Are You a QDRO Expert?

• A QDRO allows for transfer of assets to a beneficiary at a future date.
• The account is transferred to a QDRO account for each beneficiary registered exactly as the original account.
• A QDRO is not a reason for distribution.
• RMD to alternate payee must begin by employee's required beginning date.
• RMD may be delayed up to 18 months during QDRO determination period.
• Required minimum distribution for alternate payee determined separately.
• Amount of benefit based on employee's life expectancy.
• Benefit determined under uniform distribution period or joint life expectancy.
• Joint life expectancy used if former spouse is more than 10 years younger than employee.
• QDRO divides individual account into separate accounts for employee and alternate payee.

Test your knowledge on Qualified Domestic Relations Orders (QDROs) with this informative quiz! Learn about the transfer of assets to beneficiaries, the distribution process, and the requirements for receiving retirement benefits. This quiz covers important details such as RMDs, joint life expectancy, and the division of individual accounts. Put your understanding to the test and see how well you know the ins and outs of QDROs.