.
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Every bank has already introduced several ______ schemes to attract deposits from various customers group.
Every bank has already introduced several ______ schemes to attract deposits from various customers group.
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The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on ______ from other banks.
The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on ______ from other banks.
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Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
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A Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
A Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
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The depositor(s) may withdraw money from the account twice in a ______ and may withdraw money up to 25% of the balance without notice.
The depositor(s) may withdraw money from the account twice in a ______ and may withdraw money up to 25% of the balance without notice.
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If the balance is turned down below Tk.500 at any day of a particular ______, then he will not be entitled of interest for that month.
If the balance is turned down below Tk.500 at any day of a particular ______, then he will not be entitled of interest for that month.
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Considering the deposited amount of the first 6th date of each ______, interest will be paid on the minimum balance of the said month as per prescribed rate on June and December of each year.
Considering the deposited amount of the first 6th date of each ______, interest will be paid on the minimum balance of the said month as per prescribed rate on June and December of each year.
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Customer benefits of SB/CD/SND Account include a wide network of ______ (121 Branches all over Bangladesh).
Customer benefits of SB/CD/SND Account include a wide network of ______ (121 Branches all over Bangladesh).
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Customer benefits of SB/CD/SND Account include the collection of ______ through DD/TT/MT Clearing.
Customer benefits of SB/CD/SND Account include the collection of ______ through DD/TT/MT Clearing.
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Time deposits may be of Fixed Deposits, Short Notice Deposits, ______ Deposits, and a Large portion of Saving Deposits
Time deposits may be of Fixed Deposits, Short Notice Deposits, ______ Deposits, and a Large portion of Saving Deposits
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All the essential features of a valid ______ must be present when a banker opens an account
All the essential features of a valid ______ must be present when a banker opens an account
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For opening each type of account, some documents are commonly required, including ______ in Account Opening Forms
For opening each type of account, some documents are commonly required, including ______ in Account Opening Forms
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The ______ Transaction Profile Form is a document required for opening a deposit account
The ______ Transaction Profile Form is a document required for opening a deposit account
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The ______ of the customer are required for opening a deposit account
The ______ of the customer are required for opening a deposit account
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For opening a deposit account, ______ of the constituents are required
For opening a deposit account, ______ of the constituents are required
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Deposit mobilization is an integral part of ______ activity.
Deposit mobilization is an integral part of ______ activity.
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The bank’s business is funded through deposits from retail and corporate customers as well as ______ money from local banks.
The bank’s business is funded through deposits from retail and corporate customers as well as ______ money from local banks.
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Every bank has already introduced several ______ schemes to attract deposits from various customers group.
Every bank has already introduced several ______ schemes to attract deposits from various customers group.
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Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
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Money placed into a ______ institution for safekeeping.
Money placed into a ______ institution for safekeeping.
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The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on funds from other ______.
The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on funds from other ______.
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Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
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If the depositor persistently withdraws more than twice in a ______ or a sum exceeding 25% of the balance in the account without notice, the depositor will not get interest for that month.
If the depositor persistently withdraws more than twice in a ______ or a sum exceeding 25% of the balance in the account without notice, the depositor will not get interest for that month.
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Considering the deposited amount of the first 6th date of each month, interest will be paid on the minimum balance of the said month as per prescribed rate on ______ and December of each year.
Considering the deposited amount of the first 6th date of each month, interest will be paid on the minimum balance of the said month as per prescribed rate on ______ and December of each year.
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Customer benefits of SB/CD/SND Account include ______ payment service.
Customer benefits of SB/CD/SND Account include ______ payment service.
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SB Account may be open in the name of ______, Society or similar Institution.
SB Account may be open in the name of ______, Society or similar Institution.
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Customer benefits of SB/CD/SND Account include ______ card facilities.
Customer benefits of SB/CD/SND Account include ______ card facilities.
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Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
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For opening a deposit account, ______ of the constituents are required.
For opening a deposit account, ______ of the constituents are required.
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The ______ Form is a document required for opening a deposit account, which helps to know the customer.
The ______ Form is a document required for opening a deposit account, which helps to know the customer.
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The ______ Signature Card is a document required for opening a deposit account.
The ______ Signature Card is a document required for opening a deposit account.
