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Questions and Answers

What is the primary focus of BEKB's services according to the text?

  • Market in the canton of Bern (correct)
  • Market in Zurich
  • International market
  • Market in the canton of Solothurn

What does BEKB prioritize in terms of financial goals?

  • Daily financial gains
  • Short-term profit maximization
  • Long-term financial goals (correct)
  • Medium-term profit targets

How does BEKB view sustainability in its operations?

  • Focusing only on short-term benefits
  • Not considering sustainability at all
  • Accounting for economic and social dimensions only
  • Taking into account economic, environmental, and social dimensions (correct)

What kind of dividend policy does BEKB operate?

<p>Stable and risk-appropriate (C)</p> Signup and view all the answers

Which region do BEKB's services target primarily?

<p>All regions in the cantons of Bern and Solothurn (B)</p> Signup and view all the answers

In what city is BEKB's decision-making center located?

<p>Bern (C)</p> Signup and view all the answers

What is one of the strategic focus areas mentioned in the text?

<p>Promoting innovation (D)</p> Signup and view all the answers

What is a key priority for BEKB in terms of balance sheet structure?

<p>Sounder-than-average balance sheet structure (C)</p> Signup and view all the answers

How does the text suggest building long-term relationships with clients?

<p>By developing solutions in line with client needs (C)</p> Signup and view all the answers

What does BEKB emphasize in its corporate governance practices?

<p>Value-driven corporate governance (D)</p> Signup and view all the answers

What is one way the text mentions promoting innovation?

<p>By promoting innovation internally and with partners (D)</p> Signup and view all the answers

How does the text suggest contributing to sustainable development?

<p>By thinking and acting long-term (D)</p> Signup and view all the answers

What is one aspect of strengthening corporate social responsibility according to the text?

<p>Thinking and acting as a sustainable bank (D)</p> Signup and view all the answers

In what way does the text suggest enhancing efficiency?

<p>Optimizing client-centric processes (A)</p> Signup and view all the answers

What does the text emphasize about client interactions?

<p>Optimizing interaction quality and quantity (C)</p> Signup and view all the answers

What approach is used to develop solutions for clients?

<p>Ecosystem approach (B)</p> Signup and view all the answers

What fundamental values do the Board of Directors and Executive Board embody?

<p>Commitment, sustainability, and trust (D)</p> Signup and view all the answers

How many dimensions of sustainability do the Board of Directors and Executive Board consider?

<p>Three: economic, environmental, social (D)</p> Signup and view all the answers

What is the maximum term limit for members of the Board of Directors?

<p>Twelve years (B)</p> Signup and view all the answers

What is the maximum age limit for members of the Board of Directors?

<p>70 years old (D)</p> Signup and view all the answers

What type of remuneration do members of the Board of Directors receive for their work?

<p>Fixed remuneration only (D)</p> Signup and view all the answers

What happens if members of the Board of Directors have conflicts of interest in business matters?

<p>Declare conflicts of interest and refrain from participating in relevant discussions (D)</p> Signup and view all the answers

What is an important aspect for the segregation of responsibilities within the bank?

<p>Clear assignment of roles and responsibilities (C)</p> Signup and view all the answers

Why is prudent and forward-looking personnel planning crucial for the Board of Directors and Executive Board?

<p>To ensure a diverse and competent board (C)</p> Signup and view all the answers

What is the main approach taken by BEKB Aktien Nachhaltig Global in lending?

<p>Exclusion approach (B)</p> Signup and view all the answers

Which of the following is NOT one of the criteria considered by BEKB Aktien Nachhaltig Global in lending decisions?

<p>Political criteria (A)</p> Signup and view all the answers

What is the primary focus of the sustainable financing solutions offered by BEKB?

<p>Sustainable projects (B)</p> Signup and view all the answers

What is the intended use of the Renovation mortgage provided by BEKB?

<p>Energy efficiency renovations (A)</p> Signup and view all the answers

Which certificate is required for projects seeking financing from BEKB under the GEAK/Minergie mortgage category for new builds?

<p>GEAK® certificate with category A (A)</p> Signup and view all the answers

What is the term range for the renovation mortgage provided by BEKB?

<p>2-10 years with fixed and preferential interest rate (C)</p> Signup and view all the answers

Which type of projects are eligible for financing under BEKB's sustainable approach?

<p>Projects meeting certified energy standards (B)</p> Signup and view all the answers

What is the primary reason for supporting projects and companies as per BEKB's approach?

<p>Promoting sustainable development (A)</p> Signup and view all the answers

What is the main goal behind reducing default and reputational risk in lending activities?

<p>Enhancing stakeholder trust (D)</p> Signup and view all the answers

What distinguishes BEKB's financing solutions?

<p>Sustainability focus (A)</p> Signup and view all the answers

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