CSGL
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Questions and Answers

What is the primary focus of BEKB's services according to the text?

  • Market in the canton of Bern (correct)
  • Market in Zurich
  • International market
  • Market in the canton of Solothurn
  • What does BEKB prioritize in terms of financial goals?

  • Daily financial gains
  • Short-term profit maximization
  • Long-term financial goals (correct)
  • Medium-term profit targets
  • How does BEKB view sustainability in its operations?

  • Focusing only on short-term benefits
  • Not considering sustainability at all
  • Accounting for economic and social dimensions only
  • Taking into account economic, environmental, and social dimensions (correct)
  • What kind of dividend policy does BEKB operate?

    <p>Stable and risk-appropriate</p> Signup and view all the answers

    Which region do BEKB's services target primarily?

    <p>All regions in the cantons of Bern and Solothurn</p> Signup and view all the answers

    In what city is BEKB's decision-making center located?

    <p>Bern</p> Signup and view all the answers

    What is one of the strategic focus areas mentioned in the text?

    <p>Promoting innovation</p> Signup and view all the answers

    What is a key priority for BEKB in terms of balance sheet structure?

    <p>Sounder-than-average balance sheet structure</p> Signup and view all the answers

    How does the text suggest building long-term relationships with clients?

    <p>By developing solutions in line with client needs</p> Signup and view all the answers

    What does BEKB emphasize in its corporate governance practices?

    <p>Value-driven corporate governance</p> Signup and view all the answers

    What is one way the text mentions promoting innovation?

    <p>By promoting innovation internally and with partners</p> Signup and view all the answers

    How does the text suggest contributing to sustainable development?

    <p>By thinking and acting long-term</p> Signup and view all the answers

    What is one aspect of strengthening corporate social responsibility according to the text?

    <p>Thinking and acting as a sustainable bank</p> Signup and view all the answers

    In what way does the text suggest enhancing efficiency?

    <p>Optimizing client-centric processes</p> Signup and view all the answers

    What does the text emphasize about client interactions?

    <p>Optimizing interaction quality and quantity</p> Signup and view all the answers

    What approach is used to develop solutions for clients?

    <p>Ecosystem approach</p> Signup and view all the answers

    What fundamental values do the Board of Directors and Executive Board embody?

    <p>Commitment, sustainability, and trust</p> Signup and view all the answers

    How many dimensions of sustainability do the Board of Directors and Executive Board consider?

    <p>Three: economic, environmental, social</p> Signup and view all the answers

    What is the maximum term limit for members of the Board of Directors?

    <p>Twelve years</p> Signup and view all the answers

    What is the maximum age limit for members of the Board of Directors?

    <p>70 years old</p> Signup and view all the answers

    What type of remuneration do members of the Board of Directors receive for their work?

    <p>Fixed remuneration only</p> Signup and view all the answers

    What happens if members of the Board of Directors have conflicts of interest in business matters?

    <p>Declare conflicts of interest and refrain from participating in relevant discussions</p> Signup and view all the answers

    What is an important aspect for the segregation of responsibilities within the bank?

    <p>Clear assignment of roles and responsibilities</p> Signup and view all the answers

    Why is prudent and forward-looking personnel planning crucial for the Board of Directors and Executive Board?

    <p>To ensure a diverse and competent board</p> Signup and view all the answers

    What is the main approach taken by BEKB Aktien Nachhaltig Global in lending?

    <p>Exclusion approach</p> Signup and view all the answers

    Which of the following is NOT one of the criteria considered by BEKB Aktien Nachhaltig Global in lending decisions?

    <p>Political criteria</p> Signup and view all the answers

    What is the primary focus of the sustainable financing solutions offered by BEKB?

    <p>Sustainable projects</p> Signup and view all the answers

    What is the intended use of the Renovation mortgage provided by BEKB?

    <p>Energy efficiency renovations</p> Signup and view all the answers

    Which certificate is required for projects seeking financing from BEKB under the GEAK/Minergie mortgage category for new builds?

    <p>GEAK® certificate with category A</p> Signup and view all the answers

    What is the term range for the renovation mortgage provided by BEKB?

    <p>2-10 years with fixed and preferential interest rate</p> Signup and view all the answers

    Which type of projects are eligible for financing under BEKB's sustainable approach?

    <p>Projects meeting certified energy standards</p> Signup and view all the answers

    What is the primary reason for supporting projects and companies as per BEKB's approach?

    <p>Promoting sustainable development</p> Signup and view all the answers

    What is the main goal behind reducing default and reputational risk in lending activities?

    <p>Enhancing stakeholder trust</p> Signup and view all the answers

    What distinguishes BEKB's financing solutions?

    <p>Sustainability focus</p> Signup and view all the answers

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