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Common documents required for opening of deposit accounts include ______ in Account Opening Forms.
Common documents required for opening of deposit accounts include ______ in Account Opening Forms.
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A bank's business is funded through deposits from retail and corporate customers as well as call ______ from local banks.
A bank's business is funded through deposits from retail and corporate customers as well as call ______ from local banks.
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Deposit mobilization is an integral part of ______ activity.
Deposit mobilization is an integral part of ______ activity.
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Savings Bank account may be opened in the name of an adult individual or jointly who is/are ______.
Savings Bank account may be opened in the name of an adult individual or jointly who is/are ______.
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In case of Savings Bank A/c the depositor(s) may withdraw money from the account ______ in a week.
In case of Savings Bank A/c the depositor(s) may withdraw money from the account ______ in a week.
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Many a banks are opening branches all across the country to reduce dependence on urban ______.
Many a banks are opening branches all across the country to reduce dependence on urban ______.
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Withdrawal money exceeding 25%, ______ days prior notice is required.
Withdrawal money exceeding 25%, ______ days prior notice is required.
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Money placed into a ______ institution for safekeeping.
Money placed into a ______ institution for safekeeping.
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Every bank has already introduced several deposit ______ to attract deposits from various customers group.
Every bank has already introduced several deposit ______ to attract deposits from various customers group.
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Customer Benefits of SB/CD/SND Account include Wide network of ______ all over Bangladesh.
Customer Benefits of SB/CD/SND Account include Wide network of ______ all over Bangladesh.
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Customer Benefits of SB/CD/SND Account include ______ payment service.
Customer Benefits of SB/CD/SND Account include ______ payment service.
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Normal operations are not expected in ______ Accounts.
Normal operations are not expected in ______ Accounts.
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If a cheque is presented for payment in a ______ Account, it should invariably be referred to the Manager / Authorized Officer of the account Branch.
If a cheque is presented for payment in a ______ Account, it should invariably be referred to the Manager / Authorized Officer of the account Branch.
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The operations of the concerned account is to be stopped immediately after receiving authenticated information of the ______ of a constituent.
The operations of the concerned account is to be stopped immediately after receiving authenticated information of the ______ of a constituent.
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Interest on the balance of ______ Bank Accounts will be paid upto the date of withdrawal / closing of the accounts as admissible under Savings Bank Accounts rules.
Interest on the balance of ______ Bank Accounts will be paid upto the date of withdrawal / closing of the accounts as admissible under Savings Bank Accounts rules.
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The account will be regular at the end of day processing of the ______ transaction date.
The account will be regular at the end of day processing of the ______ transaction date.
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Along with a certified copy of the statute, the following documents are required to open such an account: i) ______ Form ii) Specimen Signature Card iii) Mandate, which will authorize the person(s), to operate the Account.
Along with a certified copy of the statute, the following documents are required to open such an account: i) ______ Form ii) Specimen Signature Card iii) Mandate, which will authorize the person(s), to operate the Account.
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The adoption of effective ______ standards is an essential part of banks' risk management policies.
The adoption of effective ______ standards is an essential part of banks' risk management policies.
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KYC procedures refers to knowing a customer physically and ______.
KYC procedures refers to knowing a customer physically and ______.
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The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of ______ or service is required.
The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of ______ or service is required.
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It would be best to obtain the identification documents from the prospective customer which is the most difficult to obtain ______.
It would be best to obtain the identification documents from the prospective customer which is the most difficult to obtain ______.
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Such persons will put their thumb impression on the Account opening form (Advice of New ______), specimen signature card etc. in presence of the Manager /Sub-Manager and the Introducer who will attest the thumb impression mentioning his Current Account Number.
Such persons will put their thumb impression on the Account opening form (Advice of New ______), specimen signature card etc. in presence of the Manager /Sub-Manager and the Introducer who will attest the thumb impression mentioning his Current Account Number.
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The Manager/Sub-Manager should record a ______ to this effect on the back of the cheque.
The Manager/Sub-Manager should record a ______ to this effect on the back of the cheque.
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The accounts of any government or semi government organizations or a local body may be opened on obtaining the copy of the ______ or any other law by which the body was created and is governed.
The accounts of any government or semi government organizations or a local body may be opened on obtaining the copy of the ______ or any other law by which the body was created and is governed.
