IT Mixed-4
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Questions and Answers

What is the primary means of delivering banking and financial services in Apps Banking?

  • Mobile phone
  • ATM
  • Software service (correct)
  • Website
  • How does the customer initiate an Apps Banking transaction?

  • By visiting the bank's website
  • By sending a customized request with predefined commands (correct)
  • By sending an email
  • By calling the bank
  • What is the primary role of the server in Apps Banking?

  • To receive and decode customer requests (correct)
  • To store customer data
  • To process loan applications
  • To provide internet connectivity
  • Which type of banks has the highest percentage of providing Apps Banking services?

    <p>Private Commercial Banks (PCBs)</p> Signup and view all the answers

    What percentage of banks provided some sort of informational and transactional Internet Banking services at the end of 2020?

    <p>90%</p> Signup and view all the answers

    What was the percentage of banks providing some sort of informational and transactional Internet Banking services at the end of 2015?

    <p>52%</p> Signup and view all the answers

    What was the total investment in the banking sector of Bangladesh up to 2019?

    <p>Tk. 42,609 crore</p> Signup and view all the answers

    What was the reason for the decrease in IT investment in 2020 compared to 2019?

    <p>The adverse impact of the COVID-19 pandemic on local and global business</p> Signup and view all the answers

    What percentage of the IT budget was used to procure Hardware in 2020?

    <p>35.6%</p> Signup and view all the answers

    What percentage of the IT budget was allocated to Network in 2020 compared to 2019?

    <p>It decreased by 1.6%</p> Signup and view all the answers

    What percentage of IT expenditure was related to Software procurement and update in 2020?

    <p>26%</p> Signup and view all the answers

    What is the major concern for ensuring better IT security for banks?

    <p>Ignoring IT Security, Training and Audit</p> Signup and view all the answers

    What is the primary function of a Network Operating System (NOS)?

    <p>To control and coordinate the devices and systems on a network</p> Signup and view all the answers

    What is the main purpose of a server in a client-server architecture?

    <p>To store and distribute programs and data to clients</p> Signup and view all the answers

    What is an example of a network operating system?

    <p>Novell NetWare</p> Signup and view all the answers

    What is the role of an application server in a client-server architecture?

    <p>To hold programs and data files for a particular application</p> Signup and view all the answers

    What is the primary difference between a client and a server in a client-server architecture?

    <p>The function it performs on the network</p> Signup and view all the answers

    What is the purpose of a network operating system in relation to network equipment?

    <p>To ensure correct use of resources such as printers and disk drives</p> Signup and view all the answers

    What is the minimum guaranteed availability of a Tier 1 data center?

    <p>99.671%</p> Signup and view all the answers

    What is the average annual downtime of a Tier 1 data center?

    <p>28.8 hours</p> Signup and view all the answers

    What is true about a Tier 2 data center?

    <p>It has redundant capacity or infrastructure components</p> Signup and view all the answers

    What is the minimum guaranteed availability of a Tier 2 data center?

    <p>99.741%</p> Signup and view all the answers

    What can be done in a Tier 2 data center?

    <p>A power component or equipment can be replaced or removed without interrupting power supply</p> Signup and view all the answers

    What type of business typically uses a Tier 2 data center?

    <p>Medium-sized business</p> Signup and view all the answers

    What is a major disadvantage of using coaxial cable?

    <p>It is more expensive and more difficult to work with</p> Signup and view all the answers

    What is the primary function of the cladding in a fiber-optic cable?

    <p>To prevent the light from leaking out of the fiber</p> Signup and view all the answers

    What is the typical use of fiber-optic cable in a network?

    <p>As the backbone for a network</p> Signup and view all the answers

    What is the frequency range of microwave signals?

    <p>300 MHz–300 GHz</p> Signup and view all the answers

    What is an advantage of microwave connections over lower frequency radio waves?

    <p>They can utilize the same frequencies without interfering</p> Signup and view all the answers

    What is the primary method of data transmission in fiber-optic cables?

    <p>Light pulses generated by lasers</p> Signup and view all the answers

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