Podcast
Questions and Answers
If the defendant’s liability coverage is 15/30, and the plaintiff’s insurance coverage amounts to 50/100, how much will the latter receive from the defendant’s and the plaintiff’s insurance coverage?
If the defendant’s liability coverage is 15/30, and the plaintiff’s insurance coverage amounts to 50/100, how much will the latter receive from the defendant’s and the plaintiff’s insurance coverage?
- $15,000 from the defendant’s insurance coverage and $50,000 from the plaintiff’s insurance coverage.
- $15,000 from the defendant’s insurance coverage and $35,000 from the plaintiff’s insurance coverage. (correct)
- $15,000 from the defendant’s insurance coverage and $15,000 from the plaintiff’s insurance coverage.
- $5,000 from the defendant’s insurance coverage and $10,000 from the plaintiff’s insurance coverage.
In the following scenario, determine in which cases can you not access the Uninsured Motorist/Uninsured Motorist Coverage?
A. Defendant’s Liability Coverage: 15/30 - UM/UIM Coverage: 15/30
B. Defendant’s Liability Coverage: 100/300 - UM/UIM Coverage: 50/100
C. Defendant’s Liability Coverage: 25/50 - UM/UIM Coverage: 50/100
D. Defendant’s Liability Coverage: 50/100 - UM/UIM Coverage: 15/30
In the following scenario, determine in which cases can you not access the Uninsured Motorist/Uninsured Motorist Coverage?
A. Defendant’s Liability Coverage: 15/30 - UM/UIM Coverage: 15/30 B. Defendant’s Liability Coverage: 100/300 - UM/UIM Coverage: 50/100 C. Defendant’s Liability Coverage: 25/50 - UM/UIM Coverage: 50/100 D. Defendant’s Liability Coverage: 50/100 - UM/UIM Coverage: 15/30
- A – B – C
- B – C – D
- C – D – A
- A – B – D (correct)
What happens if the vehicle and the passenger client both have a UM/UIM Coverage, and the client has a higher UM/UIM coverage?
What happens if the vehicle and the passenger client both have a UM/UIM Coverage, and the client has a higher UM/UIM coverage?
- The client may recover from both coverages.
- The client’s UM/UIM will apply. (correct)
- The vehicle’s UM/UIM coverage will apply.
- The client may only recover from the defendant’s insurance coverage.
How much of a UM/UIM policy of 100/300 can we get if the defendant has a policy limits of 25/50?
How much of a UM/UIM policy of 100/300 can we get if the defendant has a policy limits of 25/50?
In which situation does the client’s UM/UIM coverage shall apply?
In which situation does the client’s UM/UIM coverage shall apply?
Can the UM/UIM coverage be applied when the plaintiff lives under the household of a UM/UIM policyholder and was a passenger inside a vehicle involved in the accident?
Can the UM/UIM coverage be applied when the plaintiff lives under the household of a UM/UIM policyholder and was a passenger inside a vehicle involved in the accident?
Can a plaintiff claim for the UM/UIM coverage if he/she is listed only as a beneficiary on a policy with UM/UIM?
Can a plaintiff claim for the UM/UIM coverage if he/she is listed only as a beneficiary on a policy with UM/UIM?
If the driver is not at fault, and the passenger client does not own the vehicle, but the vehicle has UM/UIM, may the client avail for the vehicle’s UM/UIM coverage?
If the driver is not at fault, and the passenger client does not own the vehicle, but the vehicle has UM/UIM, may the client avail for the vehicle’s UM/UIM coverage?
The plaintiff is a driver or a passenger in a vehicle. In this case, the defendant ran the red light and T-boned the plaintiff. UM/UIM coverage applies when:
The plaintiff is a driver or a passenger in a vehicle. In this case, the defendant ran the red light and T-boned the plaintiff. UM/UIM coverage applies when:
Which of the following is not true about UM/UIM coverage?
Which of the following is not true about UM/UIM coverage?