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Two copies of ______ size photographs of the Account holder should be obtained duly attested by the Introducer and admitted by the Authorized officer of the Branch.
Two copies of ______ size photographs of the Account holder should be obtained duly attested by the Introducer and admitted by the Authorized officer of the Branch.
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A letter of ______ shall be obtained from the Account holder to the effect that he will not operate on the a/c unless he personally comes to the Bank and put his thumb impression on the cheques in presence of the Bank Manager/Sub-Manager who will attest the same on verifying the photograph of the depositor on Bank’s record.
A letter of ______ shall be obtained from the Account holder to the effect that he will not operate on the a/c unless he personally comes to the Bank and put his thumb impression on the cheques in presence of the Bank Manager/Sub-Manager who will attest the same on verifying the photograph of the depositor on Bank’s record.
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Nominee ___________ account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a nominee to their accounts.
Nominee ___________ account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a nominee to their accounts.
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Encashment at Maturity: Interest should be paid up to the date of __________ at the rate applicable for the relevant TDR.
Encashment at Maturity: Interest should be paid up to the date of __________ at the rate applicable for the relevant TDR.
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A person who receives the benefit in case of death of the account holder is a __________.
A person who receives the benefit in case of death of the account holder is a __________.
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The account holder(s) chooses or nominates his/her nominee at the time of opening the __________ account.
The account holder(s) chooses or nominates his/her nominee at the time of opening the __________ account.
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Encashment beyond Maturity: Interest up to the period of __________ should be paid at the rate applicable for the relevant TDR.
Encashment beyond Maturity: Interest up to the period of __________ should be paid at the rate applicable for the relevant TDR.
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Interest for the period beyond the date of Maturity upto the date of withdrawal should be paid at the rate applicable for the __________ Bank Accounts with checking facility.
Interest for the period beyond the date of Maturity upto the date of withdrawal should be paid at the rate applicable for the __________ Bank Accounts with checking facility.
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Premature encashment: In such cases deposit should be deemed to have been made up to the date of __________ and not up to the date of death.
Premature encashment: In such cases deposit should be deemed to have been made up to the date of __________ and not up to the date of death.
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The account holder can nominate one or more person as his/her __________.
The account holder can nominate one or more person as his/her __________.
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Nominee can be appointed by the account holder(s) at the time of opening the account in their individual names or in joint names of two or more __________.
Nominee can be appointed by the account holder(s) at the time of opening the account in their individual names or in joint names of two or more __________.
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Interest should be paid and recovery of penal interest made in accordance with prevalent instructions regarding __________ encashment.
Interest should be paid and recovery of penal interest made in accordance with prevalent instructions regarding __________ encashment.
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Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
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The period of the deposit and rate of interest applicable to the deposit are matters to be agreed between the depositor and the ______ under the terms of the deposit.
The period of the deposit and rate of interest applicable to the deposit are matters to be agreed between the depositor and the ______ under the terms of the deposit.
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For opening a deposit account, ______ of the constituents are required.
For opening a deposit account, ______ of the constituents are required.
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A) Fixed Deposits b) Short Notice Deposits c) ______ Deposits d) Large portion of Saving Deposits
A) Fixed Deposits b) Short Notice Deposits c) ______ Deposits d) Large portion of Saving Deposits
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The ______ Form is a document required for opening a deposit account, which helps to know the customer.
The ______ Form is a document required for opening a deposit account, which helps to know the customer.
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Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
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The contractual relationships that exist between ______ and customer.
The contractual relationships that exist between ______ and customer.
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SB Account may be open in the name of ______, Society or similar Institution.
SB Account may be open in the name of ______, Society or similar Institution.
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Customer complaint management involves ______ recording and resolution process.
Customer complaint management involves ______ recording and resolution process.
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In case of Savings Bank A/c the depositor(s) may withdraw money from the account ______ in a week.
In case of Savings Bank A/c the depositor(s) may withdraw money from the account ______ in a week.
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Considering the deposited amount of the first 6th date of each ______, interest will be paid on the minimum balance of the said month as per prescribed rate on June and December of each year.
Considering the deposited amount of the first 6th date of each ______, interest will be paid on the minimum balance of the said month as per prescribed rate on June and December of each year.
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Bank deposits are kept in the various ______ in a bank.
Bank deposits are kept in the various ______ in a bank.
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Customer Benefits of SB/CD/SND Account include MICR ______ facility.
Customer Benefits of SB/CD/SND Account include MICR ______ facility.
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The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on funds from other ______.
The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on funds from other ______.
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Mobilization of savings through intensive deposit collection has been regarded as the major task of ______ activity.
Mobilization of savings through intensive deposit collection has been regarded as the major task of ______ activity.
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In a Dormant Account, a cheque is presented for payment should invariably be referred to the ______ of the account branch.
In a Dormant Account, a cheque is presented for payment should invariably be referred to the ______ of the account branch.
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The operations of the concerned account is to be stopped immediately after receiving authenticated information of the ______ of a constituent.
The operations of the concerned account is to be stopped immediately after receiving authenticated information of the ______ of a constituent.
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Interest on the balance of Savings Bank Accounts will be paid upto the date of ______ / closing of the accounts as admissible under Savings Bank Accounts rules.
Interest on the balance of Savings Bank Accounts will be paid upto the date of ______ / closing of the accounts as admissible under Savings Bank Accounts rules.
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The account will be regular at the end of day processing of the ______ transaction date.
The account will be regular at the end of day processing of the ______ transaction date.
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Customer may request to account Branch for activation of his/her dormant account at first for verifying the ______ of the drawing.
Customer may request to account Branch for activation of his/her dormant account at first for verifying the ______ of the drawing.
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Along with a certified copy of the statute, the following documents are required to open such an account: i) Account Opening Form ii) Specimen ______ Card iii) Mandate, which will authorize the person(s), to operate the Account.
Along with a certified copy of the statute, the following documents are required to open such an account: i) Account Opening Form ii) Specimen ______ Card iii) Mandate, which will authorize the person(s), to operate the Account.
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The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of ______ or service is required.
The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of ______ or service is required.
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It would be best to obtain the identification documents from the prospective customer which is the most difficult to obtain ______.
It would be best to obtain the identification documents from the prospective customer which is the most difficult to obtain ______.
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Sound KYC Policies and Procedures not only contribute to the bank's overall safety and soundness, they also protect the integrity of the ______ system by reducing money laundering, terrorist financing and other unlawful activities.
Sound KYC Policies and Procedures not only contribute to the bank's overall safety and soundness, they also protect the integrity of the ______ system by reducing money laundering, terrorist financing and other unlawful activities.
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The adoption of effective ______ standards is an essential part of banks' risk management policies.
The adoption of effective ______ standards is an essential part of banks' risk management policies.
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Such persons will put their thumb impression on the Account opening form (Advice of New ______) etc.in presence of the Manager /Sub-Manager and the Introducer who will attest the thumb impression mentioning his Current Account Number.
Such persons will put their thumb impression on the Account opening form (Advice of New ______) etc.in presence of the Manager /Sub-Manager and the Introducer who will attest the thumb impression mentioning his Current Account Number.
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A letter of ______ shall be obtained from the Account holder to the effect that he will not operate on the a/c unless he personally comes to the Bank and put his thumb impression on the cheques in presence of the Bank Manager/Sub-Manager who will attest the same on verifying the photograph of the depositor on Bank’s record.
A letter of ______ shall be obtained from the Account holder to the effect that he will not operate on the a/c unless he personally comes to the Bank and put his thumb impression on the cheques in presence of the Bank Manager/Sub-Manager who will attest the same on verifying the photograph of the depositor on Bank’s record.
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Along with a certified copy of the statute, the following documents are required to open such an account: i) ______ Form ii) Specimen Signature Card iii) Mandate, which will authorize the person(s), to operate the Account.
Along with a certified copy of the statute, the following documents are required to open such an account: i) ______ Form ii) Specimen Signature Card iii) Mandate, which will authorize the person(s), to operate the Account.
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The Manager/Sub-Manager should record a ______ to this effect on the back of the cheque.
The Manager/Sub-Manager should record a ______ to this effect on the back of the cheque.
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The ______ of any government or semi government organizations or a local body may be opened on obtaining the copy of the status or any other law by which the body was created and is governed.
The ______ of any government or semi government organizations or a local body may be opened on obtaining the copy of the status or any other law by which the body was created and is governed.
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Term Deposit Accounts: Premature encashment: In such cases deposit should be deemed to have been made up to the date of withdrawal and not up to the date of ______.
Term Deposit Accounts: Premature encashment: In such cases deposit should be deemed to have been made up to the date of withdrawal and not up to the date of ______.
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Nominee Bank account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a ______ to their accounts.
Nominee Bank account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a ______ to their accounts.
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Interest should be paid up to the date of Maturity at the rate applicable for the relevant ______.
Interest should be paid up to the date of Maturity at the rate applicable for the relevant ______.
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Interest for the period beyond the date of Maturity upto the date of withdrawal should be paid at the rate applicable for the ______ Bank Accounts with checking facility.
Interest for the period beyond the date of Maturity upto the date of withdrawal should be paid at the rate applicable for the ______ Bank Accounts with checking facility.
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The account holder(s) chooses or nominates his/her ______ at the time of opening the bank account.
The account holder(s) chooses or nominates his/her ______ at the time of opening the bank account.
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A person who receives the benefit in case of death of the account holder is a ______.
A person who receives the benefit in case of death of the account holder is a ______.
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Encashment at Maturity: Interest should be paid up to the date of ______ at the rate applicable for the relevant TDR.
Encashment at Maturity: Interest should be paid up to the date of ______ at the rate applicable for the relevant TDR.
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Premature encashment: Interest should be paid and recovery of penal interest made in accordance with prevalent instructions regarding ______ encashment.
Premature encashment: Interest should be paid and recovery of penal interest made in accordance with prevalent instructions regarding ______ encashment.
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Encashment beyond Maturity: Interest up to the period of maturity should be paid at the rate applicable for the relevant ______.
Encashment beyond Maturity: Interest up to the period of maturity should be paid at the rate applicable for the relevant ______.
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Nominee Bank account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a ______ to their accounts.
Nominee Bank account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a ______ to their accounts.
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Deposit mobilization is an integral part of ______ activity.
Deposit mobilization is an integral part of ______ activity.
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Money placed into a ______ institution for safekeeping.
Money placed into a ______ institution for safekeeping.
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For opening a deposit account, some documents are commonly required which are mentioned below, including a) Duly filled in Account Opening Forms, b) Proof of ______, verification of the address of the customer.
For opening a deposit account, some documents are commonly required which are mentioned below, including a) Duly filled in Account Opening Forms, b) Proof of ______, verification of the address of the customer.
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Bank deposits are kept in the various ______ in a bank.
Bank deposits are kept in the various ______ in a bank.
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Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
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Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
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Every bank has already introduced several ______ schemes to attract deposits from various customers group.
Every bank has already introduced several ______ schemes to attract deposits from various customers group.
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The period of the deposit and rate of ______ applicable to the deposit are matters to be agreed between the depositor and the bank under the terms of the deposit.
The period of the deposit and rate of ______ applicable to the deposit are matters to be agreed between the depositor and the bank under the terms of the deposit.
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The account holder can nominate one or more person as his/her ______.
The account holder can nominate one or more person as his/her ______.
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Time deposits may be of: a) ______ Deposits, b) Short Notice Deposits, c) Recurring Deposits.
Time deposits may be of: a) ______ Deposits, b) Short Notice Deposits, c) Recurring Deposits.
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Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
Savings Bank account may be opened in the name of an adult individual or jointly who is/are mentally ______.
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In some cases SB Account may be open in the name of ______, Society or similar Institution.
In some cases SB Account may be open in the name of ______, Society or similar Institution.
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Considering the deposited amount of the first 6th date of each month, interest will be paid on the minimum balance of the said month as per prescribed rate on ______ and December of each year.
Considering the deposited amount of the first 6th date of each month, interest will be paid on the minimum balance of the said month as per prescribed rate on ______ and December of each year.
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If the balance is turn down below Tk.500 at any day of a particular ______, then he will not be entitled of interest for that month.
If the balance is turn down below Tk.500 at any day of a particular ______, then he will not be entitled of interest for that month.
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Customer Benefits of SB/CD/SND Account include Wide network of ______ all over Bangladesh.
Customer Benefits of SB/CD/SND Account include Wide network of ______ all over Bangladesh.
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Persons with ______ impressions can also open an account.
Persons with ______ impressions can also open an account.
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Two copies of ______ size photographs of the account holder should be obtained.
Two copies of ______ size photographs of the account holder should be obtained.
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A letter of ______ shall be obtained from the account holder.
A letter of ______ shall be obtained from the account holder.
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The Manager/Sub-Manager should record a ______ on the back of the cheque.
The Manager/Sub-Manager should record a ______ on the back of the cheque.
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The accounts of any government or semi government organizations or a local body may be opened on obtaining the copy of the ______ or any other law by which the body was created and is governed.
The accounts of any government or semi government organizations or a local body may be opened on obtaining the copy of the ______ or any other law by which the body was created and is governed.
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Banks with inadequate KYC program may be subject to significant risks, especially legal and reputational ______.
Banks with inadequate KYC program may be subject to significant risks, especially legal and reputational ______.
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KYC procedures refers to knowing a customer ______ and financially.
KYC procedures refers to knowing a customer ______ and financially.
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Along with a certified copy of the statute, the following documents are required to open such an account: i) Account Opening Form ii) Specimen ______ Card iii) Mandate, which will authorize the person(s), to operate the Account.
Along with a certified copy of the statute, the following documents are required to open such an account: i) Account Opening Form ii) Specimen ______ Card iii) Mandate, which will authorize the person(s), to operate the Account.
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Sound KYC Policies and Procedures not only contribute to the bank's overall safety and soundness, they also protect the integrity of the ______ system by reducing money laundering, terrorist financing and other unlawful activities.
Sound KYC Policies and Procedures not only contribute to the bank's overall safety and soundness, they also protect the integrity of the ______ system by reducing money laundering, terrorist financing and other unlawful activities.
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The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of account or ______ is required.
The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of account or ______ is required.
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Normal operations are not expected in ______ Accounts.
Normal operations are not expected in ______ Accounts.
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Customer may request to account Branch for activation of his/her ______ account at first for verifying the genuineness.
Customer may request to account Branch for activation of his/her ______ account at first for verifying the genuineness.
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As soon as any authenticated information is received by the bank as to the death of a constituent, the operations of the concerned account is to be stopped immediately. Since then the account would have been termed as ______ account.
As soon as any authenticated information is received by the bank as to the death of a constituent, the operations of the concerned account is to be stopped immediately. Since then the account would have been termed as ______ account.
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Interest on the balance of Savings Bank Accounts will be paid upto the date of withdrawal / closing of the accounts as admissible under Savings Bank Accounts ______.
Interest on the balance of Savings Bank Accounts will be paid upto the date of withdrawal / closing of the accounts as admissible under Savings Bank Accounts ______.
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If a cheque is presented for payment in a ______ Account, it should invariably be referred to the Manager / Authorized Officer of the account Branch.
If a cheque is presented for payment in a ______ Account, it should invariably be referred to the Manager / Authorized Officer of the account Branch.
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Nominee can be appointed by the account holder(s) at the time of opening the account in their individual names or in joint names of two or more ______.
Nominee can be appointed by the account holder(s) at the time of opening the account in their individual names or in joint names of two or more ______.
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The operations of the concerned account is to be stopped immediately after receiving authenticated information of the ______ of a constituent.
The operations of the concerned account is to be stopped immediately after receiving authenticated information of the ______ of a constituent.
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The account holder(s) chooses or nominates his/her nominee at the time of opening the ______ account.
The account holder(s) chooses or nominates his/her nominee at the time of opening the ______ account.
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Premature encashment: In such cases deposit should be deemed to have been made up to the date of ______ and not up to the date of death.
Premature encashment: In such cases deposit should be deemed to have been made up to the date of ______ and not up to the date of death.
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Interest should be paid and recovery of penal interest made in accordance with prevalent instructions regarding ______ encashment.
Interest should be paid and recovery of penal interest made in accordance with prevalent instructions regarding ______ encashment.
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The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of ______ or service is required.
The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of ______ or service is required.
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Savings Bank account may be opened in the name of an adult individual or jointly who is/are ______.
Savings Bank account may be opened in the name of an adult individual or jointly who is/are ______.
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The customer may request to account Branch for activation of his/her dormant account at first for verifying the ______ of the drawing.
The customer may request to account Branch for activation of his/her dormant account at first for verifying the ______ of the drawing.
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Deposit mobilization is an integral part of ______ activity.
Deposit mobilization is an integral part of ______ activity.
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For opening a deposit account, some documents are commonly required which are mentioned below, including a) Duly filled in Account Opening Forms, b) Proof of ______, verification of the address of the customer.
For opening a deposit account, some documents are commonly required which are mentioned below, including a) Duly filled in Account Opening Forms, b) Proof of ______, verification of the address of the customer.
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Time deposits may be of ______ deposits.
Time deposits may be of ______ deposits.
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Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
Every person can open an account with the bank that is competent to ______ as per Contract Act, 1872.
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For opening each type of account some documents are commonly required which are mentioned below, including ______ filled in Account Opening Forms.
For opening each type of account some documents are commonly required which are mentioned below, including ______ filled in Account Opening Forms.
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The period of the deposit and rate of ______ applicable to the deposit are matters to be agreed between the depositor and the bank.
The period of the deposit and rate of ______ applicable to the deposit are matters to be agreed between the depositor and the bank.
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For opening a deposit account, some documents are commonly required which are mentioned below, including ______ of identify, verification of the address of the customer.
For opening a deposit account, some documents are commonly required which are mentioned below, including ______ of identify, verification of the address of the customer.
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Mobilization of savings through intensive deposit collection has been regarded as the major task of ______ activity.
Mobilization of savings through intensive deposit collection has been regarded as the major task of ______ activity.
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Bank deposits are kept in the various ______ in a bank.
Bank deposits are kept in the various ______ in a bank.
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Every bank has already introduced several deposit schemes to attract deposits from various ______ group.
Every bank has already introduced several deposit schemes to attract deposits from various ______ group.
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The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on funds from other ______.
The management of each bank is aware of the situation and it has already started diversifying sources of funds to reduce the dependency on funds from other ______.
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Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
Many a banks are opening branches all across the country to reduce dependence on ______ deposits.
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The adoption of effective ______ standards is an essential part of banks' risk management policies.
The adoption of effective ______ standards is an essential part of banks' risk management policies.
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Banks with inadequate ______ program may be subject to significant risks, especially legal and reputational risk.
Banks with inadequate ______ program may be subject to significant risks, especially legal and reputational risk.
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Sound ______ Policies and Procedures not only contribute to the bank's overall safety and soundness, they also protect the integrity of the banking system.
Sound ______ Policies and Procedures not only contribute to the bank's overall safety and soundness, they also protect the integrity of the banking system.
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To conduct an effective ______, it is essential to accumulate complete and accurate information about the prospective customer.
To conduct an effective ______, it is essential to accumulate complete and accurate information about the prospective customer.
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The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of account or ______ is required.
The verification procedures establishing the identity of a prospective customer should basically be the same whatever type of account or ______ is required.
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Savings Bank account may be opened in the name of an adult individual or jointly who is/are __________
Savings Bank account may be opened in the name of an adult individual or jointly who is/are __________
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In case of Savings Bank A/c the depositor(s) may withdraw money from the account __________ in a week
In case of Savings Bank A/c the depositor(s) may withdraw money from the account __________ in a week
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Withdrawal money exceeding 25%, __________ days prior notice is required
Withdrawal money exceeding 25%, __________ days prior notice is required
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Customer Benefits of SB/CD/SND Account include __________ payment service
Customer Benefits of SB/CD/SND Account include __________ payment service
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Considering the deposited amount of the first 6th date of each month, interest will be paid on the minimum balance of the said month as per prescribed rate on __________ of each year
Considering the deposited amount of the first 6th date of each month, interest will be paid on the minimum balance of the said month as per prescribed rate on __________ of each year
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Normal operations are not expected in ______ Accounts.
Normal operations are not expected in ______ Accounts.
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Customer may request to account Branch for activation of his/her ______ account at first for verifying the genuineness.
Customer may request to account Branch for activation of his/her ______ account at first for verifying the genuineness.
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As soon as any authenticated information is received by the bank as to the death of a constituent, the operations of the concerned account is to be stopped immediately, and then the account would have been termed as ______ account.
As soon as any authenticated information is received by the bank as to the death of a constituent, the operations of the concerned account is to be stopped immediately, and then the account would have been termed as ______ account.
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Interest on the balance of Savings Bank Accounts will be paid upto the date of withdrawal / closing of the accounts as admissible under Savings Bank Accounts rules, irrespective of the date of expiry of the ______.
Interest on the balance of Savings Bank Accounts will be paid upto the date of withdrawal / closing of the accounts as admissible under Savings Bank Accounts rules, irrespective of the date of expiry of the ______.
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The account will be regular at the end of day processing of the ______ transaction date.
The account will be regular at the end of day processing of the ______ transaction date.
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Such persons will put their thumb impression on the Account opening form (Advice of New A/c), specimen signature card etc. in presence of the Manager /Sub-Manager and the ______ who will attest the thumb impression mentioning his Current Account Number.
Such persons will put their thumb impression on the Account opening form (Advice of New A/c), specimen signature card etc. in presence of the Manager /Sub-Manager and the ______ who will attest the thumb impression mentioning his Current Account Number.
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Two copies of passport size photographs of the Account holder should be obtained duly attested by the ______ and admitted by the Authorized officer of the Branch, one of which should be kept attached with the specimen signature card.
Two copies of passport size photographs of the Account holder should be obtained duly attested by the ______ and admitted by the Authorized officer of the Branch, one of which should be kept attached with the specimen signature card.
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The accounts of any government or semi government organizations or a local body may be opened on obtaining the copy of the ______ or any other law by which the body was created and is governed.
The accounts of any government or semi government organizations or a local body may be opened on obtaining the copy of the ______ or any other law by which the body was created and is governed.
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A letter of ______ shall be obtained from the Account holder to the effect that he will not operate on the a/c unless he personally comes to the Bank and put his thumb impression on the cheques in presence of the Bank Manager/Sub-Manager who will attest the same on verifying the photograph of the depositor on Bank’s record.
A letter of ______ shall be obtained from the Account holder to the effect that he will not operate on the a/c unless he personally comes to the Bank and put his thumb impression on the cheques in presence of the Bank Manager/Sub-Manager who will attest the same on verifying the photograph of the depositor on Bank’s record.
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The Manager/Sub-Manager should record a ______ to this effect on the back of the cheque.
The Manager/Sub-Manager should record a ______ to this effect on the back of the cheque.
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A person who receives the benefit in case of death of the account holder is a __________.
A person who receives the benefit in case of death of the account holder is a __________.
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Encashment at Maturity: Interest should be paid up to the date of __________ at the rate applicable for the relevant TDR.
Encashment at Maturity: Interest should be paid up to the date of __________ at the rate applicable for the relevant TDR.
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Deposit should be deemed to have been made up to the date of withdrawal and not up to the date of __________.
Deposit should be deemed to have been made up to the date of withdrawal and not up to the date of __________.
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Interest should be paid up to the period of __________ at the rate applicable for the relevant TDR.
Interest should be paid up to the period of __________ at the rate applicable for the relevant TDR.
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Nominee __________ account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a nominee to their accounts.
Nominee __________ account holders having deposit accounts in their individual names or in joint names of two or more individuals can appoint a nominee to their accounts.
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Interest for the period beyond the date of Maturity upto the date of withdrawal should be paid at the rate applicable for the __________ Bank Accounts with checking facility.
Interest for the period beyond the date of Maturity upto the date of withdrawal should be paid at the rate applicable for the __________ Bank Accounts with checking facility.
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The account holder(s) chooses or nominates his/her nominee at the time of opening the __________ account.
The account holder(s) chooses or nominates his/her nominee at the time of opening the __________ account.
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The account holder can nominate one or more person as his/her nominee at the time of opening the __________ account.
The account holder can nominate one or more person as his/her nominee at the time of opening the __________ account.
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Encashment beyond Maturity: Interest up to the period of __________ should be paid at the rate applicable for the relevant TDR.
Encashment beyond Maturity: Interest up to the period of __________ should be paid at the rate applicable for the relevant TDR.
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Premature encashment: In such cases deposit should be deemed to have been made up to the date of withdrawal and not up to the date of __________.
Premature encashment: In such cases deposit should be deemed to have been made up to the date of withdrawal and not up to the date of __________.
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